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The 10 Best Home Care Agencies for Seniors in Grass Valley, CA for 2024

Located in the foothills of the Sierra Nevada Mountains, Grass Valley features a historic downtown area and has pleasant summers. Seniors 65 and older in Grass Valley account for 28.7% of the almost 14,000 residents, much higher than the 16.8% average across the U.S. While Grass Valley has a cost of living that’s 26.2% higher than the U.S. average, it’s one of the more affordable places in California, which has a cost of living that’s 49.9% higher than the national average. The Sierra Nevada Memorial Hospital offers various specialties, including emergency, heart, cancer and neurological care. Home care costs $5,895 per month and offers personal care. Home health care, at the same approximate cost, is an option for seniors who need skilled nursing services.

Below we’ve compiled a comprehensive directory of every home care provider in the Grass Valley area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Grass Valley, CA

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Paying for Home Care in Grass Valley, CA

The Cost of Home Care in Grass Valley, CA

Seniors typically pay $5,895 per month for nonmedical home care services in Grass Valley, which is lower than the state median of $6,101. However, home care there costs about $938 more than the national average. Chico is a little more affordable, typically costing $175 less per month. Vallejo has a median rate that’s $63 higher per month than Grass Valley. There’s a larger jump to Sacramento, which averages $397 more. The most expensive location in the area is Redding, where seniors can expect to pay about $778 more per month. 

Grass Valley

$5,895

California

$6,101

United States

$4,957

Chico

$5,720

Vallejo

$5,958

Sacramento

$6,292

Redding

$6,673

The Cost of Home Care vs. Other Senior Care Options in Grass Valley, CA

Home care and home health care cost around $5,895 per month in Grass Valley. Home health care provides patients with extra medical services, such as medication management and monitoring of vitals. Seniors also have other options that might work, depending on their needs and budgets. Adult day health care costs the least at $3,945 less than home care. Assisted living costs less than home care by about $1,237 per month. Seniors typically pay significantly more for nursing home care, which is about $4,751 more.

Home Care

$5,895

Home Health Care

$5,895

Adult Day Health Care

$1,950

Assisted Living

$4,658

Nursing Home Care (semiprivate room)

$10,646

Note: Data for Grass City was unavailable, so data for the nearest city, Yuba City, was used instead. 

Financial Assistance for Home Care in Grass Valley, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Grass Valley, CA

Older Grass Valley residents who need additional support can receive assistance from several local agencies. These nonprofit organizations provide advocacy, connect seniors with available programs and offer direct services. They often help with activities such as health and wellness, transportation and meals. Below are several local agencies to consider when looking for the right type of senior care.

ResourceContactService
Agency on Aging Area 4(916) 486-1876Agency on Aging Area 4 is a nonprofit organization that advocates for local seniors and helps them find programs that will benefit them. Their services include a long-term care ombudsman program, congregate meals, home-delivered meals, health promotion and health insurance counseling.
Legal Services of Northern California(916) 551-2150Legal Services of Northern California has a senior program that offers free legal services to adults 60 and older. It helps with a range of legal issues, such as public benefits, health care, housing law, debt, elder abuse and general estate planning.
Gold Country Senior Services(530) 615-4541The goal of this nonprofit is to support seniors in their independence and health through a variety of programs. Nutrition programs include congregate meals, Meals on Wheels and a pet food pantry. It also offers a Senior Firewood Program, providing firewood for low-income residents 60 and older.
FREED(530) 477-3333FREED serves seniors and people with disabilities. The Aging and Disability Resource Connection helps seniors explore long-term care options. Through the Fix It Program, seniors can have minor repairs done on their homes. It also offers friendly visitor, phone reassurance, transportation voucher, dine at home and assistive technology programs.
Nevada County Senior Outreach Nurses(530) 265-1639Designed for Nevada County residents 60 and older, this program connects seniors with nurses to help them maintain their independence. The nurses provide several services, including assessments, in-home follow-ups, health screenings, fall prevention and medication education.
Senior Dial-A-Ride Services(855) 314-7433The Senior Dial-A-Ride program offers discounted transportation for seniors 65 and older. The service area is limited but covers most parts of Grass Valley and Nevada City. Availability is limited based on vehicle capacity.
Nevada County Veterans Services(530) 273-3396This county office provides advocacy, education and counseling for veterans and their families. It helps veterans connect with programs and benefits as well as county services, such as guitar lessons for veterans.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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