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The 10 Best Assisted Living Facilities in Shelby, NC for 2024

Shelby is a bustling city located at the foothills of the Blue Ridge Mountains in North Carolina. Commonly referred to as The City of Pleasant Living, it offers a fairly temperate year-round climate and below-average living costs, making it appealing to retirees. Approximately 22% of its estimated 21,855 residents are adults over age 65. 

In addition to the comfortable weather, many seniors appreciate Shelby for its proximity to health care centers. Older adults can enjoy easy access to facilities such as hospitals, doctors' offices and senior living communities. One of the most popular senior living options is assisted living, which is designed for seniors who need help with day-to-day activities. A standard assisted living facility offers personal care, meal preparation and housekeeping. Many also provide a daily activity schedule that includes fitness and cognitive exercises. In Shelby, this care costs about $3,600 per month, which is lower than state and national averages. 

This guide provides cost comparisons and a list of resources for older adults in Shelby. It also includes information about the region, which can help when making long-term care decisions.  

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Assisted Living Facilities in Shelby, North Carolina

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What to Consider About Assisted Living in Shelby

In North Carolina, the state's Division of Health Service Regulation licensed adult care homes, or facilities that provide 24-hour services to residents. Care facilities that do not offer 24-hour supervision, such as multi unit assisted housing with services, are required to register with the division. 

Benefits and Drawbacks of Assisted Living in Shelby

  • According to a 100-point cost of living index, with 100 representing the national average, Shelby's living expenses are relatively low. Shelby ranks 79.7, which is lower than both the national average and the North Carolina average of 91/100. 
  • Shelby has 136 physicians per 100,000 people, which is approximately 35% lower than the national average of 210 physicians. Moreover, health care costs are also about 10% higher than the national average. That said, residents can enjoy easy access to medical facilities, such as Cleveland Regional Medical Center. Seniors in assisted living communities can also often receive on-site care. 
  • When it comes to climate, Shelby is fairly temperate. On a 10-point comfort index, its weather ranks 7.3/10. It offers mild winters, with temperatures averaging around 40 degrees Fahrenheit. However, the city is still susceptible to some snowfall; in January, Shelby usually receives about 1.8 inches of snow. The summers, meanwhile, can get quite hot, with temperatures escalating to 90 degrees Fahrenheit in July. The city's most pleasant weather occurs in the early summer and autumn. 
  • Crime rates in Shelby are higher than the national average. On a 100-point index, with 100 representing high levels of crime, Shelby ranks 36.6 for violent crime and 50.8 for property crime. The national average, meanwhile, is 22.7 for violent crime and 35.4 for property crime. Seniors can reduce their crime risk by residing in assisted living communities, which offer secure premises. 
  • North Carolina offers tax benefits designed for seniors, such as tax exemptions for Social Security and retirement income. In 2022, the state increased the standard tax deduction for adults over 65. This means that seniors generally pay less in taxes than other state residents.

Paying for Assisted Living in Shelby

In Shelby, seniors can expect to pay about $3,600 per month for assisted living. 

The Cost of Assisted Living in Nearby Cities

The average monthly cost of assisted living in Shelby is $3,600, which is 20% lower than the national average of $4,500 and 10% lower than the North Carolina average of $4,010. The cost of assisted living in Shelby is similar to that of nearby cities, such as Hickory, which charges $3,523 per month. Compared to other North Carolina cities, costs in Shelby tend to be lower. For example, assisted living in Charlotte and Raleigh costs $800 and $1,788 more, respectively. 

Shelby

$3,600

North Carolina

$4,010

United States

$4,500

Hickory

$3,523

Charlotte

$4,400

Raleigh

$5,388

The Cost of Other Types of Senior Care

At $3,600 per month, assisted living is one of the most affordable care types in Shelby. If seniors want to receive in-home care or home health care, they can expect to pay more, at about $4,076 and $4,172 per month, respectively. A semi private room in a nursing home facility costs $3,092 more per month than assisted living. In exchange, nursing home residents receive higher levels of medical and personal care. The least expensive option is adult day health care, which costs $1,408 per month. However, residents only receive care during the day, as opposed to 24/7. 

In-Home Care

$4,076

Home Health Care

$4,172

Adult Day Health Care

$1,408

Assisted Living Facility

$3,600

Nursing Home Facility (semi private room)

$6,692

Data for Shelby was unavailable, so data for the nearest city, Spartanburg, was used instead.

Financial Assistance for Assisted Living in Shelby

For those living in ACHs in North Carolina and Shelby, seniors may be eligible for assistance through the Medicaid State Plan. The amount of aid an individual is eligible for is based on the federal Supplemental Security Income payment and other sources of income. Additional family supplementation is required to pay for a private room.

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.

Financial Assistance in North Carolina

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.

Free Assisted Living Resources in Shelby

Shelby and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Shelby, please visit our Assisted Living in North Carolina page.

Assisted Living Laws and Regulations in Shelby

Shelby Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.

Laws and Regulations in North Carolina

Reviews of Communities Nearby

Assisted Living

Carlene

I visited this facility

Review of TerraBella Shelby

TerraBella Shelby was a great place. It was clean and everybody was friendly. Everybody seemed to know each other. It was just very nice. The staff was good, too. They gave us some cookies and the...

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Assisted Living

Nancy

I am a friend or relative of a current/past resident

Review of Cleveland House

My family member is very happy here. The staff are very caring and attentive. Management are accessible and take swift action on any things that need to be addressed. The first thing noticed is...

Read more

Assisted Living

Laun

I visited this facility

Review of TerraBella Shelby

TerraBella Shelby didn't have any beds available. It wasn't very up to date. It's not inviting. The staff who gave the tour was okay, but none like the others that engaged in conversation. Part of...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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