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The 10 Best Assisted Living Facilities in Waldorf, MD for 2024

A fast-growing suburb of Washington, D.C., Waldorf is nestled between picturesque freshwater rivers. The city has a population of 81,410 people, of whom a low percentage are seniors, at 9.2%. Waldorf has low rates of crime and pleasant summers. The city’s proximity to Washington, D.C., means that residents have quick access to some of the nation’s best physicians and hospitals.

Waldorf also has a broad selection of assisted living facilities for active seniors who need a bit of help with daily tasks. Staff at these facilities are available 24/7 to provide assistance with personal care, medication management and mobility. Assisted living communities also provide activities and amenities to promote socialization. On average, seniors in Waldorf pay $6,000 per month for this type of care, more than state and national averages.

This guide is designed to provide information about long-term care. It talks about the cost of assisted living in Waldorf compared to nearby cities and the other types of care available then lists some of the resources available to the area’s seniors.

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Assisted Living Facilities in Waldorf, Maryland

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What to Consider About Assisted Living in Waldorf

In Waldorf and the rest of the state, assisted living facilities are monitored by the Maryland Department of Health’s Office of Health Care Quality. This agency surveys long-term care homes to ensure they are delivering care in line with regulatory standards.

Benefits and Drawbacks of Assisted Living in Waldorf

  • Waldorf gets relatively mild temperatures, with warm summers and chilly winters. It gets much less snow in the winter than many American cities, at 16 inches compared to 22. The city also receives an average of 199 sunny days per year, only six less than the U.S. average.
  • The cost of living in Waldorf is 13.9 points over the U.S. median of 100. Housing and utilities are the highest-priced categories, but seniors may be relieved to know that health care here is more affordable than in much of the rest of the country.
  • Waldorf is a very safe city with violent crime rates 4.2 points below the national average. Property crime rates are also low, at 28 points compared to the national 35.4. Even so, most assisted living facilities have security measures in place to ensure seniors’ safety.
  • While there are 91 physicians per 100,000 people in Waldorf, which is less than half of the U.S. median of 210 per 100,000, seniors can receive excellent care at the local hospital, University of Maryland’s Charles Regional Medical Center; it has been recognized for excellence in critical care and advanced wound care.
  • The income tax rate here is higher than the national median. Fortunately, sales taxes are lower than average, and the state offers a range of tax exemptions on retirement income. Social Security income is not taxed, and withdrawals from retirement accounts are partially taxed.

Paying for Assisted Living in Waldorf

Seniors living in Waldorf pay an average of $6,000 per month for assisted living care. This price is higher than the state average, which comes to $5,000 per month, according to the Genworth 2020 Cost of Care Survey. Assisted living in Waldorf is also more expensive than the national median of $4,300 per month.

The Cost of Assisted Living in Nearby Cities

The Waldorf area has some of Maryland’s highest assisted living prices. Only coastal city California is more expensive, averaging $6,200. In Salisbury, seniors pay an average of $5,500 per month for the same type of care. At $4,500 per month, Hagerstown has the lowest assisted living prices in the state.

Waldorf

$6,000

Maryland

$5,000

The United States

$4,300

Hagerstown

$4,500

Salisbury

$5,500

California

$6,200

The Cost of Other Types of Senior Care

Seniors looking to save money might consider other types of long-term care. Home health aides are cheaper, at $4,767. Homemaker services cost $4,601 per month. Adult day health care is the least expensive long-term care option in Waldorf, averaging $1,744. Nursing homes are much more expensive, with a semiprivate room averaging $11,726 and a private room $13,059 per month.

Homemaker Services

$4,601

Home Health Aide

$4,767

Adult Day Health Care

$1,744

Assisted Living Facility

$6,000

Nursing Home Facility (semiprivate room)

$11,726

Nursing Home Facility (private room)

$13,059

Financial Assistance for Assisted Living in Waldorf

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Waldorf

Seniors living in Waldorf can make use of the following services, which offer information, assistance and enrichment programs designed with elders in mind.

ResourceContactService
Charles County Aging and Human Services Division(301) 934-9305At this local Area Agency on Aging, seniors can access long-term care options counseling and a health insurance assistance program. This agency runs a medical equipment loan closet that has free walkers, canes, wheelchairs and more for those in need. It also runs a Resident Advocate program to protect the dignity of seniors living in assisted living and other long-term care homes.
Charles County Commission for Veteran Affairs(301) 645-0695Service officers at this organization can help veterans learn about and apply for a variety of federal and state benefit programs. This organization can also provide referrals to mental health and medical care through the VA health care system.
Maryland Legal Aid(301) 777-7474Seniors and low-income adults can get free help with civil legal issues from this organization. Attorneys can help with consumer and finance issues, elder abuse and health care access. Seniors can also get help creating care directives, wills and estate plans.

Assisted Living Laws and Regulations in Waldorf

Waldorf-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Frequently Asked Questions

Reviews of Communities Nearby

Assisted Living

Mary

I visited this facility

Review of Harmony at Waldorf

We visited Harmony at Waldorf. It was great. The director who took us on the tour was very knowledgeable. She explained everything about the facility. The facility was nice. It's very clean and...

Read more

Assisted Living

Phillip

I am a friend or relative of a current/past resident

Review of Above and Beyond Assisted Living Facility

My mother is in Above And Beyond Care Assisted Living Facility. It's very clean. The staff is nice and helpful. The lady that's there is very helpful. She takes care of Mom pretty well. It's very...

Read more

Assisted Living

Melba

I visited this facility

Review of Harmony at Waldorf

I went to look at Harmony at Waldorf. I liked the size of the rooms. It wasn't big, and it wasn't small. It was like a medium-sized room. I liked the management, the help, and the restaurant. I...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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