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The 10 Best Home Care Agencies for Seniors in Apache Junction, AZ for 2024

 

Apache Junction is a community located just 35 miles east of Phoenix, straddling Pinal and Maricopa counties. Of the city's more than 38,500 residents, 33.3% are aged 65 and over. While its cost of living is on par with the national average, the city’s violent crime rate is 58.7% lower. Seniors living in Apache Junction have access to several medical centers, including the Banner Goldfield Medical Center and Mountain Vista Medical Center. Average home care and home health care costs in Apache Junction are exactly the same, at $5,958 per month, although home care includes nonmedical services such as companionship and light housekeeping, while home health care offers medical care such as medication administration and physical therapy.

Below we've compiled a comprehensive directory of every home care provider in the Apache Junction area — complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Apache Junction, AZ

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Paying for Home Care in Apache Junction, AZ

The Cost of Home Care in Apache Junction

Home care agencies charge $5,958 per month for in-home care, which is $1,001 higher than the national average and $619 more than the state average. In comparison with other cities across the state, home care costs in Apache Junction fall in the middle. While monthly in-home care costs in Flagstaff are 12% higher, costs in Tucson are lower at $5,434. Furthermore, monthly costs are 30.3% less expensive in Sierra Vista and approximately 28% lower in Yuma. 

Apache Junction

$5,958

Arizona

$5,339

United States

$4,957

Flagstaff

$6,673

Tucson

$5,434

Yuma

$4,290

Sierra Vista

$4,150

The Cost of Home Care vs Other Senior Care Options in Apache Junction

Seniors who prefer to stay in their homes for as long as possible may benefit from home care services, which average $5,958 per month and include help with daily living activities, meal preparation, housekeeping and laundry. While home health care also averages $5,958 per month, these services include medical treatment, such as wound care, vital signs monitoring and therapies. Seniors not requiring these extra home services may benefit from adult day care, which averages less at $2,167 per month. Those who prefer carefree living with supportive services available around the clock may benefit from assisted living, which also costs less than in-home care at $3,975. Seniors requiring 24/7 skilled nursing care can expect to pay more at an average of $6,418 for nursing home services.

Home Care

$5,958

Home Health Care

$5,958

Adult Day Health Care

$2,167

Assisted Living Facility

$3,975

Nursing Home Care (semiprivate room)

$6,418

Note: Data for Apache Junction was unavailable, so data for the nearest city, Phoenix, was used instead.

Financial Assistance for Home Care in Apache Junction, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

 

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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