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The 10 Best Home Care Agencies for Seniors in Austin, TX for 2024

Ranked among Caring 2022 Senior Living Report’s best places to retire, Austin, Texas, offers its growing senior population numerous resources and services. While the area’s overall cost of living is higher than the nation’s average, health care expenses are below the median rate. Older adults have access to a high number of Medicare-registered physicians, and St. David’s Health Care offers emergency treatment and specialty care. Although seniors pay an average of $5,196 per month for both in-home care and home health care, the two include different services. In-home care includes general personal and household tasks, while home health care responsibilities require medical professionals to deliver physician-prescribed duties.

Below we’ve compiled a comprehensive directory of every home care provider in the Austin area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Austin, TX

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Paying for Home Care in Austin, TX

The Cost of Home Care in Austin, TX

At an average of $5,196 per month, Austin’s home care costs are $620 higher than Texas’s average and approximately $240 over the nation’s median. The area’s rates rank among the most expensive in the state. Bordering Mexico and the Gulf, Brownsville’s $2,869 monthly average is nearly half that of the capital. Located on the panhandle, Amarillo reports a median rate of $4,052. To the northeast, Houston’s and Dallas’s home care costs of $4,576 and $4,862, respectively, are also lower than Austin’s average.

Austin

$5,196

Texas

$4,576

The United States

$4,957

Brownsville

$2,860

Houston

$4,576

Dallas

$4,862

Amarillo

$4,052

The Cost of Home Care vs. Other Senior Care Options in Austin, TX

With a reported monthly average of $1,517, adult day health care offers seniors in Austin the most affordable long-term care option. Older adults in the area pay an average of $5,196 per month for in-home care and home health care. However, home care providers deliver personal and household services, such as assistance with hygiene, dressing, housekeeping and transportation, while home health care professionals tend to medical duties, including physical therapy and medical equipment monitoring. Seniors who need more support than home care provides may choose an assisted living community, which averages $5,345 per month. A semiprivate room in a skilled nursing facility is among the state’s most expensive long-term care options, reporting a median cost of $5,931.

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,517

Assisted Living Facility

$5,345

Nursing Home Facility (semiprivate room)

$5,931

Financial Assistance for Home Care in Austin, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Austin, TX

Austin offers seniors multiple free and low-cost resources to allow them to age safely and comfortably in place. Agency representatives can provide further insight on the area’s available local and federal programs.

ResourceContactService
Area Agency on Aging of the Capital Area(512) 916-6062Serving Austin and the surrounding area, the AAACA provides seniors with a wide range of free services, including meal delivery, financial assistance and in-home care. The organization's specialists address individual needs, referring clients to the agencies that best meet specific circumstances.
AGE of Central Texas(512) 451-4611AGE provides seniors with multiple opportunities to participate in daytime community events through its Thrive Social and Wellness Centers. The center's Memory Care Connections assists those in the early stages of memory loss with information and resources. AGE also offers caregivers respite services.
Austin Vet Center(512) 416-1314The VA's specially trained Veterans Service Officers assist seniors who've served in the armed forces to access available state and federal benefits. VSOs help veterans and their families navigate the application process, and they remain an available contact for follow-up information.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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