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The 10 Best Home Care Agencies for Seniors in Holiday, FL for 2024

The city of Holiday, Florida, is a small, tranquil city in the Tampa-St. Petersburg-Clearwater metro area. Holiday’s population is approximately 24,940 and seniors are 21.6% of the population — given the national rate of 16.8%, this makes the city an ideal retirement destination. Approximately 30 miles from Tampa, Holiday offers active seniors a low cost of living, an abundance of year-round outdoor recreational activities and easy access to affordable health care. It’s about five miles from Morton Plant North Bay Hospital and seven miles from HCA Florida Trinity Hospital.

According to the 2021 Genworth Cost of Care Survey, seniors who need assistance with daily living pay a monthly average of $4,767 for home care. Home health care may be a better option for those who need limited skilled nursing and physical therapy services.

Below we’ve compiled a comprehensive directory of every home care provider in Holiday– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Holiday, FL

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Paying for Home Care in Holiday, FL

The Cost of Home Care in Holiday, FL

Due to the proximity of Holiday to Tampa, home care costs in both cities are in line with the state average of $4,767 and $190 less than the national average of $4,957, per Genworth’s 2021 Cost of Care Survey. Costs north of Holiday in Homosassa Springs are lower. Prices in Orlando, which is northeast of the city, are the same for home care. Rates are slightly higher in the Florida capital of Tallahassee. Home care costs are about $1,000 higher just south of Holiday in North Port.

Holiday

$4,767

Florida

$4,767

United States

$4,957

Homosassa Springs

$4,273

Orlando

$4,767

Tallahassee

$4,814

North Port

$5,720

The Cost of Home Care vs. Other Senior Care Options in Holiday, FL

Home care in Holiday includes personal care at a monthly average cost of $4,767. Home health care is $95 more than home care and involves light medical services, including medication administration, wound care and rehabilitative therapies. Adult day care is $2,644 less than home care, making it a more affordable option for seniors requiring assistance during normal business hours. Assisted living is $1,417 less while a semiprivate room in a nursing home is almost double the price of home care.

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living Facility

$3,350

Nursing Home Facility (semiprivate room)

$8,927

Note: Data for Holiday was unavailable, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Home Care in Holiday, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Holiday Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Holiday:

ResourceContactAddressService
Area Agency on Aging of Pasco-Pinellas(800) 963-53379549 Koger Blvd., Suite 100, Saint Petersburg, FL 33702The Area Agency on Aging of Pasco-Pinellas administers a home-delivered meal program, helping homebound seniors aged 60 and older meet their nutritional needs. Meals are typically available at least five days per week. A waitlist may apply, and a home assessment is required before service begins. The meals are free, but enrollees can make donations if desired. Meal substitutions aren’t available. Other offerings from the AAA of Pasco-Pinellas include transportation services and information on home repairs and in-home care through its helpline.
Owner-Occupied Rehabilitation Program(727) 834-34478610 Galen Wilson Blvd., Port Richey, FL 34668Overseen by Pasco County Community Development, the Owner-Occupied Rehabilitation Program helps homeowners afford critical repairs by providing no-interest, deferred loans. The income limit is 120% of the area’s median income, and it’s based on household size. Projects may include repairs to water and sewer infrastructure as well as upgrades to electrical and heating systems. The program may also fund accessibility modifications.
Tax Payment Program(727) 834-34478610 Galen Wilson Blvd., Port Richey, FL 34668The Tax Payment Program is targeted at low-income homeowners, including seniors, who need help affording property taxes. The home can’t be valued at more than $160,000, and it must be free of judgments and liens, except for utility assessments and paving liens. The maximum amount of funding the program will extend is $15,000, and the money is provided through a no-interest loan. Income limits apply.
Serving Health Insurance Needs of Elders(800) 963-53374040 Esplanade Way, Suite 270, Tallahassee, FL 32399SHINE is a counseling program designed to help seniors understand their options for Medicare coverage. Its volunteer counselors provide unbiased and confidential assistance to seniors regarding Original Medicare benefits, Medicare Part D, Medicare Advantage, Medigap insurance, Medicaid and other health insurance-related topics. SHINE counselors can also advise seniors about available prescription drug assistance. 
Pasco County Division of Veterans Services(727) 834-32828620 Galen Wilson Blvd., Port Richey, FL 34668Holiday seniors who served in the military can contact Pasco County Veterans Services for assistance accessing VA benefits such as pensions, Aid and Attendance and Housebound Allowance pension supplements. DVS staff can provide assistance with obtaining military records, filing claims, making appeals and facilitating reevaluations of disability claims for veterans whose conditions have changed. Assistance is also available for veterans’ family members.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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