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The 10 Best Home Care Agencies for Seniors in Dunn, NC for 2024

Dunn, NC, is a small town with a big history that's expressed through its many museums and historic sites. Dunn has a population of about 8,500 residents, 23% of whom are seniors ages 65 and older. Dunn offers a low cost of living, a moderate climate and above-average air and water quality. The Betsy Johnson Hospital provides primary and emergency care, cardiology, surgery, orthopedics and several other specialties to the greater area. Seniors who wish to remain in their own homes and still receive the help they need may opt for home care, and in Dunn, they will pay about $4,004 per month for it. People who require medical services such as vital sign checks, therapy and medication administration might prefer home health care.

Below we've compiled a comprehensive directory of every home care provider in the Dunn area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Dunn, NC

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Paying for Home Care in Dunn, NC

The Cost of Home Care in Dunn, NC

Home care in Dunn costs an average of $4,004 per month, according to Genworth's 2021 Cost of Care Survey. This rate is significantly lower than the North Carolina average of $4,385 and the U.S. average of $4,957. It also comes in toward the bottom of the cost spectrum in relation to other North Carolina cities. Goldsboro's prices are lower by nearly $200, but Wilmington's home care providers charge over $570 more per month. Rates in Charlotte stand at $4,668, while Raleigh's prices climb to $4,957.

Dunn

$4,004

North Carolina

$4,385

United States

$4,957

Charlotte

$4,668

Wilmington

$4,576

Raleigh

$4,957

Goldsboro

$3,813

The Cost of Home Care vs. Other Senior Care Options in Dunn, NC

Seniors in Dunn have access to many senior care options, some of which are less expensive than home care. Adult day programs, for instance, run about $867 per month, while assisted living costs about $3,000. Home care and home health care are priced the same at $4,004, even though the latter includes services from licensed nurses and therapists. Nursing homes cost over $2,700 more than home health options, but residents require significantly more care.

Home Care

$4,004

Home Health Care

$4,004

Adult Day Health Care

$867

Assisted Living

$3,000

Nursing Home Facility (semiprivate room)

$6,722

Note: Data for Dunn was unavailable, so data for the nearest city, Fayetteville, was used instead.

Financial Assistance for Home Care in Dunn, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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