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The 10 Best Home Care Agencies for Seniors in Frisco, TX for 2024

According to Caring’s 2022 Senior Living Report, Frisco, Texas, is ranked fifth in the state for health care and fourth for quality of life for seniors. Frisco’s violent crime and property crime are low, and with 230 sunny days per year, the city is safe and comfortable for exploring.

Seniors seeking health care in the area have access to multiple quality medical centers, Texas Health Frisco and Medical City Frisco. The city has many things to offer, which is one reason why seniors choose to live in their own homes for as long as possible. Home care, which provides personal care, and home health, which offers medical care, make this possible at $4,862 per month.

Below we’ve compiled a comprehensive directory of every home care provider in the Frisco area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Frisco, TX

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Paying for Home Care in Frisco, TX

The Cost of Home Care in Frisco, TX

Home care costs in the Frisco area are typically around $4,862 per month, according to the 2021 Genworth Cost of Care Survey. The state average is less than Frisco’s average at $4,576, while the national average is more at $4,957. To the east, in Tyler, seniors pay around $4,376, and to the north, in Sherman, the cost is $4,767. Waco residents pay an average of $4,668, and those in Abilene pay $4,528 per month.

Frisco

$4,862

Texas

$4,576

The United States

$4,957

Tyler

$4,376

Sherman

$4,767

Waco

$4,668

Abilene

$4,528

The Cost of Home Care vs. Other Senior Care Options in Frisco, TX

Home care and home health care in Frisco have the same monthly costs at $4,862 even though home health care also includes skilled nursing, therapy and other light medical services. Adult day health costs around $1,517 and is the least expensive option. An assisted living community provides room and board and care at $4,195 per month, while nursing homes have the most extensive care at $5,627 per month.

Home Care

$4,862

Home Health Care

$4,862

Adult Day Health Care

$1,517

Assisted Living Facility

$4,195

Nursing Home Facility (semiprivate room)

$5,627

Note: Data for Frisco was unavailable, so data for the nearest city, Dallas, was used instead.

Financial Assistance for Home Care in Frisco, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Frisco, TX

Frisco has multiple resources for older adults aging in place, including free programs and services that address daily needs. These programs are provided by both public and private agencies and help improve the overall quality of life.

ResourceContactService
Home Rehabilitation Program(872) 292-5108Frisco's government and the U.S. Department of Housing and Rehabilitation provide the city's Home Rehabilitation Program. The program's goal is to help seniors bring their homes to livable standards and enhance and improve neighborhoods in the area. Repairs include removing lead-based paint and repairing floors, roofs and sidewalks.
Weatherization Assistance Program (WAP)(877) 541-7905WAP helps seniors on a budget make home repairs and upgrades to lower energy costs. These repairs include caulking, installing weather-stripping, adding insulation and the repair or replacement of inefficient HVAC systems.
Emergency Financial Assistance(972) 335-9495Frisco Family Services helps individuals with emergency utility payments and purchasing prescription medications and assists with other critical needs. It makes utility payments directly to utility companies on behalf of individuals. The service prioritizes seniors and those with disabilities.
Meals on Wheels Collin County(972) 562-6996Meals on Wheels of Collin County provides hot meals to North Texas seniors. The service delivers meals to approximately 2,000 seniors and congregate meals to local senior centers and provides companionship to those who are housebound.
Residential Homestead Exemption(972) 547-5020The residential homestead exemption program helps seniors in Collin County lower their property tax obligation by 12.5%. To qualify, seniors must own the property on January 1st of the year they apply, occupy it and have not claimed a homestead exemption on any other property.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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