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The 10 Best Home Care Agencies for Seniors in Beachwood, OH for 2024

Beachwood, OH, lies around 11 miles east of Cleveland. The suburban city is home to almost 14,000 people, with seniors making up approximately 28% of the population. Its low violent crime rate is almost half the U.S. average. The city has more physicians per capita than the national average and offers easy access to affordable health care. The nationally ranking Cleveland Clinic South Pointe Hospital is minutes from the city, providing 24/7 care and high-performing services. Among the best hospitals in the nation, Cleveland Clinic Main Campus is also just 8 miles away. Beachwood’s seniors pay an average of $5,196 per month for nonmedical home care services. Home health care is more appropriate for older adults who require intermittent skilled nursing or therapeutic services.       

Below we’ve compiled a comprehensive directory of every home care provider in the Beachwood area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Beachwood, OH

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Paying for Home Care in Beachwood, OH

The Cost of Home Care in Beachwood, OH

According to Genworth’s 2021 Cost of Care Survey, home care runs $5,196 per month in Beachwood. This is slightly higher than the shared state and national average of $4,957 per month. Services in Cincinnati are almost $50 less than in Beachwood, and the median rate falls to $4,576 in Mansfield. Home care generally costs less in Beachwood than in Dayton and the state capital of Columbus, where average monthly rates are $5,434 and $5,625, respectively.   

Beachwood

$5,196

Ohio

$4,957

United States

$4,957

Columbus

$5,625

Cincinnati

$5,148

Mansfield

$4,576

Dayton

$5,434

The Cost of Home Care vs. Other Senior Care Options in Beachwood, OH

Beachwood’s seniors have several long-term care options. At $1,788 per month, adult day health care is the cheapest solution in Beachwood. Assisted living is the next most affordable choice, running $4,940 per month. Home health care includes medical services whereas general home care only covers assistance with everyday activities. However, both types of in-home care share the average monthly rate of $5,196 in Beachwood. Nursing homes are the priciest option, with a semiprivate room costing around $8,395 per month. 

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,788

Assisted Living

$4,940

Nursing Home Care (semiprivate room)

$8,395

Note: Data for Beachwood was unavailable, so data for the nearest city, Cleveland, was used instead.

Financial Assistance for Home Care in Beachwood, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Beachwood, OH

Beachwood’s older adults can access a range of programs designed to help them remain at home safely and comfortably. Services are free or low cost and cover aspects such as home repairs, transportation, enrichment activities and home-delivered meals. 

ResourceContactService
Western Reserve Area Agency on Aging(800) 626-7277Western Reserve AAA operates an ADRC and runs an array of programs to inform, advise and support older adults and people with disabilities. Services include senior nutrition, in-home care, transportation, home repairs and caregiver respite. The Passport program is specifically geared toward helping those who are aging in place.
Meals on Wheels Shaker(216) 991-6376Meals on Wheels Shaker serves residents of Beachwood and nearby areas. Low-income seniors may qualify for free meals, although anyone can pay for low-cost home-delivered meal packages. Friendly volunteers help alleviate loneliness while delivering nutritious meals.
CHN Housing Partners(216) 574-7100The nonprofit CHN Housing Partners provides varied services which help low-income individuals remain in their homes. It administers the local Home Energy Assistance Program. Weatherizing and home energy efficiency services can help seniors save money on bills. The charity also offers free financial counseling and information about reverse mortgages.
City of Beachwood – Senior Programs(216) 292-1970The City of Beachwood offers diverse services which promote social engagement, wellness and life enjoyment for seniors. It also operates a free door-to-door transportation program for people aged 60 and older.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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