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The 10 Best Home Care Agencies for Seniors in Howell, MI for 2024

Despite a population of just over 10,000 residents, Howell, Michigan, is still the largest city in Livingston County. A quiet yet charming downtown situated next to Thompson Lake make it attractive to seniors, who comprise 16.6% of the population — roughly the same as nationally. Seniors may also enjoy Howell’s reasonable cost of living, low crime rate, and affordable health care with lower costs than the national average. Trinity Health Livingston Hospital is nearby for seniors to access health care.

According to Genworth’s 2021 Cost of Care Survey, seniors pay around $6,101 per month for home care services that help with daily activities, such as meal preparation and paying bills. Seniors who need medical monitoring or other light medical services from a professional, such as a nurse or therapist, should choose home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Howell– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Howell, MI

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Paying for Home Care in Howell, MI

The Cost of Home Care in Howell, MI

Compared to the national average, home care costs in Howell are just over $1,000 more expensive per month. This is likely due to the small nature of Howell and the limited options for in-home care in the region. It’s also $572 more expensive than the state average. Kalamazoo and Detroit costs run similar to Howell, but still come in at $381 less. Care is even less expensive in the smaller towns of Monroe and Niles.

Howell

$6,101

Michigan

$5,529

United States

$4,957

Monroe

$5,339

Kalamazoo Area

$5,720

Niles

$5,339

Detroit

$5,720

The Cost of Home Care vs. Other Senior Care Options in Howell, MI

In-home care is an affordable option for senior care in Howell and costs the same as home health care in Howell, even though home health care includes light medical services in addition to assistance with daily activities. Home care is also approximately the same price as assisted living but offers a noticeable savings of over $3,600 when compared to a nursing home.

Home Care

$6,101

Home Health Care

$6,101

Assisted Living Facility

$6,093

Nursing Home Facility (semiprivate room)

$9,733

Note: Data for Howell was unavailable, so data for the nearest city, Ann Arbor, was used instead.

Financial Assistance for Home Care in Howell, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Howell Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Howell:

ResourceContactAddressService
Howell Senior Center(517) 546-06931661 N. Latson Rd. Howell, MI 48843Operated by the Howell Area Parks & Recreation Authority, this social hub for seniors organizes and administers a wide array of fitness and education programs. Activities include book discussion clubs, knitting groups, live music performances and low-impact intramural sports such as pickleball. The center’s programming is open to adults ages 50 and up.
Area Agency on Aging 1-B(800) 852-779529100 Northwestern Hwy., Suite 400, Southfield, MI 48034Covering residents of Livingston and five other Michigan counties, this nonprofit organization supports seniors by providing access to services that can help them delay or avoid moving into a nursing home or assisted living facility. The AAA 1-B runs meal delivery and community dining programs, in addition to an ombudsman program that helps seniors who have concerns about the quality of their home care.
MyRide2(855) 697-433229100 Northwestern Hwy., Suite 400, Southfield, MI 48034Part of the AAA 1-B’s senior-related offerings, the myride2 service focuses on connecting seniors with low-cost curb-to-curb transportation options for safe travel. In addition to its concierge services, myride2 staff provides educational seminars that help teach seniors how to use public transportation and a counseling service for seniors deciding to cease driving independently. There is no cost for the myride2 service itself, but third-party transportation services may charge users a fee.
Livingston County Catholic Charities(517) 545-59442020 E. Grand River, Suite #104, Howell, MI 48843This faith-based organization’s Community Liaison program offers area seniors help with locating legal services, financial support, low-cost home repair, elder-focused psychological counseling and assistance with paying for prescription drugs, among other common needs. As Certified Medicare & Medicaid Assistance Program counselors, the LCCC’s specialists can also help seniors understand and apply for related benefits.
Community Mental Health Services of Livingston County(517) 404-06142280 E. Grand River, Howell, MI 48843The CMHSLC offers home-based emotional and physical support services to Howell seniors through its Senior Reach program. The program focuses on helping withdrawn or disoriented elderly adults access help before a crisis occurs. Specialists can also intervene to help seniors who are at risk of misusing prescription drugs. Concerned third parties may request Senior Reach’s free services on a senior’s behalf, but such services are contingent on the senior’s consent and cooperation. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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