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The 10 Best Home Care Agencies for Seniors in Arlington Heights, IL for 2024

A midsize suburb of Chicago that’s roughly 25 miles northwest of the Windy City, Arlington Heights is home to roughly 75,000 residents, 19.8% of whom are seniors ages 65 and up. Compared to the national average of 16.5%, Arlington Heights has a considerable share of seniors, making it easy for seniors to fit in among their peers. Here, home care costs an average of $4,957 per month, which is ideal for seniors in need of personal care help. Home care differs from home health care in that it doesn’t include limited nursing care. Arlington Heights is home to Northwest Community Hospital, which is considered high-performing in one adult specialty and three procedures or conditions.

Below we’ve compiled a comprehensive directory of every home care provider in the Arlington Height area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Arlington Heights, IL

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Paying for Home Care in Arlington Heights, IL

The Cost of Home Care in Arlington Heights, IL

Per Genworth’s 2020 Cost of Care Survey, in-home care in Arlington Heights costs an average of $4,957 per month. This rate is significantly higher than both the statewide average of $4,767 per month and the national average of $4,481 per month. Rockford, some 70 miles west of Arlington Heights, averages $4,872 per month in home care costs. Kankakee, roughly 85 miles south of Arlington Heights, costs slightly less at $4,767 per month. Peoria is much cheaper, averaging just $4,385 in monthly home care expenses. 

Arlington Heights

$4,957

Illinois

$4,767

United States

$4,481

Kankakee

$4,767

Rockford

$4,872

Peoria

$4,385

The Cost of Home Care vs. Other Senior Care Options in Arlington Heights, IL

Home care in Arlington Heights usually costs $4,957 per month. Home health care, which adds in limited medical care, costs $96 more per month for an average of $5,053. Adult day health is by far the cheapest senior care option available in Arlington Heights, costing just $1,614 per month. Assisted living costs roughly the same as home care at $4,950 per month. Nursing homes cost $8,076. 

Home Care

$4,957

Home Health Care

$5,053

Adult Day Health

$1,614

Assisted Living

$4,950

Nursing Home Care (semiprivate room)

$8,076

Note: Data for Arlington Heights was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Arlington Heights, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Arlington Heights, IL

There are a variety of programs available to seniors in Arlington Heights. These include repair programs, nutrition help and other services provided at low or no cost. These can help seniors live in their own homes rather than having to move to assisted living communities.

ResourceContactService
Small Accessible Repairs for Seniors(312) 744-3653Offered by Chicago's Department of Health, the Small Accessible Repairs for Seniors program offers limited home improvements for income-eligible seniors who are at least 60 years of age and own or rent one- to four-unit buildings. The SARFS program installs equipment that improves seniors' in-home safety, including grab bars, smoke detectors, wheelchair ramps and carbon monoxide detectors. Seniors' homes are also eligible for general repairs.
Illinois Home Weatherization Assistance ProgramA program of the Illinois Department of Commerce, the Illinois Home Weatherization Assistance Program covers minor to moderate installations and repairs that improve overall home energy efficiency, thereby reducing seniors' energy costs. Seniors automatically qualify for as much as $15,000 in weatherization and repair work and up to $3,500 in repairs and installations that improve seniors' general in-home health and safety. Weatherization services provided include leak sealing, attic insulation, HVAC repair, water heater replacement and ventilation control measures.
HandsOn Suburban Chicago's Meals on Wheels Program(847) 228-1320HandsOn Suburban Chicago, a 501(c)(3) nonprofit organization that provides a full lineup of services to seniors and other residents of suburban Chicago, runs the local Meals on Wheels program in partnership with Catholic Charities Community Development. Hot meals are delivered to seniors' homes daily on weekdays. Seniors also receive frozen meals for dinner and weekend meals.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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