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The 10 Best Home Care Agencies for Seniors in Deerfield, IL for 2024

Deerfield is a small village in Lake County that’s home to 18,227 people, 15.6% of whom are seniors aged 65 and older, while nationwide, 16.5% fall into the same age category. Deerfield is about 28 miles north of downtown Chicago near the shores of Lake Michigan. The overall cost of living in Deerfield is above the state and national average, and home care costs run about $4,957 per month. Hospital services are available at nearby Highland Park Hospital, a 149-bed facility that offers general medical services, while extensive emergency and acute care services are provided through Evanston Hospital.

Below we’ve compiled a comprehensive directory of every home care provider in the Deerfield area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Deerfield, IL

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Paying for Home Care in Deerfield, IL

The Cost of Home Care in Deerfield, IL

According to the Genworth 2020 Cost of Care Survey, the average monthly cost for Deerfield home care services is $4,957, while is slightly higher than the Illinois and nationwide averages, at $4,814 and $4,481 respectively. In nearby Rockford, seniors pay an average of $4,872 per month for home care, while the same type of care costs an average of $4,767 in Danville and in Kankakee. 

Deerfield

$4,957

Illinois

$4,814

United States

$4,481

Kankakee

$4,767

Rockford

$4,872

Danville

$4,767

The Cost of Home Care vs. Other Senior Care Options in Deerfield, IL

Deerfield’s home care rates are similar to the average cost of assisted living in the area, at $4,950 per month. Home health care services, which combine home care with some basic medical services, costs an average of $5,053 per month. Adult day health care is the least expensive senior care service at $1,614 per month, while a semiprivate room in a Deerfield nursing home costs about $8,076 per month. 

Home Care

$4,957

Home Health Care

$5,053

Adult Day Health

$1,614

Assisted Living

$4,950

Nursing Home Care (semiprivate room)

$8,076

Note: Data for Deerfield was unavailable, so data for the nearest city, Chicago, was used instead. 

Financial Assistance for Home Care in Deerfield, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Deerfield, IL

Deerfield seniors who prefer to age in place in their own homes can access a wide range of free and low-cost programs and services offered through local government agencies and nonprofit organizations. These services include home meal delivery, health insurance counseling and help with home repairs. 

ResourceContactService
Meals on Wheels of Northeastern Illinois(847) 332-2678Meals on Wheels of Northeastern Illinois provides housebound seniors with one hot, home-delivered meal and one cold meal each weekday. Seniors can use this service on an ongoing basis, or on a short-term basis while recovering from an illness or injury. Any senior can use the service regardless of income, and low-income seniors qualify for reduced fees. The volunteer delivery drivers can also purchase groceries on behalf of their clients, and pet owners can request a weekly delivery of pet food through Meals on Wheels.
Patty Turner Center(847) 940-4010 The Patty Turner Center is a recreation and social services center for seniors in Deerfield. The center offers free and low-cost exercise classes, arts and crafting workshops, organized games and excursions to nearby museums, festivals and attractions. Seniors can also access a number of support programs through the center, including Medicare and Medicaid counseling, the local AARP income tax clinic, and caregiver groups.
Catholic Charities Senior Services(847) 546-5733Catholic Charities Senior Services offers case management for seniors in Lake County who require in-home care services. The organization also operates an adult day service program for frail seniors along with a number of congregate meal sites and a hospital transition program. Services are available in English and Spanish.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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