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The 10 Best Home Care Agencies for Seniors in Fenton, MI for 2024

Fenton sits mostly within Genesee County, about 20 minutes south of Flint. It’s a charming and peaceful place with many historic buildings and beautiful surroundings. Seniors make up 16.4% of Fenton’s 12,000 residents, which is marginally below the national average. The city has lower health costs than normal, below-average crime rates and a healthier natural environment. Fenton’s small population explains why there isn’t a hospital. However, it has a 24/7 emergency center, and the Fenton Medical Center is a respected primary care provider. Fenton’s seniors can receive basic medical care at home from home health care agencies. There are also home care providers offering nonmedical support for a median fee of $5,148 per month.

Below we’ve compiled a comprehensive directory of every home care provider in the Fenton area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Fenton, MI

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Paying for Home Care in Fenton, MI

The Cost of Home Care in Fenton

Results from the 2021 Genworth Cost of Care Survey reveal that Fenton’s average senior pays $5,148 per month for home care based on 44 hours worked per week. Although this is above the country’s average of $4,957, it’s below Michigan’s $5,529. Consequently, Fenton is more affordable than most cities in the state. A nearby exception is Saginaw where the average senior pays $4,195. However, comparisons with other cities in the region favor Fenton. Examples include Lansing’s monthly median of $5,625, Detroit’s $5,720 and Ann Arbor’s $6,101.

Fenton

$5,148

Michigan

$5,529

United States

$4,957

Saginaw

$4,195

Detroit

$5,720

Lansing

$5,625

Ann Arbor

$6,101

The Cost of Home Care vs. Other Senior Care Options in Fenton

Fenton’s median home care fee of $5,148 makes it one of the costliest options for seniors. However, if they need home health care’s basic medical services from licensed professionals, they’ll pay another $95. If it’s nursing home care, a semiprivate room will add $3,247 to their monthly expenses. The most affordable option is adult day care, which could save $3,415 every month but will involve daily trips to and from the center. Assisted living’s median is more affordable than home care by $773 per month, but joining an institution isn’t for everyone.

Home Care

$5,148

Home Health Care

$5,243

Adult Day Health Care

$1,733

Assisted Living

$4,375

Nursing Home Facility (semiprivate room)

$8,395

Note: Data for Fenton was not available, so data for the nearest city, Flint, was used instead.    

Financial Assistance for Home Care in Fenton, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Fenton, MI

Aging in place brings many comforts, but there can also be challenges for seniors living at home. Fortunately, there are many nonprofit organizations helping for little or no cost. This table features specialists who make homes safer and more accessible and agencies that help with energy costs. Others provide legal support and durable medical equipment.

ResourceContactService
Nutrition Services Program(810) 235-3567The Nutrition Services Program delivers hot and cold meals and milk to homebound adults aged 60+. Those unable to prepare food can get meals for every day of the week. Liquid supplements and options for special diets are also available.
Genesee County Habitat for Humanity(810) 766-9089Habitat for Humanity's critical repair program makes homes safer and more comfortable for income-eligible homeowners. Work may include replacing windows and doors, repairing roofs and fixing structural damage. Construction crews can also make homes more accessible for people with disabilities.
Energy Assistance ProgramsOnlineMichigan's Health and Human Services Department administers several energy assistance programs. There's a home heating credit to help homeowners and renters meet their heating costs. There's also State Emergency Relief to aid residents who are facing disconnection.
Weatherization Assistance Program(810) 787-0199The Weatherization Assistance Program covers the cost of making homes more energy efficient. Homeowners and renters can apply. Based on audit results, the program can pay for repairing or replacing heating systems and water heaters. It can also cover home insulation and refrigerator replacement costs.
Legal Services of Eastern Michigan(800) 322-4512Adults aged 60+ can get free legal assistance from Legal Services of Eastern Michigan regardless of their income. The nonprofit specializes in several areas of civil law. For example, it can help seniors facing foreclosure, denied government benefits and elder abuse.
Durable Medical Equipment Loans(810) 735-9406The Loose Senior Citizens Center in Linden operates a durable medical equipment loan closet. Loans are free although the device needed may not be available immediately because the program relies on donations. Equipment includes wheelchairs, bathroom safety devices and walkers.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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