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The 10 Best Home Care Agencies for Seniors in Dumfries, VA for 2024

Dumfries, VA is a small town in the Washington-Arlington-Alexandria Metro Area. It has a low percentage of people aged 65 and older in its population – only 8.2% — compared to the national average of 16.8%. Local health care facilities include Sentara Northern Virginia Medical Center and nearby UVA Prince William Medical Center. According to the 2021 Genworth Cost of Care Survey, seniors here pay an average of $5,339 per month for home care services, which are designed for individuals needing personal assistance. People who need minor medical assistance such as medication administration, wound care or physical therapy may prefer home health aide services, which share similar rates on average.

Below we’ve compiled a comprehensive directory of every home care provider in Dumfries– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Dumfries, VA

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Paying for Home Care in Dumfries, VA

The Cost of Home Care in Dumfries, VA

Home care in Dumfries costs $380 more per month than the national average and $570 more per month than Virginia’s state median rate. Prices here exceed those in most cities throughout the state as well, including Winchester and Harrisonburg to the west. Home care costs in Dumfries run higher than in neighboring Maryland’s nearby cities as well.

Dumfries

$5,339

Virginia

$4,767

The United States

$4,957

Winchester

$4,671

Harrisonburg

$4,957

California Area, MD

$4,576

Hagerstown, MD

$5,148

The Cost of Home Care vs. Other Senior Care Options in Dumfries, VA

Seniors in Dumfries who choose home care can save an average of $610 compared to assisted living and $5,520 compared to nursing home care. If they can travel to a facility for organized daytime activities, adult day programs can meet needs for less than half the price of in-home services.

Home Care

$5,339

Home Health Aide

$5,339

Adult Day Care

$2,282

Assisted Living

$5,948

Nursing Home Facility (semiprivate room)

$11,467

Note: Data for Dumfries was unavailable, so data for the nearest city, Washington Area, DC, was used instead.

Financial Assistance for Home Care in Dumfries, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Dumfries Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Dumfries:

ResourceContactAddressService
Senior Link(703) 368-41415 County Complex Ct., Prince William, VA 22192Senior Link provides safety checks and medication reminders to seniors aged 60 and older who are living at home. The services are provided by the Prince William County Area Agency on Aging.
Prince William County Personal Care(703) 792-63745 County Complex Ct., Prince William, VASeniors citizens who require assistance with activities of daily living may be eligible for personal care assistance or stand-by assistance that’s offered by the county’s Area Agency on Aging. Care can be provided on a temporary or respite basis or permanent care can be arranged.
Project Mend-A-House(703) 792-76638787 Commerce Ct., Manassas, VA 20110Project Mend-A-House strives to preserve seniors’ independence by providing home repairs and modifications wherever necessary. Volunteers perform the repairs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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