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The 10 Best Home Care Agencies for Seniors in El Dorado Hills, CA for 2024

El Dorado Hills is a census-designated place about 35 miles east of downtown Sacramento. According to the 2020 census, 16.6% of its 50,547 residents are aged 65 and older, which is typical for the nation but above-average for California, suggesting El Dorado Hills has a certain appeal for seniors. The 2020 Genworth Cost of Care Survey reveals those in receipt of home care services typically pay $5,863 per month, which is more than the average Californian pays for personal care. Those who need home health care pay more as that service includes medical support from registered nurses and qualified therapists. Primary care services are typically provided at Mercy Hospital of Folsom.

Below we’ve compiled a comprehensive directory of every home care provider in the El Dorado Hills area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in El Dorado Hills, CA

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Paying for Home Care in El Dorado Hills, CA

The Cost of Home Care in Eldorado Hills, CA

The results of the 2020 Genworth Cost of Care Survey show that at $5,863 per month, home care costs in El Dorado Hills are about $1,382 more than the national average. This shouldn’t surprise as California is the second-most-expensive state in the union.  However, when compared to the nearest surveyed cities, home care costs in El Dorado Hills look more favorable. In Napa, they’re $6,292, and in Vallejo, $6,101. Yuba City is more affordable, at $5,339 per month.

El Dorado Hills

$5,863

California

$5,529

The United States

$4,481

Yuba City

$5,339

Vallejo

$6,101

Napa

$6,292

The Cost of Home Care vs. Other Senior Care Options in El Dorado Hills, CA

Home health care is home care services with medical support. Despite this additional offering, both share average fees of $5,863 and both are more costly than assisted living, at $5,395. The most affordable senior care option in the area is provided by adult day care centers, which typically charge $1,918. Nursing homes offer the greatest levels of care and therefore have the highest fees — typically $9,946 per month for a semiprivate room.

Home Care

$5,863

Home Health Care

$5,863

Adult Day Health

$1,918

Assisted Living

$5,395

Nursing Home Care (semiprivate room)

$9,946

Note: Data for El Dorado Hills was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in El Dorado Hills, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in El Dorado Hills, CA

Seniors in El Dorado Hills can access a wealth of resources to help them age in place in dignity and comfort. This list includes support for seniors struggling to manage their energy consumption and costs and those unable to prepare their own meals.

ResourceContactService
El Dorado County Weatherization Program(530) 621-6150El Dorado County's free Weatherization Program helps homeowners and renters whose homes are inefficiently using energy and unnecessarily increasing their home fuel costs. Seniors with low incomes can request support that, on average, reduces energy costs by 35%. As necessary, the program will cover the costs of repairing or replacing doors, windows, ducts, boilers, furnaces and cooling equipment. It can also meet the costs of installing insulating materials, smoke and carbon monoxide alarms and LED light bulbs.
Home Energy Assistance Program(530) 573-3490Homeowners and renters in El Dorado County struggling to meet their energy costs can apply for help from the Home Energy Assistance Program. Applicants must have incomes within the program's guidelines and be in need of immediate help to pay a gas and/or electric bill or purchase fuel necessary to heat their homes, such as firewood, propane and pellets. The program also provides educational material to help successful applicants manage their fuel consumption.
Home-Delivered Meals(530) 621-6160El Dorado County provides home-delivered hot meals for residents aged 60 and older who are medically or physically disabled, rendering them unable to cook their own meals. The suggested donation per meal is $3, with volunteers ensuring daily deliveries from Mondays to Fridays. More able seniors are welcome to join the Dine-In Meal program, which serves lunches on weekdays at the El Dorado Hills Senior Center.
Property Tax Exemption(530) 621-5719Homeowners in El Dorado County can claim an exemption of $7,000 on their property if it is their primary address. The exemption rolls over to subsequent years until the homeowner cancels it. Veterans with assets not exceeding $10,000 and registered 100% disabled due to an injury related to active service are eligible to claim exemption on up to $150,000 of the value of their homes. This exemption must be filed every year and can't be used with the standard homeowners' exemption.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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