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The 10 Best Assisted Living Facilities in Torrance, CA for 2024

Torrance is a large city of nearly 150,000 people in the Los Angeles metro region. Of its residents, about 17% are aged 65 and older, promoting a social environment and high access to community-based services for retirees. While the city has an above-average cost of living, health care costs are well below the national median, which may make it a good option for seniors with restrictive budgets. It’s home to two hospitals and an active senior center. 

Torrance seniors seeking a low-maintenance lifestyle may find the care they need in assisted living. These facilities provide individualized care plans for residents and feature comfortable suites and apartments, daily meals and recreational activities to accommodate a variety of interests. Some facilities have amenities such as heated swimming pools, beauty salons and indoor and outdoor common areas. The 2021 Genworth Cost of Care Survey shows that seniors in Torrance pay $5,250 per month for care, which is in line with the state average but several hundred dollars higher than the national median. 

This guide provides more information on assisted living costs in Torrance and an overview of resources that help seniors make decisions regarding their care.

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Assisted Living Facilities in Torrance, California

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What to Consider About Assisted Living in Torrance

Assisted living facilities in Torrance are officially called residential care facilities for the elderly, and they follow rules set by the California Department of Social Services, Community Care Licensing Division. This division conducts background checks on prospective employees and regularly inspects facilities to ensure compliance with guidelines. It also publishes information on residents’ rights and the process for reporting abuse.   

Benefits and Drawbacks of Assisted Living in Torrance

  • There are two hospitals in Torrance, including Torrance Memorial Medical Center and Providence Little Company of Mary Medical Center Torrance, providing access to a variety of specialties and primary care services. This city is an economical place to obtain medical services, with health care costs averaging 15% below the national median.     
  • On a 100-point cost of living index, Torrance is rated 189.3, indicating that local costs are nearly 90% higher than in the nation as a whole. Housing costs are particularly high, which may make residential care a good alternative to owning or renting a home.  
  • A crime index that assigns crime rate scores on a 100-point scale gives Torrance a 30.5 for property crime and 9.3 for violent crime, which are lower than the respective national scores of 35.4 and 22.7. FBI data shows that both types of crime have been trending downward in Torrance for the past 2 decades. 
  • Torrance has an exceptionally comfortable climate with year-round daytime temperatures ranging from 66-77 degrees, offering plenty of opportunities to enjoy outdoor amenities and activities. The city gets about 14 inches of rain and measurable snowfall is very rare, and the city sees 279 sunny days per year on average, which is 36% more than the typical U.S. city. 
  • State income taxes in California are very high, which may be a consideration for seniors moving to assisted living facilities in Torrance from outside the state. Seniors don’t pay state income taxes on Social Security benefits, but all other types of retirement earnings are taxed as regular income. 
  • Seniors have access to the Torrance Community Transit Program, a transportation assistance initiative that includes the Senior Taxi Program and the Dial-a-Taxi Program. This can supplement the paid transportation services seniors access through their assisted living facility.   
  • The air quality in Los Angeles County is very poor and may negatively impact the health of seniors, but assisted living facilities typically provide indoor activities for those sensitive to pollution. The American Lung Association gives the region failing grades for ozone pollution, 24-hour particle pollution and annual particle pollution. 

Paying for Assisted Living in Torrance

In Torrance, assisted living facilities charge an average of $5,250 per month for housing and care. 

The Cost of Assisted Living in Nearby Cities 

The cost of assisted living in Torrance is consistent with California’s average rate and several hundred dollars higher than the national median of $4,500. In Stockton, rates are about $1,600 lower at $3,649, and in Merced, residents pay $4,000. Seniors in El Centro pay $6,150 per month for care, and Santa Rosa seniors pay some of the highest assisted living rates in the state at $7,048.  

Torrance

$5,250

California

$5,250

United States

$4,500

Merced

$4,000

El Centro

$6,150

Stockton

$3,649

Santa Rosa

$7,048

The Cost of Other Types of Senior Care 

Assisted living is a relatively economical long-term care option in Torrance, with residents paying $5,250 on average. This is several hundred dollars cheaper than homemaker and specialized home health care services, which cost $5,911 per month. It’s also a budget-friendly alternative to nursing home placement, which costs $9,125 for shared rooms and $11,269 for private accommodations. Those who want to spend less might consider adult day health care services, which include personal care, meals and recreational activities in a daytime community setting for $1,652 per month. 

Homemaker Services

$5,911

Home Health Aide

$5,911

Adult Day Health Care

$1,652

Assisted Living Facility

$5,250

Nursing Home (semiprivate room)

$9,125

Nursing Home (private room)

$11,269

Note: Care cost data for Torrance was not available, so data for the closest city, Los Angeles, was used instead.

Financial Assistance for Assisted Living in Torrance

Seniors who require financial assistance with an RCF can seek eligibility through the California Medicaid program. Low-income individuals who prefer to live in an RCF rather than a nursing home may also receive help through the Assisted Living Waiver Program.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Paying for Assisted Living Facilities in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Torrance

Seniors in Torrance get help with navigating their long-term care options through several nonprofit agencies and programs. Through the following resources, seniors can find options counselors, legal advisors and benefits specialists who help them consider their care needs and find ways to pay for assisted living.   

ResourceContactService
City of Torrance Senior Centers(310) 320-5918 The city's Community Services Department operates four senior centers within Torrance where older adults can enjoy congregate meals and participate in recreational activities. The department also provides free computer training for seniors and age-friendly fitness and dance classes. 
Workforce Development Aging and Community Services (888) 211-0644   WDACS is the Area Agency on Aging for the Torrance region. This agency provides a range of supportive services for older adults, including assistance with applying for public benefits that may help them pay for assisted living. The agency also has a long-term care ombudsman program to protect the rights and interests of those in assisted living. 
Center for Health Care Rights (213) 383-4519   The Center for Health Care Rights is a nonprofit organization that provides free Medicare, Medicaid and private health insurance counseling for Torrance residents. Seniors can contact an advisor for help with understanding their health insurance benefits, comparing Medigap and Medicare Advantage plans and determining whether they qualify for Medicare Savings Programs. 
VA Los Angeles Regional Office(800) 698-2411 The Los Angeles regional VA office provides in-person and over-the-phone benefits counseling and assistance for older veterans in Torrance. Individuals can call the office to be screened for Aid and Attendance eligibility and to find out if they qualify for VA medical care or veterans’ home placement. 
Legal Aid Foundation of Los Angeles(800) 399-4529   The Legal Aid Foundation of Los Angeles is a regional nonprofit law firm that helps those aged 60 and over obtain civil legal services. Seniors can contact the organization for help with creating wills and managing their estate. LAFLA staff can also help with assigning powers of attorney, applying for public benefits and resolving issues such as public benefits overpayments. 

Assisted Living Laws and Regulations in Torrance

Torrance Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in CA are required to follow. Visit our Assisted Living in CA page for more information about these laws.

Assisted Living Laws and Regulations in California

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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