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The 10 Best Home Care Agencies for Seniors in Bellaire, TX for 2024

Bellaire is a suburban city in Harris County, about 15 minutes southwest of downtown Houston. The 2020 census found 17.4% of its 17,202 residents are aged 65 and older, an above-average percentage, which suggests the city is particularly popular with seniors. Its proximity to outstanding health care facilities is a likely factor in the high number of older residents — within a 20-minute radius, there are six nationally ranked hospitals and hundreds of Medicare-registered physicians. Home care in Bellaire typically costs around $4,290 per month, which is more than the state mean of $4,195 but less than the national average of $4,481.

Below we’ve compiled a comprehensive directory of every home care provider in the Bellaire area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Bellaire, TX

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Paying for Home Care in Bellaire, TX

The Cost of Home Care in Bellaire, TX

The findings of the 2020 Genworth Cost of Care Survey show seniors in Bellaire pay about $95 more per month for home care than the typical Texan, who pays $4,195, and $191 less than the typical American, who pays $4,481. When compared to the nearest cities surveyed, Bellaire leans slightly toward the costlier end of the spectrum, with fees more affordable than Austin’s $4,385 but less affordable than College Station’s $4,195 and Beaumont’s $3,623.

Bellaire

$4,290

Texas

$4,195

United States

$4,481

Beaumont

$3,623

Austin

$4,385

College Station

$4,195

The Cost of Home Care vs. Other Senior Care Options in Bellaire, TX

There are five standard care types for seniors in Bellaire, each satisfying specific needs for seniors with varying degrees of autonomy. In-home care and home health care share the same average costs of $4,290, despite the latter providing basic medical support with home care services. The most affordable type of care is in adult day centers, which typically charge $1,138. Costs for care with accommodations range from $4,750 per month for assisted living to $5,627 for a semiprivate room in a nursing home. 

Home Care

$4,290

Home Health Care

$4,290

Adult Day Health

$1,138

Assisted Living

$4,750

Nursing Home Care (semi-private room)

$5,627

NoteData for Bellaire was unavailable, so data for the nearest city, Houston, was used instead.  

Financial Assistance for Home Care in Bellaire, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Bellaire, TX

Bellaire’s seniors can call on support from a number of government agencies and nonprofits, each dedicated to helping them live more comfortably. The following examples show how to get help if assistance with bills, cooking and home repairs are needed. There are also several homestead tax exemptions available, depending on the senior’s circumstances.

ResourceContactService
Meals on Wheels(713) 533-4978Operated by Interfaith Ministries for Greater Houston, the program delivers freshly prepared and nutritionally balanced meals to homebound adults aged 60 and over throughout Harris County who can't prepare their own food or don't have someone to cook for them. Typically, meals are delivered on weekdays to be eaten that day, but the program also delivers weekend meals and a full week of breakfasts for the most vulnerable seniors. It also delivers food for pets.
Texas Weatherization Assistance Program(512) 475-3800The Texas Weatherization Assistance program helps adults aged 60 and older whose incomes fall within the federal poverty guidelines. As of 2021, this is $19,320, before taxes, for a one-person household. To make homes more energy-efficient and reduce fuel consumption and costs, the program's providers may insulate attics, crawl spaces and walls, fix damaged doors and windows and replace or repair faulty furnaces and boilers.
Home Repair Program(832) 927-4957The Harris County Home Repair Program helps make homes safe and comfortable for residents aged 62 and over and people with disabilities. To qualify, the senior must be the sole homeowner and have countable assets of no more than $40,000 and an annual income not exceeding 80% of the state median income for major repairs and 50% for minor repairs. Depending on the senior's income, repairs may be funded by grants or a low-interest loan.
Homestead Tax Exemptions(713) 957-7800Harris County offers several tax exemptions for seniors who own the homes in which they reside. For example, adults aged 65 and older automatically receive a school district exemption of $10,000, with the additional benefit of school taxes not increasing unless the home is significantly altered. Bellaire grants tax exemptions of $135,000 for residents over 65 and the disabled. Veterans deemed 100% disabled due to active service are entitled to claim 100% tax exemption on their homes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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