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The 10 Best Assisted Living Facilities in Cockeysville, MD for 2024

Cockeysville, a small area in Baltimore County, Maryland, is home to approximately 24,000 people. About 3,000 residents are aged 65 or older and enjoy all that this region has to offer. Seniors who want outdoor activities and like watching the seasons change may enjoy the relatively mild winters in Cockeysville, with its average annual snowfall of only 22 inches. With easy access to renowned hospitals such as Johns Hopkins Hospital and the nationally ranked health care providers at the University of Maryland Medical Center, seniors enjoy some of the best health care access in the country.   

As seniors enjoy retirement, they may need a helping hand with daily activities such as getting dressed or driving. For long-term care, assisted living is often ideal for seniors who need help but don’t need daily nursing care. Assisted living costs an average of $5,000 per month in Cockeysville, the same as the state norm.

This guide gives an overview of life in Cockeysville and assisted living options. Keep reading to learn about the costs, benefits and drawbacks of retiring in this Baltimore suburb and explore free local resources available to seniors.

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Assisted Living Facilities in Cockeysville, Maryland

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What to Consider About Assisted Living in Cockeysville

Assisted living communities in Cockeysville are licensed by The Office of Health Care Quality, an agency operating under the Maryland Department of Health. This agency conducts scheduled and surprise inspections and handles complaints about care at assisted living communities throughout the state. It also ensures all facilities meet state regulatory standards. 

Benefits and Drawbacks of Assisted Living in Cockeysville

  • The Cockeysville cost of living is approximately 20.6% higher than the national average, but Maryland offers many programs to help seniors weather their changing financial situation. Seniors can benefit from property tax credits and subsidized transportation options. Health care is one area where the cost of living is actually on the low-end at 9.6% below the national average. 
  • Health care is an area where Cockeysville far exceeds most cities with three 5-star CMS ranked hospitals within easy commuting distance and a #1 ranking for health care affordability. Maryland is ranked 5th nationwide for health care, according to a study by WalletHub. 
  • Maryland has a history of tax policies that aren’t particularly friendly to retirees, but a recent tax reduction may reduce taxes for many seniors. While Cockeysville residents don’t pay taxes on Social Security income or disbursements from a 401(k), they may owe taxes on other income sources. The Retirement Tax Reduction Act of 2020 exempts the first $50,000 in income for seniors earning up to $100,000 per year, dramatically reducing tax liability for many local seniors.
  • The AARP Network of Age-Friendly States and Communities includes Cockeysville and the rest of Baltimore County. Participation in this network means that the local government has committed to working with the community to improve livability for people of all ages. Baltimore County joined in 2019 and continues to enact policies with inclusivity at the forefront. 
  • Baltimore City may evoke images of high crime, but Cockeysville’s crime rates are substantially lower. Property crime is 14.4 points lower, and violent crime rates are 47.6 points below Baltimore’s. Seniors can also rest easy in assisted living communities which often have security systems and controlled entry.

Paying for Assisted Living in Cockeysville

According to Genworth’s Cost of Care Survey, assisted living costs an average of $5,000 per month for Cockeysville seniors. The state average is also $5,000 per month, $700 more than the nationwide median. 

The Cost of Assisted Living in Nearby Cities

The cost of assisted living in Cockeysville is in line with the state median at $5,000 per month. Only Hagerstown is less expensive at $4,500. In coastal Salisbury, costs are slightly higher at $5,500 per month, but in California, costs increase significantly to $6,200 per month. 

Cockeysville

$5,000

Maryland

$5,000

The United States

$4,300

Salisbury

$5,500

Hagerstown

$4,500

California

$6,200

The Cost of Other Types of Senior Care

Seniors in Cockeysville have several options for long-term care. Assisted living is near the top for expenses, but in-home services are comparable. Homemaker services cost an average of $4,671 per month, while those who also need health care at home may pay $4,957 per month. The most affordable long-term care option is adult day health care at $1,896 per month for seniors who need assistance during the traditional work week. Nursing home care is the most comprehensive and expensive option starting at $11,984 for a semiprivate room, with private rooms averaging over $800 more. 

Homemaker Services

$4,671

Home Health Aide

$4,957

Adult Day Health Care

$1,896

Assisted Living Facility

$5,000

Nursing Home Facility (semiprivate room)

$11,984

Nursing Home Facility (private room)

$12,805

Note: Data for Cockeysville was not available, so data for the closest city, Baltimore, was used instead.

Financial Assistance for Assisted Living in Cockeysville

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Cockeysville

Cockeysville has various programs to help seniors who are considering a move to a local assisted living community. Both local and state government agencies serve the region and offer free recreational activities, benefits counseling, case management and legal help. 

ResourceContactService
Community Outreach Program(410) 887-2594The Community Outreach Program connects seniors 60 and older with case management services. Case managers are available for home visits to seniors who have a difficult time leaving the house. Each caseworker assesses a senior's needs and support systems, helping connect seniors and their caregivers with community support to help them extend their time at home or within the community. Some examples of supports that the Community Outreach Program may offer include financial assistance, transportation, housing or in-home care.
Legal Services for Seniors Citizens(410) 951-7750The Legal Services for Senior Citizens program offers seniors aged 60 and better free consultations and representation in some circumstances. While the program doesn't handle wills and estate planning, lawyers can assist with lawsuits that may put the senior's property, safety or civil rights in jeopardy. Other common legal issues that this program may cover include health care, unemployment, income maintenance, housing and protective services.
Cockeysville Senior Center(410) 887-7607Baltimore County operates more than 20 seniors centers, including the Cockeysville Senior Center. These centers act as community gathering places, provide congregate meals and offer extensive entertainment options. Exercise classes, arts and crafts, bingo and other fun activities are on the calendar every month, along with wellness clinics and nutrition classes.
Baltimore County's State Health Insurance Program (SHIP)(410) 887-2059Baltimore County administers a SHIP office that offers Cockeysville seniors Medicare and Medicaid counseling. Trained, volunteer counselors provide free and unbiased information about insurance options through Original Medicare and Medicare Advantage plans. Services are available via phone and in-person during standard, annual open enrollment periods. SHIP also conducts live presentations at Baltimore County Library locations that explain the process of switching to Medicare and how and when to enroll.

Assisted Living Laws and Regulations in Cockeysville

Cockeysville-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

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Inna

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Review of Dulaney Valley Assisted Living at Hunt Valley

I toured Dulaney Valley Assisted Living at Hunt Valley for my mother-in-law. The facility is a little bit more on the smaller side, and I was expecting more. But once I've learned about the primary...

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Susan

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Review of Commonwealth Senior Living at Cockeysville

I visited Commonwealth Senior Living at Cockeysville. It was a great location on a very busy York road, but it was tucked behind a row of trees. It was like a rural setting, but it was right in the...

Provider response

Dear Susan, thank you for sharing your rating. We’re so glad to hear you had a great experience with us. Would you please take a moment to share how we could have improved your time with our...

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Assisted Living

Supermodel

I am a friend or relative of a current/past resident

Review of Commonwealth Senior Living at Cockeysville

It was my first time to CSLC to visit my Mom; it was a surprise for her birthday! As I rounded the bend onto the property, a calm euphoria enveloped me: the beautiful trees and foliage, the sun...

Provider response

Thank you so much for this beautiful review! I am so happy to share this feedback with the team. Improving the lives of seniors and their families is our focus every day. We look forward to seeing...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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