Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Bergen County, NJ for 2024

Bergen County is in the northeastern corner of New Jersey and forms part of the New York City Metropolitan Area. Seniors can access large-city amenities while hospitals and medical centers, such as Pascack Valley Medical Center, Select Specialty Hospital and Columbia University Irving Medical Center ensure quality medical care. Bergen County has a population of approximately 953,800, making it the most populous county in New Jersey. About 17.8% of Bergen’s residents are aged 65 and above — slightly more than the national average. Genworth Financial’s 2021 Cost of Care Survey shows that home care, which provides personal services, costs $5,529 monthly in Bergen County. For additional light medical services at home, seniors can opt for home health care instead.

Below we’ve compiled a comprehensive directory of every home care provider in Bergen County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Browse Home Care by City

In Home Care in Allendale

Home Care Agencies in Bergen County, NJ

100 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

3

4

5

Paying for Home Care in Bergen County, NJ

The Cost of Home Care in Bergen County, NJ

Genworth Financial’s 2021 Cost of Care Survey shows that Bergen shares similar monthly home care costs of $5,529 with the Atlantic City area due to proximity. That’s the same as the state average and higher than the national average by $572. Newark, the most populous city in the state, also shares similar monthly home care costs with Bergen County. Allentown, one of the least populated cities in the state, has lower monthly care costs than Bergen county by $380. Gloucester City in the southern part of the state also has lower monthly costs than Bergen County by about $200. 

Bergen

$5,529

New Jersey

$5,529

The United States

$4,957

Atlantic City

$5,529

Newark

$5,529

Gloucester City

$5,339

The Cost of Home Care vs. Other Senior Care Options in Bergen County, NJ

Bergen County has other senior care options, including home health care or aide, adult day care, assisted living and nursing home care. Home health care services include additional light support, with medical services costing about $100 more than monthly home care costs. Adult daycare is part-time assistance with senior daily activities and costs 3,395 less than monthly home care costs. Assisted living communities cost $278 more than monthly home care services. Nursing homes are one of the most expensive senior care options, costing $3,596 more than home care costs. 

Home Care

$5,529

Home Health Care

$5,625

Adult Day Health Care

$2,134

Assisted Living

$5,807

Nursing Home Care (semiprivate room)

$9,125

Financial Assistance for Home Care in Bergen County, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Bergen County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Bergen County:

ResourceContactAddressService
Bergen County Wellness Check Program(201) 336-7400One Bergen County Plaza, 2nd Floor, Hackensack, NJ 07601The Bergen County Department of Human Services offers a free phone-based wellness check program for seniors and people living with disabilities. Program participants receive an automated phone call daily, and if an individual doesn’t answer that call, the system automatically contacts a designated emergency contact on behalf of the participant. 
Bergen County Meals on Wheels(201) 336-7420One Bergen County Plaza, 2nd Floor, Hackensack, NJ 07601The Bergen County Meals on Wheels program provides housebound seniors aged 60 and older with low-cost, fully cooked nutritious meals. Participants are asked to pay $1.25 per meal, although payment is not mandatory. 
Bergen County Senior Activity Centers(201) 336-7474One Bergen County Plaza, 2nd Floor, Hackensack, NJ 07601The Bergen County Department of Human Services operates 10 senior activity centers where older adults can participate in a variety of free and low-cost social, educational and fitness programs designed to promote healthy aging and reduce isolation among seniors. Programs vary with each center and may include congregate meals, exercise classes, drop-in card games, arts and crafts lessons and special events such as health fairs and holiday parties. 
Community Transportation(201) 368-5955178 Essex Street, Lodi, NJ 07644The Division of Community Transportation is a county-run, on-demand transportation service for seniors and people living with disabilities. Participants receive door-to-door transportation to destinations throughout the county with a focus on helping clients access medical, educational and community support services. Community transportation vehicles are ADA-compliant and accessible for those who use mobility devices, and the program is free for eligible seniors. 
CHORE Handyman Service(201) 489-945464 Passaic Street, Hackensack, NJ 07601Bergen Volunteers, a nonprofit community service organization, operates the CHORE handyman service. This volunteer-based program matches skilled seniors with older homeowners who require assistance with minor home maintenance tasks, such as fixing a leaky faucet, replacing electrical outlets and changing light bulbs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.