The 10 Best Home Care Agencies for Seniors in Hilliard, OH for 2024

Q: How many home care agencies are there near Hilliard, OH?

There are <a href="https://www.caring.com/senior-care/in-home-care/ohio/hilliard">33 home care agencies</a> serving Hilliard. Altogether, based on 435 reviews, these agencies have a customer satisfaction rating of 4.6 out of 5 stars. As you’re looking for the right agency for your needs, you may want to narrow down your search to agencies that have availability to accommodate your schedule, positive client feedback and fair pricing.

Q: What is the difference between in-home care and home health care?

<a href="https://www.caring.com/senior-care/in-home-care/">In-home care</a> is for seniors who need nonmedical services at home, while <a href="https://www.caring.com/senior-care/home-health-agencies/">home health care</a> is for those who need skilled nursing. If certain activities such as getting dressed, driving to errands and medical appointments or preparing meals are becoming increasingly challenging, or if you need companionship, in-home care may help you remain comfortable at home. However, if you’re managing a chronic health condition or recovering from an injury or illness and you need services such as physical therapy, medication administration or vitals monitoring, home health care may be the better option.

Q: How do you pay for senior care at home?

Aside from using your retirement income to <a href="https://www.caring.com/senior-care/in-home-care/how-to-pay/">pay for senior care at home</a>, there are several options for funding your care. If you have adult children who can either provide a helping hand or pay toward your care with the understanding that they’ll be reimbursed from your life insurance, a collective sibling agreement may be a good solution for you. Alternatively, you may qualify for a reverse mortgage, which lets you remain in your home while using its equity toward living expenses. You may also be eligible for the state’s <a href="https://aging.ohio.gov/wps/portal/gov/aging/care-and-living/get-help/home-and-community-care/passport-1">PASSPORT waiver</a>, depending on your financial situation and care needs, and if you’re an enrolled veteran, you may qualify for the <a href="https://www.va.gov/GERIATRICS/pages/Homemaker_and_Home_Health_Aide_Care.asp">VA Homemaker and Home Health Aide Care program</a>.

Q: What is a nonmedical home care service?

Nonmedical home care services don’t require advanced medical training, licensing or certification to perform. This is the type of care that home care agencies provide, and it can help you remain safe and comfortable at home, even if certain activities are becoming challenging due to age, illness or injury. Some examples of nonmedical home care services include assistance with dressing or bathing, vacuuming floors, planning and preparing meals and providing transportation for errands and medical appointments. Additionally, while caregivers can’t administer your medications, they can help you remember when to take them and how to properly store them.

Q: Who pays for cleaning supplies in home care?

The client pays for all cleaning supplies in home care. For many seniors, day-to-day activities, such as washing dishes, washing and folding laundry and light house cleaning, become challenging with age. Fortunately, home care agencies can assist with these chores, helping you maintain a safe and sanitary environment. While caregivers can help you with house cleaning, they don’t travel with cleaning tools or products, and they don’t reimburse you for supplies they use while providing services in your home.

Hilliard offers beautiful parks, shopping and dining amenities and revitalized neighborhoods, making it an attractive option for retirement. While only a tenth of the city’s 37,000 residents are aged 65 and over, there are numerous benefits to retiring to this city. Property and violent crime rates are well below national norms, providing peace of mind to those who live independently, and the high number of doctors per capita promotes prompt access to medical care for seniors. The city also has several home care agencies for seniors who need day-to-day help around the house. These agencies provide services such as personal care, companionship and meal preparation and charge $5,625 monthly for full-time care. Home health care, which includes skilled nursing, is available for the same price.

Below we've compiled a comprehensive directory of every home care provider in the Hilliard area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Hilliard, OH

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Paying for Home Care in Hilliard, OH

The Cost of Home Care in Hilliard, OH

The Genworth 2021 Cost of Care Survey reports that seniors in Hilliard pay $5,625 per month on average for in-home care. This is 13% higher than state and national norms and exceeds care costs in other cities in the region. For example, in Dayton, monthly fees are $190 less than in Hilliard, and in Cincinnati, rates are about $480 lower. Similarly, in Mansfield, seniors pay about 19% less for in-home care than residents in Hilliard, and in Springfield, care costs are competitive at $4,385.

Hillard

$5,625

Ohio

$4,957

United States

$4,957

Springfield

$4,385

Dayton

$5,434

Mansfield

$4,576

Cincinnati

$5,148

The Cost of Home Care vs. Other Senior Care Options in Hilliard, OH

At $5,625 per month, nonmedical home care is one of the costliest long-term care options in Hilliard. While home health care agencies charge the same average monthly rate for skilled nursing services at home, seniors may save about 27% on their monthly care expenses by opting for assisted living. Adult day health care is even more affordable at $1,733, although nursing home rates exceed the cost of in-home care by about 33%.

Home Care

$5,625

Home Health Care

$5,625

Adult Day Health Care

$1,733

Assisted Living Facility

$4,085

Nursing Home Care (semiprivate room)

$7,490

Note: Data for Hilliard was unavailable, so data for the nearest city, Columbus, was used instead.

Financial Assistance for Home Care in Hilliard, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

The 10 Best Home Care Agencies for Seniors in Hilliard, OH for 2024