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The 5 Best Home Care Agencies for Seniors in Brookville, OH for 2024

Located in northwestern Montgomery County, Ohio, Brookville is a charming suburb of Dayton with 5,968 residents. Higher than the national average of 16.8%, the senior community constitutes 29.3% of the population, making it a popular retirement destination for people 65 and older. The cost of living is almost 20% lower than the national index, with reasonably low housing, transportation and health care costs. Seniors can enjoy mildly warm summers and moderately low crime rates. Brookville is close to several nationally recognized hospitals, including Miami Valley Hospital North and Kettering Health Dayton. According to the 2021 Genworth Cost of Care Survey, older adults in this city who need nonmedical care pay an average monthly cost of $5,434 for home care. A home health care service may be more appropriate for those who require light medical assistance.

Below we’ve compiled a comprehensive directory of every home care provider in Brookville– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Brookville, OH

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Paying for Home Care in Brookville, OH

The Cost of Home Care in Brookville, OH

With Brookville about 15 miles west of Dayton, both cities share a home care cost of $5,434 per month. This price is $477 higher than the state and national average. Lower home care fees are found in the northeastern city of Akron and just east of Brookville in Springfield. The northwestern City of Toledo is the same as the state and national average at $4,957. Rates in central Ohio cost the most in the state’s capital Columbus.

Brookville

$5,434

Ohio

$4,957

The United States

$4,957

Akron

$4,052

Springfield

$4,385

Toledo

$4,957

Columbus

$5,625

The Cost of Home Care vs. Other Senior Care Options in Brookville, OH

Home care in Brookville costs about $1,184 per month more than assisted living communities and $2,657 less than semiprivate accommodations in nursing homes. While adult day care programs are a more affordable option than home care, Brookville doesn’t offer this type of service. Home care provides personal care and assistance with daily tasks, and home health care involves light medical services such as medication administration, wound care and rehabilitation therapy. Both of these services cost the same at $5,434.

Home Care

$5,434

Home Health Care

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Note: Data for Brookville was unavailable, so data for the nearest city, Dayton, was used instead.

Financial Assistance for Home Care in Brookville, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Brookville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Brookville:

ResourceContactAddressService
Home Weatherization Assistance Program (HWAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Brookville seniors who own their homes and make a limited income can get free weatherization assistance from the Home Weatherization Assistance Program (HWAP). This program contracts with licensed local builders to offer free home inspections, upgrades for inclement weather and free installation of new insulation, windows and doors. Income and asset limits apply to program participants.
Community Housing Improvement Program (CHIP)(614) 466-228577 South High St. , Columbus, OH 43215Seniors in Brookville can upgrade and repair their homes at no cost through the Community Housing Improvement Program (CHIP). Senior homeowners in Brookville can apply to CHIP for a home inspection, followed by repair work done by local contractors to bring a home back up to code or to make necessary improvements for safety and accessibility. All work must be authorized in advance, and income limits apply for eligibility. Work that CHIP may authorize includes:
Very Low Income Housing Repair Program(937) 393-1921514 Harry Sauner Rd. #3, Hillsboro, OH 45133Low-income seniors in Brookville may be eligible for home improvement reimbursement through the Very Low Income Housing Repair Program. This program issues a cash grant to compensate seniors aged 62 and over in Brookville for necessary work done on their homes by licensed contractors. To be eligible, seniors must earn less than 50% of the county’s average income and be unable to finance the work through a traditional home improvement loan.
Low-Income Home Energy Assistance Program (LIHEAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Seniors in Brookville who pay their own home energy bills may be eligible for steep discounts on home heating and cooling through the Low-Income Home Energy Assistance Program (LIHEAP). LIHEAP customers can save up to 30% on their home utility bills, as well as get discounted or free energy efficient appliances. The program also provides one-time cash assistance to seniors facing disconnection of their electric or gas service. Income, asset and residency requirements apply to all new applicants.
Elderly Services Program (ESP)(937) 449-06422333 Rombach Ave., Wilmington, OH 45177The Elderly Services Program (ESP) helps seniors who live on their own in Brookville pay the cost of having an in-home caregiver. The program also pays for caregiver training and respite care, as well as for some needed medical supplies and home monitoring equipment in case of an emergency.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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