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The 10 Best Home Care Agencies for Seniors in Agawam, MA for 2024

Featuring unique shopping and dining amenities, age-friendly recreational options and high-quality home care providers, Agawam offers a favorable environment for seniors who want to remain in their homes throughout their retirement years. Numerous hospitals are located within easy driving distance, including Baystate Medical Center in Springfield and Baystate Noble Hospital in Westfield, and health care costs trend about 15% below national norms. According to the Genworth Cost of Care Survey, seniors in this city pay $5,339 for nonmedical in-home care. Home health care, which accommodates seniors with skilled nursing needs, costs a slightly higher monthly rate of $5,529. These services support the safety and quality of life of seniors, a demographic that makes up a fifth of the city’s 29,000 residents.

Below we’ve compiled a comprehensive directory of every home care provider in the Agawam area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Agawam, MA

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Paying for Home Care in Agawam, MA

The Cost of Home Care in Agawam, MA

According to the Genworth Cost of Care Survey, seniors in Agawam pay $5,339 per month for home care. This rate exceeds the national norm of $4,957 but is competitive compared to the Massachusetts average of $5,911. All surveyed cities in the state have higher monthly home care cares, including Pittsfield, where fees are nearly $300 higher, and Worcester, where home care clients pay $5,720 per month. Agencies in Boston charge $6,292 for care, and in Barnstable Town, care costs exceed Agawam’s norm by over $1,300.

Agawam

$5,339

Massachusetts

$5,911

United States

$4,957

Pittsfield

$5,625

Worcester

$5,720

Boston

$6,292

Barnstable Town

$6,673

The Cost of Home Care vs. Other Senior Care Options in Agawam, MA

In Agawam, seniors pay $5,339 for nonmedical in-home care. Specialized home health care is a little costlier at $5,529. Older adults seeking more economical care may opt for assisted living, which features individualized care services in a residential setting for $5,048. Adult day health care, which is the most affordable long-term care option in the city, costs even less at $2,123. Nursing homes provide the highest level of care and are the costliest option in Agawam, exceeding the cost of home care by nearly $7,300 per month.

Home Care

$5,339

Home Health Care

$5,529

Adult Day Health Care

$2,123

Assisted Living

$5,048

Nursing Home Care (semiprivate room)

$12,623

Note: Data for Agawam was unavailable, so data for the nearest city, Springfield, was used instead.

Financial Assistance for Home Care in Agawam, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Agawam, MA

Seniors and family caregivers in Agawam can find information and support from numerous programs and agencies, including the senior center and Meals on Wheels. Through these and other resources, seniors can connect with affordable in-home care services and social and recreational opportunities that support their health and quality of life.

ResourceContactService
Council on Aging & Senior Center(413) 821-0604The local senior center hosts a range of activities for area residents aged 60 and over, including volunteer opportunities, educational workshops and health and fitness classes. It also provides transportation services to local medical appointments and senior center activities, and it has information specialists who provide referrals for community-based services.
Greater Springfield Senior Services, Inc.(413) 781-8800Through this nonprofit organization, seniors can obtain options counseling and speak with information specialists who help them identify community resources to meet their needs at home. The organization also provides free supportive services to family caregivers and can help them find local respite options.
Springfield Partners for Community Action(413) 263-6500The local Community Action Agency administers a weatherization program to help seniors maintain a safe and comfortable home environment. It also has a transportation service available 6 days per week for those aged 65 and over, helping them get to grocery stores, banks, government offices and medical appointments.
Massachusetts Meals on Wheels(617) 628-2601Massachusetts Meals on Wheels provides healthy home-delivered meals to qualified individuals in Agawam and the rest of the state. Along with meal services, it offers wellness checks, nutrition education and counseling services to connect seniors with other programs in the community.
Family Caregiver Support Program(800) 243-4636Massachusetts Family Caregiver Support Program is a free service that can help seniors and families find local resources such as training programs, options counseling, information and referral services and respite care.
Mass 2112-1-1Mass 211 has trained advisors who answer questions about community-based services that can help seniors remain safe at home. Seniors can call this free helpline to get information on transportation services, home modification programs, home-delivered and congregate meals and subsidized in-home care.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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