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The 5 Best Home Care Agencies for Seniors in Gettysburg, PA for 2024

The site of one of the most famous Civil War battles, Gettysburg offers small-town living just 40 miles from the state capital, which senior history buffs may find intriguing. Although its senior community only accounts for 11.3% of the total population of 7,392, Gettysburg has plenty of amenities for older adults. Wellspan Gettysburg Hospital has a primary stroke center, while the Adams County Office for Aging offers fitness classes, wellness checks and social events at its local senior centers. Older adults in Gettysburg pay an average of $5,291 per month for home care, which includes help with meal preparation, light housekeeping and other personal tasks. Home health care refers to the medical services provided by nurses and other licensed professionals.

Below we’ve compiled a comprehensive directory of every home care provider in the Gettysburg area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Gettysburg, PA

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Paying for Home Care in Gettysburg, PA

The Cost of Home Care in Gettysburg, PA

Seniors in Gettysburg pay an average of $5,291 per month for home care, according to the Genworth Financial Cost of Care Survey for 2021. This is $334 per month more than the Pennsylvania and U.S. averages. Costs are slightly lower in Reading and Harrisburg, which have average monthly home care costs of $4,576 and $4,767, respectively. Less than $100 separates the monthly averages for Gettysburg and Allentown. Home care is more affordable in Gettysburg than in Philadelphia, which has average monthly costs of $5,329.

Gettysburg

$5,291

Pennsylvania

$4,957

United States

$4,957

Reading

$4,576

Harrisburg

$4,767

Allentown

$5,196

Philadelphia

$5,329

The Cost of Home Care vs. Other Senior Care Options in Gettysburg, PA

Nonmedical home care is one of the most expensive forms of senior care in Gettysburg, costing an average of $5,291 per month. Home health care, which includes medical care provided by licensed professionals, costs the same amount. Adult day health care is a nonresidential option, so it costs the least, averaging $1,192 monthly. Assisted living, a form of long-term residential care, costs $776 per month less than home care. Nursing home care is for seniors who need around-the-clock skilled nursing care, so it’s the most expensive option. A semiprivate room costs an average of $11,315 per month.

Home Care

$5,291

Home Health Care

$5,291

Adult Day Health Care

$1,192

Assisted Living

$4,515

Nursing Home Care (semiprivate room)

$11,315

Financial Assistance for Home Care in Gettysburg, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Gettysburg, PA

Gettysburg has several government agencies and nonprofit organizations dedicated to helping seniors stay safe and maintain their independence. These resources include the Adams County Office for Aging, South Central Community Action Programs and Adams County Veterans Affairs. Seniors can contact one of these organizations for help getting home-delivered meals, arranging transportation to medical appointments and finding senior-friendly activities.

ResourceContactService
Adams County Office for Aging(800) 548-3240ACOA serves as the Area Agency on Aging for Gettysburg. Seniors have access to home-delivered meals, care coordination, home care services and personal emergency response systems, among other services. ACOA also operates Adult Protective Services for Adams County.
Adams County Veterans Affairs(717) 337-9835ACVA helps local veterans file for state and federal benefits. Staff members have extensive knowledge of the requirements for each program, ensuring that veterans understand their options. Available benefits include health care, pensions and emergency financial assistance.
Low-Income Home Energy Assistance Program(866) 857-7095LIHEAP offers grants to help Pennsylvania residents address fuel emergencies and avoid utility shutoffs. Grants range from $300 to $1,000 per year and are credited directly to the consumer's utility bill. LIHEAP grants are available to homeowners and renters who meet the income guidelines.
Property Tax and Rent Rebate Program(888) 222-9190The Property Tax and Rent Rebate Program offers a tax break to Pennsylvania residents who are at least 65 years old (50 for widows and widowers). Homeowners receive $250 to $650, while renters receive $500 to $650. The amount of the rebate issued depends on the senior's annual income.
South Central Community Action Programs(717) 334-7634SCCAP administers the weatherization program for Adams County. Each eligible homeowner receives a free energy audit to identify areas of concern. The program may also pay for heating repairs, insulation, air sealing and other services designed to reduce energy consumption. Applicants must meet the financial eligibility criteria.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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