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The 10 Best Home Care Agencies for Seniors in Elk Grove, CA for 2024

Elk Grove ranks 215 on the Caring.com 2022 Senior Living Report, indicating a high degree of favorability for retirees. While the local cost of living is relatively high, state and local housing trust funds and state foreclosure prevention programs provide protections for older homeowners. The city makes accommodations for older adults and those with disabilities, with nearly all public transportation stations and vehicles offering ADA accessibility, and about six out of 10 local homes feature zero-step entrances. Because of its proximity to Sacramento, home care cost estimates exceed state and national averages at $6,292 per month. Home health care, which provides skilled nursing services for those with medical needs, has the same monthly rate.

Below we’ve compiled a comprehensive directory of every home care provider in the Elk Grove area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Elk Grove, CA

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Paying for Home Care in Elk Grove, CA

The Cost of Home Care in Elk Grove, CA

Because Elk Grove is located near Sacramento, it shares the metro’s monthly home care rates of $6,292. This exceeds the state median of $6,101 and the national norm of $4,957. Home care agencies in Elk Grove charge affordable rates compared to those in Napa, where seniors pay $6,435 on average for this type of care. In Vallejo and Yuba City, monthly fees average $5,958 and $5,895, respectively. In Stockton, care costs are roughly $800 less than in Elk Grove at $5,482. 

Elk Grove

$6,292

California

$6,101

The United States

$4,957

Yuba City

$5,895

Napa

$6,435

Vallejo

$5,958

Stockton

$5,482

The Cost of Home Care vs. Other Senior Care Options in Elk Grove, CA

Home care and home health care cost $6,292 per month in Elk Grove, making them among the costlier local long-term care options. Older adults who want to live in their own homes and save money on care may consider adult day health care, which is about $4,000 less at $2,167. Seniors who reside in assisted living facilities pay $5,225, and those in nursing homes pay $10,646.

Home Care

$6,292

Home Health Care

$6,292

Adult Day Health Care

$2,167

Assisted Living

$5,225

Nursing Home Care (semiprivate room)

$10,646

Note: Data for Elk Grove was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Elk Grove, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Elk Grove Home Care Resources

The Elk Grove region has numerous resources to help seniors obtain affordable care at home. Through these agencies and programs, older adults can find ways to pay for in-home care, connect with social and wellness services in the community and identify subsidized alternatives to private-pay home care.

ResourceContactService
Area 4 Agency on Aging(916) 486-1876The Area Agency on Aging serves those aged 60 and over through health and wellness, nutrition and referral services. Through this agency, older adults obtain caregiver support and respite services, health insurance options, counseling, congregate and home-delivered meals and transportation services. It also provides residential repairs and modifications for seniors.
Veterans Services(916) 874-6811The Veterans Services office helps older veterans apply for disability compensation, the veterans' or survivors' pension and Aid and Attendance, which can help qualified individuals pay for in-home care. It also screens for eligibility for the veterans' home care program and VA medical care.
Senior Center of Elk Grove(916) 685-3160The local senior center is a nonprofit organization that provides programs for older adults, helping those who live alone to stay active and engaged. It hosts monthly Dinner & Lunch Bunch meetings where older adults can build social connections, and it has weekly social and support groups.
Meals on Wheels(916) 444-9533The local Meals on Wheels program serves congregate meals at All Seasons Cafes throughout the region on weekdays and provides free door-to-door transportation services to and from the meal sites. It also provides home-delivered meals for older adults who are housebound and unable to shop for or prepare healthy meals.
Community Resource Project(916) 567-5220Community Resource Project is a nonprofit organization that connects seniors with limited resources with financial assistance programs in the region. Through this agency, seniors can obtain utility assistance to help them avoid disruptions in service and a home weatherization program to reduce their energy bills and improve their homes' comfort.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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