The 10 Best Home Care Agencies for Seniors in Fontana, CA for 2024

Q: What is the difference between in-home care and home health care?

Home care (or <a href="https://www.caring.com/senior-care/in-home-care/">In-home care</a>) is perfect for seniors who want to age in place but need help around the house with activities of daily living (ADL). These include cooking, grooming or dressing and other personal services. Home health care is aimed at seniors who also need help with medical services such as monitoring medication, physical therapy, ministering IV medications or using medical equipment. Home care can be provided by individuals without special medical training, but home health care is provided by medical professionals.

Q: What is the average cost for in-home elderly care in Fontana?

The <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html">Genworth Cost of Care Survey 2020</a> places the average cost of in-home care in Fontana at $5,434 a month. This is approximately $90 a month less expensive than the state average but is almost $1,000 more expensive than the national rate. In the Genworth survey, these costs are based on an average of 44 hours a week at $28.50 an hour. Costs may fluctuate depending upon how many hours of help you need.

Q: How do you pay for senior care at home?

Seniors who wish to age in place can use a variety of different funding options. Low-income seniors may qualify for <a href="https://www.cdss.ca.gov/in-home-supportive-services">In-Home Supportive Services,</a> which help pay for ADLs. Senior veterans may qualify for benefits offered by the California <a href="https://www.calvet.ca.gov/">Department of Veterans Affairs.</a> The local <a href="http://hss.sbcounty.gov/daas/">Area Agency On Aging</a> can offer information on various programs that provide financial assistance for those who wish to age in place.

Q: What Is a Non-Medical Home Care Service?

Non-medical home care services can be provided by a certified nursing assistant or other qualified professional. They help seniors aging in place who need assistance with ADLs such as grooming, laundry or cooking as well as running errands and transportation. A non-medical home care service does not perform medical services such as monitoring or administering medications.

Q: What is private pay home care?

Most in-home care services are paid for privately (or out-of-pocket) by seniors or their caregivers. These individuals do not use any public benefit programs to help pay for costs but instead use existing savings and other sources of retirement income such as pension plans, 401(k)s, reverse mortgages or annuities.

Fontana is a community in Southern California about 55 minutes from Los Angeles and located close to Riverside. The percentage of Fontana’s population aged 65 and above is a relatively small 7.8%. However, the seniors who reside in the city have a choice of many senior services and access to six hospitals in proximity including the Fontana Medical Center. Fontana’s cost of living is quite high at 25 points above the national average, but its cost of health care is 14 points below. Fontana also has a high score of 8.7/10 on the Best Places Comfort Index, which makes it one of the most comfortable places to live in California.

Below we’ve compiled a comprehensive directory of every home care provider in the Fontana area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Fontana, CA

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Paying for Home Care in Fontana, CA

The Cost of Home Care in Fontana, CA

According to the Genworth Cost of Care Survey 2020, Fontana’s home care cost of $5,434 a month is $90 less expensive than the state average of $5,529 a month but is approximately $950 more expensive than the national average of $4,481. Oxnard is almost $100 a month less expensive at $5,339, while San Diego is approximately $280 a month more expensive at $5,716. Riverside is several hundred dollars less expensive at $5,053 a month.

Fontana

$5,434

California

$5,529

United States

$4,481

Oxnard

$5,339

San Diego

$5,716

Riverside

$5,053

The Cost of Home Care vs. Other Senior Care Options in Fontana, CA

Seniors in Fontana have a variety of available options. Home care is $5,434 a month. Home health care, which includes extra personal services and medical care, is $5,529 a month. Assisted living for seniors who can no longer care for themselves at home runs an average of $3,900 a month. Adult day care is the least expensive option at $1,907 a month, while a semiprivate room in a nursing facility is the most expensive option at $7,756 a month

Home Care

$5,543

Home Health Care

$5,529

Assisted Living Facility

$3,900

Adult Day Care

$1,907

Nursing Facility (Semiprivate Room)

$7,756

Note: Data for Fontana was unavailable, so data for the nearest city, Los Angeles Area, was used instead.

Financial Assistance for Home Care in Fontana, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Fontana, CA

Many seniors need to find low-cost resources that can help them save money when they’re aging in place. The resources listed below offer services and cost-saving measures that can help seniors live independently and safely in their homes.

Resource	Contact	Service
Fontana Community Services - Nutrition	(909) 854 - 5151	Fontana Community Services offers a delicious lunch five days a week at the Fontana Senior Center. Senior residents of Fontana aged 55 or older pay a reduced price for these meals.
Fontana Transportation Program	(909) 854-5175	Another program of Fontana Community Services, the Transportation Program is a ride-sharing program for Fontana seniors aged 55 and older. The weekday service transports seniors within city limits to medical visits, the community center, hospitals, fitness facilities and shopping centers.
Fontana Community Senior Center	(909) 854-5151	The Fontana Senior Center offers numerous resources for seniors 55 and older. It features a library with a seating area, a billiards room and card parlor, lounges and a snack bar. The center hosts regular excursions, special events, classes and clubs.
Home Care Services Bureau (HCSB)	(877) 424-5778	The HCSB is the state of California agency that offers listings of organizations and individuals providing home care services. All the providers listed on the HCSB site receive background checks to reassure seniors and caregivers that the provider they hire is trustworthy.
In-Home Supportive Services (IHSS)	(916) 651-8848.	IHSS offers low-income seniors who want to age in place a waiver that can help pay for the cost of home care. A social worker visits applicants to determine if they qualify. If eligible, the social worker determines how many hours of help are needed each week and in what specific areas. Seniors who wish to apply for the program need to be American citizens, residents of California and eligible for Medi-Cal.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for inhome care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs

The 10 Best Home Care Agencies for Seniors in Fontana, CA for 2024