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The 10 Best Home Care Agencies for Seniors in Fremont, CA for 2024

The South Bay community of Fremont ranks 219th out of 302 overall on Caring’s Senior Living Report. It offers high access to health care, making it a prime retirement destination. There are about 107 primary care doctors per 100,000 people, compared to the national average of 82, and a relatively high number of ADA-accessible stations and vehicles make it easy to attend errands and medical appointments. The city is home to Washington Hospital, a high-performing 415-bed hospital that specializes in cancer care, cardiology, diabetes care and gastroenterology. Seniors who need home care pay $6,864 per month for nonmedical services. Home health care, which includes skilled nursing care, is a little costlier.

Below we’ve compiled a comprehensive directory of every home care provider in the Fremont area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Fremont, CA

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Paying for Home Care in Fremont, CA

The Cost of Home Care in Fremont, CA

The Genworth 2021 Cost of Care Survey shows that seniors in Fremont pay $6,864 per month for in-home care, which is hundreds of dollars higher than the state rate of $6,101 and nearly $2,000 over the national median of $4,957. Even so, home care in this city is budget-friendly compared to San Jose, where seniors pay $7,102. In Napa, rates are about $400 lower than in Fremont at $6,435, and in Modesto and Stockton, care costs are below the state median at $5,768 and $5,482, respectively.

Fremont

$6,864

California

$6,101

The United States

$4,957

San Jose

$7,102

Modesto

$5,768

Stockton

$5,482

Napa

$6,435

The Cost of Home Care vs. Other Senior Care Options in Fremont, CA

In Fremont, home care agencies charge $6,864 for monthly services, while seniors who need skilled nursing services pay $7,150 for home health care. Adult day health care is a budget-friendly alternative for seniors who want to live in their own homes, costing $1,950 monthly. Older adults who live in assisted living facilities pay $6,319 for monthly care, and nursing home residents pay $11,566.

Home Care

$6,864

Home Health Care

$7,150

Adult Day Health Care

$1,950

Assisted Living

$6,319

Nursing Home Care (semiprivate room)

$11,566

Note: Data for Fremont was unavailable, so data for the nearest city, San Francisco, was used instead. 

Financial Assistance for Home Care in Fremont, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Fremont, CA

The Fremont region has several agencies to help older adults find the services they need to stay in their own home. Resources such as the Area Agency on Aging, Meals on Wheels and the city’s Human Services Department provide supportive services to help seniors reduce their reliance on paid home care services.

ResourceContactService
Area Agency on Aging(510) 795-2428The local Area Agency on Aging operates an office out of Fremont. At this location, seniors can apply for programs, such as general financial assistance, Medi-Cal and CalFresh. The agency also provides services such as transportation, home-delivered meals and referrals for community-based in-home services.
City of Fremont Human Services Department(510) 574-2041The City of Fremont’s Human Services Department operates the Aging and Family Services division. This division runs two Age Well Centers, which are open to those aged 55 and over. It also operates the Senior InfoLine, a free information line staffed with advisors who provide assistance with locating community-based resources.
Veterans Service Office(510) 577-1926The Veterans Service Office helps older veterans in Fremont determine eligibility for the veterans’ home care program, Aid and Attendance, as well as veteran and survivor pensions. It can connect veterans with community-based programs and state benefits, such as nonemergency medical transportation and tax benefits.
Senior Exemption Waiver(510) 657-2350Fremont homeowners aged 65 and over may qualify for the Senior Exemption Waiver Measure I. This waiver removes the annual $73 Parcel Tax, which is used to help fund the local school system. Once seniors obtain the exemption, they don’t need to reapply.
Meals on Wheels(510) 894-0370Meals on Wheels provides home-delivered meals to Fremont area residents aged 60 and over. Trained and screened volunteers deliver noontime meals on weekdays and frozen meals for the weekends. To qualify for this program, seniors must meet functional and need-based guidelines.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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