Caring.com
Caring.com

(800) 558-0653

The 5 Best Home Care Agencies for Seniors in Eaton, OH for 2024

Eaton has a large senior community that makes up over 21% of its population of almost 8,400 residents. This is notably higher than the national average of 16.5% and may support access to age-friendly social and recreational activities and home-based services and supports. The region has a very low cost of living and affordable housing, which may enable retirees to remain in their homes and maintain their standard of living. Eaton residents can easily access several major health care providers, including Fort Hamilton Hughes Memorial Hospital in Hamilton and Sycamore Medical Center in Miamisburg. For older adults who need a helping hand with tasks such as meal preparation, personal care and light housekeeping, home care in Eaton costs approximately $4,763 per month. 
Below we’ve compiled a comprehensive directory of every home care provider in the Eaton area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Eaton, OH

6 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

Paying for Home Care in Eaton, OH

The Cost of Home Care in Eaton, OH

Based on data in the Genworth 2020 Cost of Care Survey, home care services in Eaton cost an estimated $4,763 per month, which is almost $300 higher than the state and national medians of $4,481. In Cincinnati, rates are comparable at $4,767. In Columbus, care costs are closer to the state average at $4,576, and in Mansfield, home care rates are among the cheapest in the state at $4,004. 

Eaton

$4,763

Ohio

$4,481

United States

$4,481

Columbus

$4,576

Mansfield

$4,004

Cincinnati

$4,767

The Cost of Home Care vs. Other Senior Care Options in Eaton, OH

In Eaton, senior care costs vary considerably depending on the level of assistance required and whether the individual obtains care at home or in a community setting. Adult day health care is generally the cheapest option. Local cost data for this care option isn’t available, but statewide, seniors pay $1,300 per month. The $4,767 and $4,763 respective costs for home health care and home care are almost on par, even though the former also provides skilled nursing and other medical services. Assisted living is a little pricier at $5,245, while nursing home residents pay $8,699 per month for semiprivate accommodations. 

Home Care

$4,763

Home Health Care

$4,767

Assisted Living

$5,245

Nursing Home Care (semiprivate room)

$8,699

Note: Data for Eaton was unavailable, so data for the nearest city, Dayton, was used instead. 

Financial Assistance for Home Care in Eaton, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Eaton, OH

The Eaton area offers a variety of programs and services that support seniors’ independence and decision to live at home. Through these resources, older adults can obtain affordable home care services, help accessing financial assistance and information on social and recreational opportunities in the community.    

ResourceContactService
Preble County Council on Aging(937) 456-4947The Preble County Council on Aging operates the Senior Activities Center, which provides an array of social, recreational and informational programs for those aged 60 and over. At this center, seniors can participate in activities such as Thursday night dances, age-friendly fitness classes and congregate meals. The center can help seniors access community-based programs including the Senior Companionship Program, local transportation and Meals on Wheels, which provides home-delivered meals to those unable to cook for themselves. It also has information and referral specialists who help older adults access public benefits and services to reduce their out-of-pocket home care expenses.
H.I.T Foundation Senior Home Repair Program(937) 472-0500 ext. 408H.I.T Foundation’s Senior Home Repair Program provides essential home repairs for qualifying individuals in the Eaton region. This volunteer-based program is for those aged 60 and over and can help with emergencies such as plumbing leaks, roof leaks, no heat or air conditioning and broken water heaters. Participants are eligible for up to two emergency repairs and one volunteer or clean-up repair per calendar year. Services are free to individuals and are funded through community donations and grants, and donations for provided services are appreciated.
Miami Valley Community Action Partnership(937) 341-5000The local Community Action Partnership administers several programs to income-qualifying individuals in the Eaton region, helping older adults control their living expenses and ensure a safe, habitable environment. The organization administers PIPP/HEAP, which provides emergency bill assistance to avoid disruptions in heating and cooling during the winter and summer months. It also provides weatherization and home repair programs to help older adults improve their homes’ comfort and energy efficiency.
Area Agency on Aging(937) 223-7277The Area Agency on Aging is a local nonprofit organization that provides free and low-cost services to support seniors’ independence. Its ComCare program is designed for those who are able to live at home with supervision and limited assistance. Through this program, seniors are assigned case managers who work with them to identify their needs and connect them with appropriate services in the community.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.