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The 10 Best Home Care Agencies for Seniors in Boca Raton, FL for 2024

Ranked as one of the best places to retire in the 2019 version of the Caring Senior Living Report, Boca Raton, Florida is ideal for seniors looking for a mild climate, excellent air quality and convenient access to health care. According to the 2021 Genworth Financial Cost of Care Survey, residents pay an average of $4,195 per month for home care, which differs from home health care because it focuses more on personal care than medical care. For seniors who need medical services, Boca Raton Regional Hospital and West Boca Medical Center are easily accessible.

Below we’ve compiled a comprehensive directory of every home care provider in the Boca Raton area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Boca Raton, FL

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Paying for Home Care in Boca Raton, FL

The Cost of Home Care in Boca Raton, Florida

In Boca Raton, home care costs an average of $4,195 per month, according to the 2021 Genworth Cost of Care Survey. Jacksonville has slightly higher costs, averaging $4,481 per month. Orlando and Tampa have monthly fees averaging $4,767. Naples is one of the most expensive cities, with home care costs averaging $5,720 per month. Boca Raton is also cheaper than the state average of $4,767 and the national average of $4,957.

Boca Raton

$4,195

Florida

$4,767

The United States

$4,957

Naples

$5,720

Orlando

$4,767

Tampa

$4,767

Jacksonville

$4,481

The Cost of Home Care vs. Other Senior Care Options in Boca Raton, Florida

When compared with other types of senior care, home care is one of the least expensive options in Boca Raton. Adult day health care costs an average of $1,517 per month, while assisted living costs an average of $4,385 per month. Home health care, which includes medical services provided by nurses, therapists and other medical professionals, costs slightly more than home care at an average of $4,385 per month. Nursing home care is the most expensive, costing an average of $9,019 per month.

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living

$4,385

Nursing Home Care (semiprivate room)

$9,019

Note: Data for Boca Raton was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Home Care in Boca Raton, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Boca Raton, FL

Boca Raton has several programs to help seniors maintain their quality of life as they age in place. Some services are provided by local, state and federal agencies, while others are delivered by nonprofit organizations. The resources below aim to help seniors in Boca Raton maintain their independence.

ResourceContactService
The Adele Loeb & Les Nackman Meals on Wheels Program(561) 852-3333The Adele Loeb & Les Nackman Meals on Wheels Program delivers kosher meals to seniors in Boca Raton and other parts of Palm Beach County. Every meal includes a protein and two side dishes to ensure program participants get an adequate amount of nutrients.
Palm Beach County Community Action (PBCCA)(561) 355-4792PBCCA provides services to help residents of Palm Beach County increase their self-sufficiency. Available services include food distribution, emergency home repairs and utility assistance.
Palm Beach County Limited Income Senior Tax Exemption(561) 355-2866The Limited Income Senior Tax Exemption exempts $25,000 of a home's value from Palm Beach County property taxes. To qualify, you must be at least 65, own your home and have an annual income not exceeding $32,561. The income limit doesn't include nontaxable Social Security income or tax-exempt bond interest.
Weatherization Assistance Program (WAP)Contact your local weatherization providerThe WAP uses federal funds to help eligible participants improve energy efficiency in their homes. This reduces energy usage, making utility bills more affordable. WAP services are provided by a network of local weatherization providers.
Florida Department of Elder Affairs (FDEA)(800) 963-5337The Florida Department of Elder Affairs oversees many senior programs in the Sunshine State. It partners with Area Agencies on Aging and other organizations to ensure Florida seniors are as safe and healthy as possible. FDEA also administers the Emergency Home Energy Assistance for the Elderly Program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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