The 5 Best Assisted Living Facilities in Jefferson City, MO for 2024

Jefferson City is a city in central Missouri which serves as the state’s capital and the administrative city for Cole County. Jefferson City is home to 43,228 people, 15.1% or over 6,500 of whom are 65 years and older. The city sits south of the Missouri River and has numerous conservation areas for seniors to enjoy nature. It’s also near Missouri’s wine country, offering seniors access to scenic vineyard tours and social activities such as wine harvesting and sampling. Seniors can find affordable local transportation through public train and bus services. The city also has a 150-bed capacity hospital where seniors can get quality health care services.

Assisted living care provides seniors assistance with activities of daily living, including personal hygiene and ambulation. Seniors have the independence to pursue retirement hobbies within the local community and connect with other residents. The cost of assisted living in Jefferson City, which is around $2,075 monthly, is hundreds of dollars less than the state and national average.

This guide outlines the costs and benefits of receiving assisted living services in Jefferson City. It also provides free local resources seniors can use to improve their quality of life in Missouri.

The Missouri Department of Health & Senior Services supervises the quality of care provided in the state’s assisted living communities. The department’s Long-Term Care Regulation section inspects and licenses facilities in Jefferson County. Seniors can also request the department’s guidance on using benefits to pay for long-term care in the city’s assisted living communities.

• Jefferson City scored 54 points on the AARP’s livability index for American communities. This means the city is among the top most senior-friendly areas for seniors, with amenities and services geared toward improving the quality of their retirement.
• Despite having higher sales and income tax rates than the national average, the cost of living for Jefferson City is 2.2% lower than the state average and 17.6% below the U.S. average. Seniors can also find affordable housing, groceries and transportation within the city.
• The cost of health care in Jefferson City is 10% higher on average than in other American cities. However, seniors can benefit from the large physician population in Jefferson City, especially when they need emergency or specialist medical attention. The two large hospitals within city limits provide seniors quick access to medical care. The city also has high air and water quality, which means seniors are safer from pollution-borne diseases than in other communities in the country.
• Despite being a major metropolitan hub, Jefferson City has less violent crime than other U.S. cities. Rape and murder crime rates are low in the city, so seniors are relatively safe from these felonies. Crime rates in general have dropped significantly in recent years to nearly half of what they used to be, which is a definite plus.
• Seniors who enjoy colder climates may find Jefferson City an ideal retirement location. The city experiences five more inches of snow annually than the national average. It also has seven fewer days of sun than other places in the country. While the city gets 50% less snow than the U.S. average, it experiences snow for five months of the year, with the heaviest snowfall occurring in January. 

Seniors pay an average of $2,075 monthly for assisted living services in Jefferson City, Missouri.

Assisted living care in Jefferson City is more affordable than the $3,000 monthly average across the state. These services are also $2,425 cheaper in Jefferson City than in other parts of the country. The city of Columbia offers the next-best costs for assisted living in Missouri at $2,800 monthly. Seniors in Saint Joseph pay around $3,875 monthly for similar services while, on average, those in St. Louis pay $2,025 more monthly than those in Jefferson City. Kansas City, the largest city in the state, offers assisted living for an average of $4,585 monthly.

Assisted living care in Jefferson City is more affordable than the $3,000 monthly average across the state. These services are also $2,425 cheaper in Jefferson City than in other parts of the country. The city of Columbia offers the next-best costs for assisted living in Missouri at $2,800 monthly. Seniors in Saint Joseph pay around $3,875 monthly for similar services while, on average, those in St. Louis pay $2,025 more monthly than those in Jefferson City. Kansas City, the largest city in the state, offers assisted living for an average of $4,585 monthly.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.