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The 10 Best Home Care Agencies for Seniors in Euclid, OH for 2024

An inner suburb of Cleveland, Euclid is a bustling community that borders Lake Erie’s waterfront. The town has more than 49,000 residents, 17.1% of whom are seniors aged 65 and up, making its senior community slightly larger than the national average of 16.5%. Just 15 minutes from downtown Cleveland, Euclid offers nearby access to some of Ohio’s top hospitals, including the top-ranked Ohio State University Wexner Medical Center and the state’s third-best University Hospitals Cleveland Medical Center. On average, seniors who call Euclid home pay $4,362 per month for home care services, which are ideal for seniors who need additional living assistance but not skilled nursing care, which is provided by home health care.

Below we’ve compiled a comprehensive directory of every home care provider in the Euclid area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Euclid, OH

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Paying for Home Care in Euclid, OH

The Cost of Home Care in Euclid, OH

According to Genworth’s 2020 Cost of Care Survey, seniors living in Euclid pay an average of $4,362 per month for in-home care services, which is notably cheaper than the national average and Ohio’s statewide average of $4,481 per month. Although home care costs are lower in nearby cities such as Akron and Canton, which cost $4,195 and $4,338 per month, respectively, Euclid’s home care providers charge significantly less than those in other major cities across Ohio, such as Columbus or Toledo, where monthly home care costs average $4,576 and $4,553.

Euclid

$4,362

Ohio

$4,481

United States

$4,481

Akron

$4,195

Canton

$4,338

Columbus

$4,576

Toledo

$4,553

The Cost of Home Care vs. Other Senior Care Options in Euclid, OH

Home care, which costs an average of $4,362 per month, is ideal for seniors living at home who need light to moderate assistance with daily living activities. Home health care, which provides skilled clinical services, costs about $48 more per month, or $4,410. Adult day care, by far the cheapest option, costs just $1,246 per month. Out-of-home options such as assisted living and nursing home care cost $3,950 and $7,848 per month, respectively.

Home Care

$4,362

Home Health Care

$4,410

Adult Day Health

$1,246

Assisted Living

$3,950

Nursing Home Care (semiprivate room)

$7,848

Note: Data for Euclid was unavailable, so data for the nearest city, Cleveland, was used instead. 

Financial Assistance for Home Care in Euclid, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Euclid, OH

As part of Cleveland, the second-largest city and third-largest metro area in Ohio, Euclid has a wealth of resources dedicated to helping local seniors. Provided by government agencies and nonprofit organizations, these resources include home-delivered meals and grant-funded home improvement programs.

ResourceContactService
Home Weatherization Assistance Program(216) 574-7100Offered by the City of Cleveland's Cleveland Housing Network, the Home Weatherization Assistance Program helps income-eligible seniors afford home improvements that boost their energy efficiency, in turn lowering monthly utility bills. For example, approved contractors can install new windows, add weatherstripping around doors and windows, insulate hot water heaters and caulk cracks and crevices throughout the home.
Ohio Homestead Exemption Program

(216) 664-2833The Cleveland Department of Aging also administers the Ohio Homestead Exemption Program. Designed to help senior citizens afford living at home, the Ohio Homestead Exemption Program offers substantial credits on property tax bills of up to $25,000, allowing seniors to exempt as much as $25,000 of their home's current market value from all local property tax evaluations. The program is fully funded by state and federal grants.
Home Delivered Meals Program

(216) 738-7245A service provided by the Greater Cleveland Food Bank Kitchen, a 501(c)(3) nonprofit organization, the home-delivered meals program provides two fresh, hot meals to seniors every day of the week. Volunteers deliver meals directly to seniors' doorsteps, offering elders a chance to socialize with caring community members. Seniors are also provided seven frozen meals each week, which are all prepared locally with fresh ingredients.
Community Partnership on Aging(216) 291-3902The Community Partnership on Aging is a cooperative agreement between six localities in the greater Euclid area that strives to meet the needs of local seniors, their caregivers and family members. Through the CPOA, seniors can apply for transportation to visit local medical providers and grocery stores. CPOA can send licensed social workers to seniors' homes to answer questions about public benefits and other forms of assistance, including referrals to local service providers.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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