The 3 Best Assisted Living Facilities in Warsaw, IN for 2024

A consequence of age for some is difficulty doing everyday tasks, such as housekeeping. Assisted living communities are for seniors who need help with some tasks while retaining their independence in everything else. The cost of each facility is unique, varying between states and the cities within them. The 2020 Genworth Cost of Care Survey reveals that in Warsaw, the average cost is $3,223 per month, significantly below the state average of $4,382 and the national average of $4,300.

This guide covers the costs of various types of senior care in Warsaw. It also discusses the city’s pros and cons and lists some of the resources open to families considering assisted living in the community.

Assisted living facilities in Indiana must be registered with the Indiana Department of Health, which oversees all aspects of their management. Some of its authority is delegated to other agencies that operate at county and city levels, such as Real Services Inc., a nonprofit organization that provides Long-term Care Ombudsman services in Kosciusko County.

• There are several options for seniors in Warsaw to get transportation to important appointments, including medical visits. Kosciusko Senior Services can provide wheelchair-accessible vehicles with staff able to assist seniors from their homes to vehicles and back. Donations of $3 and $4 are expected, dependent on the length of the journey. REAL Services is a nonprofit organization funded by the state and federal governments that helps ambulatory seniors get to important appointments. There is no cost to the senior, although the vehicles are not wheelchair-accessible.
• According to data published by Sperling’s Best Places, Warsaw has a cost of living index of 79.7, which is significantly below the national average of 100. Essentially, this means that the city is more affordable than the majority of American cities. In some categories, such as buying groceries and paying utility bills, it is closer to typical costs. However, in others, such as transportation, housing, and health care, Warsaw’s costs are much lower than average.
• Despite being a small city, Warsaw boasts Parkview Warsaw, which provides a host of physician services for all age groups. There’s also Kosciusko Community Hospital, which specializes in many forms of care, including cancer treatment and orthopedics. Additionally, Warsaw is less than an hour’s journey from South Bend in the north and Fort Wayne to the south, ensuring its seniors are never far from high-quality medical facilities.
• Many factors can influence the average health of a city, including the quality of its air and water, in addition to health concerns associated with contaminated land. Using 100 as the best, Warsaw’s air quality is 70, which is better than the U.S. average of 58. Its water quality is 60, compared to the national average of 55. However, the Superfund index, which concerns cleaning up contaminated land, stands at 68. The U.S. average is 87.
• As with other locations in this part of the country, Warsaw can experience harsh winters. In January, it can get as cold as 17 degrees. However, regular highs of 82 degrees bring much more comfortable days in the summer months.

Although the average for Indiana is $4,382, which is slightly higher than the $4,300 national average, each city’s costs may vary based on location, amenities, and programming.

Families looking for competitive assisted living costs in northern Indiana should consider Warsaw, where the cost of $3,223 per month is the most affordable in the region. Its nearest rival is Fort Wayne at $3,503. Other locations are significantly more expensive. In Michigan City, costs of $4,585 are normal, while seniors in South Bend can expect fees of around $4,819. Over in Michigan, costs are a little lower. However, in Niles, the $4,003 fees are still $780 per month more than Warsaw’s fees.

Assisted living’s costs of $3,223 aren’t the most expensive in Warsaw. If a nursing home is the best solution, a semiprivate room will cost approximately $7,361, while a private room is $9,003. Homebound seniors can get home care for around $4,839, while those who need medical assistance at home can expect fees of around $5,005. However, if the senior can attend an adult day care center, $3,467 per month is the average.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.