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The 10 Best Home Care Agencies for Seniors in Delray Beach, FL for 2024

As one of the best places in the country for seniors in the 2022 Caring Senior Living report, Delray Beach, Florida, has much to draw seniors. While the warm Florida weather is an important part of the attraction, the city also ranks well for air and water quality, accessible home options and access to park facilities. Seniors can receive quality medical care at Delray Medical Center, which is ranked high performing in six adult specialties. For older adults living at home, home care costs an average of $4,195 a month. Those who need a nurse or therapist to help with health care needs can receive home health care for about $200 more.

Below we’ve compiled a comprehensive directory of every home care provider in the Delray Beach area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Delray Beach, FL

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Paying for Home Care in Delray Beach, FL

The Cost of Home Care in Delray Beach, FL

Based on the 2021 Genworth Cost of Care Survey, seniors living in Delray Beach can expect to pay $4,195 a month for home care. This cost is affordable compared to the state’s $4,767 average and the nation’s $4,957 average. It is also one of the most affordable options in the general area. For instance, Naples to the west averages $5,720 a month, while Cape Coral is $5,196 a month. Port St. Lucie is also higher but slightly closer, with a $4,671 average cost.

Delray Beach

$4,195

Florida

$4,767

The United States

$4,957

Naples

$5,720

Cape Coral

$5,196

Port St. Lucie

$4,671

The Cost of Home Care vs. Other Senior Care options in Delray Beach, FL

Home care provides support for daily living and household care tasks, averaging $4,195 a month. Seniors who require home health care can pay slightly more at $4,385 for that help, and assisted living communities in Delray Beach average the same. The most affordable senior care option is adult day health care, averaging $1,517, while the most costly is nursing home care at $9,019 a month.

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health

$1,517

Assisted Living

$4,385

Nursing Home (semiprivate room)

$9,109

Note: Data for Delray Beach was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Home Care in Delray Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Delray Beach, FL

Delray Beach and the rest of Palm Beach County have several services and organizations to support seniors living within the community. Providing help with transportation, nutrition, home modification and more, these programs make it easier for seniors and their caregivers to embrace home care options.

ResourceContactService
Meals on Wheels Palm Beaches(800) 435-7352Homebound seniors in Delray Beach can get meals delivered to their homes through Meals on Wheels Palm Beaches. There is a meal cost, but financial assistance to qualified seniors brings this down, and most applicants will qualify. Additionally, the volunteers who deliver the meals provide a general wellness check.
Emergency Home Energy Assistance for Elderly People (EHEAP)(800) 963-5337EHEAP is a state-wide program in Florida that provides older adults with emergency help to pay utilities when they face the danger of having them shut off. Funds are also available to pay for blankets, fans and portable heaters for emergencies.
Area Agency on Aging (AAA) Palm Beach/Treasure Coast(866) 684-5885The AAA Palm Beach/Treasure Coast assists seniors in Palm Beach County. Seniors can access transportation, respite for caregivers, pest control help, escort service, nutrition counseling and personal care assistance. The AAA offers Home Care for the Elderly, a subsidy for support and maintenance of older adults who have live-in caregivers.
Volen Center Transportation(561) 395-8920Older adults living at home in Delray Beach may need transportation to get to doctor’s appointments or other necessary appointments. The Volen Center offers senior transportation to help seniors live independently. These services include traditional buses as well as handicapped-equipped vehicles.
Respite for Elders Living in Everyday Families (RELIEF)(800) 963-5337RELIEF is a state-wide program for family caregivers. It gives access to respite care so caregivers can attend to their own care needs and get some time to themselves without leaving their senior loved ones alone. RELIEF works with screened and trained volunteers to provide this important service.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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