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The 10 Best Home Care Agencies for Seniors in Fairfax, VA for 2024

Fairfax is a small independent city that’s also the seat of its namesake county. Only 24,276 people call this tight-knit community home, 15.3% of whom are senior residents aged 65+ — a slightly lower percentage of retirees than in the rest of the United States. Crime is rare in Fairfax, and residents are near several hospitals, including the Inova Fairfax Medical Campus and the Fairfax Community Hospital. Seniors in the city spend $5,339 each month on average for both home care and home health care. The two types of care are similar, but home health care aides are qualified to provide medical services in addition to non-medical personal care.

Below we’ve compiled a comprehensive directory of every home care provider in the Fairfax area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Fairfax, VA

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Paying for Home Care in Fairfax, VA

The Cost of Home Care in Fairfax, VA

According to the 2021 Genworth Cost of Care Survey, Fairfax residents pay an average monthly rate of $5,339 for their in-home care. This rate is higher than both the nation’s median of $4,957 and the state’s average of $4,767. Seniors in cities such as Winchester ($4,671) and Harrisonburg ($4,957) pay lower rates, while prices in Richmond are a couple of hundred dollars below Fairfax. However, Charlottesville’s fees of $6,292 are substantially above Fairfax. 

Fairfax

$5,339

Virginia

$4,767

The United States

$4,957

Winchester

$4,671

Richmond

$5,148

Charlottesville

$6,292

Harrisonburg

$4,957

The Cost of Home Care vs. Other Senior Care Options in Fairfax, VA

Fairfax seniors pay the same average rate for home care and home health care. While some services overlap, these services are not the same as home health care also includes light medical and nursing care. Adult day health care is a less costly option, at $2,282 per month. For seniors who prefer to receive care in a residential setting, assisted living facilities offer similar service levels to home care providers at $5,948. Nursing home care is $11,467, just over double that of in-home care. 

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living

$5,948

Nursing Home Care (semiprivate room)

$11,467

Note: Data for Fairfax was unavailable, so data for the nearest city, Washington, DC, was used instead.

Financial Assistance for Home Care in Fairfax, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Fairfax, VA

Seniors who wish to remain in their homes for as long as possible can get assistance from several Fairfax agencies dedicated to assisting older residents. These resources cover needs seniors might have regarding maintaining their homes, accessing financial aid and maintaining social engagement. 

ResourceContactService
Home Repair for the Elderly Program for Elderly and Disabled Adults(703) 246-5179Senior homeowners aged 62+ may be eligible for this free home modification program. To qualify, older residents must meet the income requirements and live in Fairfax County. Repair work seniors may benefit from includes electrical outlet replacement, accessibility ramp installation and minor plumbing work.
Fairfax Area Meals on Wheels Program(703) 324-5409This Meals on Wheels service is operated by the county’s Department of Family Services. Eligible seniors receive two daily meals during the week and one meal to last the weekends. This program is available to homebound older residents aged 60 and above.
The Virginia Energy Assistance Program(855) 635-4370The state of Virginia can help low-income older adults pay for their energy bills. Eligible seniors may receive financial assistance for their gas bills, cooling bills and emergency assistance when they’re at risk of having their services shut off.
CHP Weatherization Assistance Program(540) 665-0200By getting their home weatherized, seniors can save on their energy consumption resulting in lower bills. This program is federally funded and delivered by Community Action Partners. Eligibility for this program is determined based on income, and homes with senior residents receive priority on the waiting list.
Fairfax County In-Home Care Programs(703) 324-7948The County’s Department of Family Services – Older Adults offers seniors two in-home care programs. For low-income older adults determined as eligible by a social worker, the Adult Services program provides free in-home care. Seniors may also receive this type of care with the ElderLink program for a sliding scale fee.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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