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The 10 Best Home Care Agencies for Seniors in Elizabeth, NJ for 2024

Elizabeth is the seat of Union County and part of the New York metropolitan area. It’s home to approximately 137,300 residents, of whom about 10.7% are seniors. Residents interested in the arts find the Ritz Theatre Performing Arts Center appealing, as well as The Snyder Academy of Elizabethtown. Medical facilities include the Trinitas Regional Medical Center, while Manhattan’s numerous world-class hospitals are just across the Hudson River. Medical care at home is available from home health care agencies, while seniors who don’t need medical care but would benefit from help with daily tasks have plenty of home care agencies to choose from. The median monthly fee for home care in Elizabeth is $5,529, which is also New Jersey’s midpoint.

Below we’ve compiled a comprehensive directory of every home care provider in Elizabeth– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Elizabeth, NJ

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Paying for Home Care in Elizabeth, NJ

The Cost of Home Care in Elizabeth, NJ

The 2021 Genworth Cost of Care Survey adds the home care cost data collected in Elizabeth to New York City, as the New Jersey city is within NYC’s metropolitan area. As a result, Elizabeth’s median monthly home care fee is $5,529, which happens to equal the state average, although it’s above the U.S. median of $4,957. Home care fees in Elizabeth are the same as in some other New Jersey cities, such as Atlantic City and Ocean City. However, they’re higher than others, including Trenton’s $5,148 and Vineland’s $4,767.

Elizabeth

$5,529

New Jersey

$5,529

United States

$4,957

Trenton

$5,148

Atlantic City

$5,529

Ocean City

$5,529

Vineland

$4,767

The Cost of Home Care vs. Other Senior Care Options in Elizabeth, NJ

At $1,950, adult day care is more affordable than home care, which typically costs $5,529. However, it’s not one-on-one and requires daily journeys to the center, which may challenge frail seniors. Assisted living costs more than home care, at $5,750, and requires the senior to leave their home. Nursing home care is the costliest medical care option, at $12,471. Home health care is more affordable, at $5,750, which pays for limited medical care from registered professionals.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$12,471

Note: Data for Elizabeth was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Elizabeth, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Elizabeth Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Elizabeth:

ResourceContactAddressService
Statewide Respite Care Program(908) 527-487010 Elizabethtown Plaza, Elizabeth, NJ 07202Caregivers of frail and elderly individuals are able to access relief through the New Jersey Statewide Respite Care Program. In Elizabeth, this program is administered by the Union County Division on Aging and Disability Resource Connection (ADRC). Some services covered include homemaker services, in-home companionship, caregiver-directed services, adult family care and private duty nursing.
Jewish Family Services of Central New Jersey (JFSCNJ)(908) 352-8375655 Westfield Avenue, Elizabeth, NJ 07208Jewish Family Services of Central New Jersey (JFSCNJ) offers programs to support safe and healthy aging for seniors living in Union County. Its Transportation Program provides escorted door-to-door transportation for low-income seniors who are unable to drive or use public transit so they can get to and from medical appointments. JFSCNJ also offers a Home Health Aide Program that provides low-income seniors with up to six hours of home care per week to help them remain in their own homes.
Low Income Energy Assistance Program (LIHEAP)(908) 351-77271126 Dickinson Street, Elizabeth, NJ 07201Low-income seniors can receive financial assistance to help weatherize their homes and reduce their energy costs through the Low Income Energy Assistance Program (LIHEAP). Services may include weather stripping, insulation, window replacement and furnace repairs. This program is administered by O.C.E.A.N., Inc.
Meals On Wheels Union County(908) 486-51001025 Pennsylvania Avenue, Linden, NJ 07036Meals On Wheels Union County is a nonprofit program that provides nutritious meals to homebound seniors throughout Union County. Seniors have the option to attend congregate meals or have meals delivered directly to their homes. This program is available to seniors aged 60 and older who are unable to prepare their own meals or recovering from a recent hospitalization or illness. It operates Monday to Friday and consists of a hot midday meal, including an entree, fruit, vegetables, bread, dessert and a beverage. While voluntary donations are appreciated, this service is offered free of charge.
Seniors First(908) 994-5000225 Williamson Street, Elizabeth, NJ 07202Run by the Trinitas Regional Medical Center, Seniors First offers information and resources for seniors on topics, such as Medicare, care management services, physician referrals, home health care and at-home protection services. The program also provides respite care services, adult day care and caregiver support and includes free health screenings, educational classes and preventative medicine programs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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