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The 10 Best Home Care Agencies for Seniors in Bridgeport, CT for 2024

Ranked as one of the best places to retire by Caring’s 2022 Senior Living Report, Bridgeport, Connecticut, offers seniors numerous historical, cultural and recreational activities. Older adults may also choose from a wide selection of Medicare-registered physicians and care options, including Bridgeport Hospital as one of four local hospitals. This hospital provides emergency treatment, including geriatric emergency medical services, in addition to more than 80 specialty areas of care. Older adults who require in-home care that allows them to continue to age in place pay an average of $5,339 per month, according to the 2021 Genworth Cost of Care Survey.

Below we’ve compiled a comprehensive directory of every home care provider in the Bridgeport area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Bridgeport, CT

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Paying for Home Care in Bridgeport, CT

The Cost of Home Care in Bridgeport, CT

Home care costs in Bridgeport are approximately $100 more than Connecticut’s state average and nearly $400 higher than the nation’s monthly median. By contrast, the area’s rate is about $170 less than Norwich’s $5,506 average. However, it’s competitive with both New Haven and Hartford, reporting $5,243 and $5,329, respectively.

Bridgeport

$5,339

Connecticut

$5,243

The United States

$4,957

Norwich

$5,506

New Haven

$5,243

Hartford

$5,329

The Cost of Home Care vs. Other Senior Care Options in Bridgeport, CT

At an average of $1,619 per month, adult day health care provides the most affordable senior care option in Bridgeport. Seniors who require either in-home care or home health care should budget for approximately $5,339 monthly. Although both types of home care services share the same costs, home health care involves medical services carried out by professionals, such as registered nurses and physical therapists. Individuals needing more comprehensive care may opt for an assisted living community where they’ll pay an average of $6,273 each month. With a monthly cost of up to $16,805, a room in a skilled nursing facility is one of Bridgeport’s most expensive long-term care options.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living Facility

$6,273

Nursing Home Facility (semiprivate room)

$16,805

Financial Assistance for Home Care in Bridgeport, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Bridgeport, CT

Seniors in Bridgeport have access to numerous free and low-cost resources and programs that help them to continue to live safely and independently. Local and federal programs may offer assistance with transportation, meal delivery and home repairs, among others. Some examples of available resource contacts are included here.

ResourceContactService
Bridgeport Department of Aging(203) 576-7993Bridgeport's Department of Aging provides area seniors with a wide array of support services, including transportation, nutrition, and health and wellness services. In addition, the agency encourages seniors to take advantage of opportunities to socialize by participating in local senior centers' recreation and leisure activities.
Alliance for Community Empowerment, Inc.(203) 366-8241Seniors may be eligible to receive energy assistance through the Alliance for Community Empowerment. The program's caseworkers help individuals complete the application process. Those who meet the income guidelines can receive financial assistance to pay for winter heating, water and sewer bills. There are also limited funds to cover furnace repair and replacement costs.
Southwest CT Agency on Aging & Independent Living(203) 333-9288SWCAA's knowledgeable specialists assist seniors and their families with identifying the type of care and support needed to continue living a healthy independent lifestyle. The agency's representatives also help clients navigate the application process. SWCAA offers a wide range of programs and community support services, including home care, health care, legal aid, nutrition and transportation.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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