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The 10 Best Assisted Living Facilities in Largo, FL for 2024

Located in Pinellas County and with a population of 82,485, Largo is one of the largest cities in the Tampa Bay area. The 2020 census found that almost 26% of its residents are aged 65+, a percentage significantly higher than the national average of 16.5. There are many reasons why Largo is so popular with seniors, such as its wonderful climate, below-average cost of living, free door-to-door transit services and very good air quality. Seniors are also within easy reach of excellent health care facilities, such as Largo Medical Center.

Largo’s numerous assisted living facilities provide safe and comfortable homes for seniors no longer able to perform some activities without support. They’re staffed by housekeepers who take on the cleaning and laundry duties, chefs who prepare nutritious meals and managers who organize social events that enable residents to enjoy their time together. According to the 2020 Genworth Cost of Care Survey, the typical monthly fee is $3,225, which is a significant saving on the Florida average of $3,700.

The remainder of this guide considers the benefits and drawbacks of living in Largo and the costs of senior care in the region. It also lists some senior-friendly resources.

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Assisted Living Facilities in Largo, Florida

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What to Consider About Assisted Living in Largo

The Bureau of Health Facility Regulation, part of the Agency for Health Care Administration, is responsible for monitoring, regulating and licensing assisted living facilities in Florida. Its work includes inspecting facilities to ensure they continue to abide by the terms of their licenses and working with other departments involved in senior care, such as the Florida Department of Elder Affairs

Benefits and Drawbacks of Assisted Living in Largo

  • The health cost index for Largo, according to Sperling’s Best Places, is 101.4, which is slightly above the indices for Florida and the U.S. However, health costs can be offset by most others, as the average cost of living index for Largo is 96, which is lower than Florida’s 102.8 and the national average of 100.
  • One of Largo’s greatest attractions for seniors is its climate, despite above-average annual rainfall of around 51 inches that frequently results in humid heat. The city’s residents benefit from winter temperatures that are typically 53 degrees, while summer’s average of 91 degrees is controlled by the cool breezes coming off the Gulf of Mexico. 
  • Although Largo’s water quality is a little below average, the city’s overall health cost index is above the norm, at 98.5/100. Of particular benefit to seniors is the very good air quality, while the city’s focus on reducing pollution as part of the EPA’s Superfund Program ensures Largo’s environmentally-friendly approach will pay dividends for today’s younger generations when they are ready to retire.
  • According to Neighborhood Scout, violent crime in Largo is a little more common than average for the state, but less so when compared to the country. Property crime is more common, though. Seniors worried about being a victim of crime may want to consider assisted living communities in safer neighborhoods, such as Walsingham and Anona. Additionally, assisted living facilities commonly have surveillance cameras and staff available round-the-clock. 
  • Neighborly is a nonprofit organization based 10 minutes from Largo in Clearwater. It provides free door-to-door transportation for adults aged 60 and over and operates within a 10-mile radius of its offices. The organization’s drivers are trained in CPR and fully background-checked. Using wheelchair-accessible vehicles they can take seniors to medical appointments and senior centers and transport groups of six people or more on shopping trips and visits to restaurants.

Paying for Assisted Living in Largo

At $3,225 per month, Largo’s assisted living fees are below the state average of $3,700. The 2020 Genworth Cost of Care Survey also reveals the city’s typical senior pays $1,075 less than the average American for similar assisted living services.

The Cost of Assisted Living in Nearby Cities

With the exception of Sebring, where seniors expect to pay around $2,895 for assisted living services, Largo is the most affordable city in the region. For example, about 85 minutes south in North Port, average costs leap by $663 to $3,888, while 60 minutes east in Lakeland, they rise further still to $3,945. 

Largo

$3,225

Florida

$3,700

The United States

$4,300

Lakeland

$3,945

North Port

$3,888

Sebring

$2,895

The Cost of Other Types of Senior Care

The attraction of assisted living in Largo is best explained by comparing it to the costs for care at home. Agencies providing homemaker services typically charge $4,195 per month — $970 more than assisted living — while the addition of medical care from home health aides sees costs rise by another $381. Adult day care is more affordable for able-bodied seniors, at $1,993, while those who need nursing home care typically pay $9,946 for a semiprivate room and an additional $1,445 for a private one.

Homemaker Services

$4,195

Home Health Aide

$4,576

Adult Day Health Care

$1,993

Assisted Living Facility

$3,225

Nursing Home Facility (semiprivate room)

$9,946

Nursing Home Facility (private room)

$11,391

Note: Data for Largo was unavailable, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Assisted Living in Largo

Residents of assisted living facilities in Largo may be eligible for financial assistance through the Medicaid Long Term Care Program and the Assistive Care Services waiver. Additional funding may also be available for the Optional State Supplement for seniors who receive Social Security income.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Largo

Largo’s seniors can access numerous resources dedicated to enriching their lives and providing help when they need it. These resources can help veterans who require medical care, seniors in dispute with their care providers and those who need legal advice. There’s also a resource for seniors who want to give back to their community.

ResourceContactService
Key Largo VA Clinic(305) 451-0164Open weekdays between 8 a.m. and 4.30 p.m., the Key Largo VA Clinic provides medical support to the city's U.S. military veterans, their spouses and dependents. The clinic's staff can help seniors with speech, balance and hearing issues, while its family doctors can help those who need primary care and its cardiologists are available for those with heart and circulation problems. There's also support for patients struggling with their mental health. Those who need care not provided at the clinic are referred to other facilities within the VA Miami Health Care network.
Seniors in Service(813) 932-5228Seniors in Service is a Tampa-based nonprofit that specializes in matching adults aged 55 and older who want to help their communities with organizations that require volunteers to serve those most in need in Pinellas County. Volunteers can offer as much time as they can spare and are typically matched with nonprofits who need the volunteer's specific skills; although general help is also in demand, such as delivering meals to homebound seniors.
Long-Term Care Ombudsman(888) 831-0404Seniors concerned about the quality of their care can raise their concerns with the Long-Term Care Ombudsman. The department will investigate the complaint and pursue a resolution with the senior's care provider. Ombudsmen also educate seniors about their rights and provide copies of inspection reports for those comparing assisted living facilities as possible locations for their long-term care.
Area Agency on Aging of Pasco-Pinellas, Inc.(800) 963-5337Although the agency is primarily focused on helping seniors age comfortably in their own homes, it can also support those in residential care facilities. For example, it has counselors who can advise seniors on all matters related to Medicare and victim advocates who can help those who have been scammed. There are also people who can assist seniors diagnosed with age-related conditions, such as Alzheimer's.

Assisted Living Laws and Regulations in Largo

Largo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida

Frequently Asked Questions

Reviews of Communities Nearby

Assisted Living

Janetta3131

I am a friend or relative of a current/past resident

Review of Seasons Largo

The rooms are small and not well-cleaned. The food is sub-par, cold, and even sometimes just straight-up mush. The staff is minimal and rude. The security is HORRIBLE. Anyone can walk in and almost...

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Assisted Living

Corben

I visited this facility

Review of The Barrington Senior Living

I toured The Barrington Senior Living. The apartments were nice. The living quarters were nice and big. Their outdoor area was nice and inviting. The staff who gave the tour were great. Ryan was...

Read more

Assisted Living

Anita

I am a friend or relative of a current/past resident

Review of Seasons Largo

Seasons Largo is very clean. The staff are nice. One of the things that I was looking for was a place that had its own staff and did not use an agency, so that was important to me. The rooms are...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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