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The 10 Best Home Care Agencies for Seniors in Greenville, SC for 2024

Greenville ranks 105th out of 302 communities on Caring’s Senior Living Report, indicating that it has a wide range of benefits and amenities for older adults. It scores strongest in the Affordability category for its low housing costs and state foreclosure prevention and protection programs, and it has more subsidized housing than the typical U.S. city. On average, seniors who obtain home care in Greenville pay $4,671 per month for services, which include personal care, transportation and light housekeeping. For those who need certain skilled nursing services, home health care has the same monthly rate.

Below we’ve compiled a comprehensive directory of every home care provider in the Greenville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Greenville, SC

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Paying for Home Care in Greenville, SC

The Cost of Home Care in Greenville, South Carolina

According to the Genworth 2021 Cost of Care Survey, home care agencies in Greenville charge $4,671 per month for services. While this is high compared to the South Carolina average of $4,433, it’s considerably lower than the national rate of $4,957. Local care costs are affordable compared to rates in Charleston, where they’re among the highest in South Carolina at $5,005. In Sumter, home care fees are consistent with the national median at $4,957. In Columbia and Spartanburg, rates are lower than in Greenville at $4,385 and $4,076, respectively. 

Greenville

$4,671

South Carolina

$4,433

The United States

$4,957

Spartanburg

$4,076

Charleston

$5,005

Columbia

$4,385

Sumter

$4,957

The Cost of Home Care vs. Other Senior Care Options in Greenville, South Carolina

Home care agencies in Greenville charge $4,671 per month for services. Home health care, which includes skilled nursing services along with personal care, has the same monthly rate. Adult day health care, which features services and activities in a daytime community setting, is over $3,000 cheaper at $1,408. Assisted living offers a similar scope of services in a residential community for $3,743 per month, but nursing home care is considerably costlier at $7,543 for semiprivate accommodations. 

Home Care

$4,671

Home Health Care

$4,671

Adult Day Health Care

$1,408

Assisted Living

$3,743

Nursing Home Care (semiprivate room)

$7,543

Financial Assistance for Home Care in Greenville, SC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Greenville, SC

Home care agencies are just one option for seniors seeking help with day-to-day activities. The Greenville area has several nonprofit organizations and programs that support seniors’ independence and comfort at home. Through these resources, you may find services that enable you to reduce your reliance on paid home care services.

ResourceContactService
Senior Action(864) 467-3660Senior Action is a regional nonprofit organization that organizes several programs to help older adults build friendships and stay active. These include fitness classes, art and music classes, book clubs, dance classes and technology courses. It also provides outreach services to help you find community-based in-home care services.
Appalachian Council of Governments(800) 434-4036The Appalachian Council of Governments is the Area Agency on Aging for the Greenville region. Through this nonprofit agency, you can speak with information and referral specialists who connect you with resources in the community to help you age in place. It also provides transportation services and home-delivered meals.
Meals on Wheels of Greenville County(864) 233-6565The local Meals on Wheels program delivers nutritionally balanced meals with renal, vegetarian, chopped and pureed options. The menu is on a four-week rotation and changes seasonally. The organization also has a referral network program to help you find community-based services such as financial assistance and home repairs.
Veterans Affairs(864) 467-7230The Greenville County Veterans Affairs office is located in the City of Greenville. It’s staffed with trained officers who screen individuals for benefits that may help cover in-home care, including Aid and Attendance and the veterans' home care program. It can also provide referrals for community-based services and programs.
Homestead Exemption(864) 467-7040The Homestead Exemption benefit exempts the first $50,000 of your home’s value from property taxes, reducing what you owe for the tax year. To qualify for this program, you must be at least 65 years old, legally blind or totally and permanently disabled.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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