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The 10 Best Assisted Living Facilities in Toledo, OH for 2024

Located at the tip of Lake Erie, Toledo is a large city with a rich cultural scene and an entrepreneurial spirit. The city is the fourth most populous in Ohio, and 14.1% of its 272,779 residents are senior citizens. Toledo’s central location and low cost of living make it an appealing choice for seniors who want the perks of city living without the costs.

Assisted living facilities offer seniors the chance to live relatively independently while receiving help with the activities of daily living, housekeeping, meal service and other support to allow them to maintain a good quality of life. Assisted living is a good option for seniors who are generally in good health but have minor difficulties that make it hard for them to live independently. Seniors living in the Toledo area can expect to pay an average of $4,779 per month for assisted living, which is around 10% more than the state average of $4,350, and the national average of $4,300 per month.

This guide looks at the benefits and drawbacks of senior living in Toledo and also provides a variety of free resources to help seniors access the care and support they need.

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Assisted Living Facilities in Toledo, Ohio

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What to Consider About Assisted Living in Toledo

Assisted living facilities in Toledo that accommodate seventeen or more individuals must be licensed as residential care facilities (RCFs) by the Ohio Department of Health. These facilities must abide by strict standards relating to care provision, staffing, and health and safety, and pass regular inspections in order to maintain their licenses.

Benefits and Drawbacks of Assisted Living in Toledo

  • The cost of living in Toledo is 27.3% below the national average and slightly below the average for the state of Ohio. Seniors who are looking for a comfortable place to retire on a budget may find Toledo an appealing choice because of this.
  • The weather in Toledo is generally comfortable, with seasonal variations. Summers are warm, but winters can be quite cold, with an average of 9.7 inches of snow falling in January.
  • Ohio is a senior-friendly state in terms of tax policies, with Social Security retirement benefits being exempt from income tax. Pensions and retirement accounts are sometimes taxable, but there are some credit schemes to help seniors on lower incomes reduce their tax burdens.
  • Crime rates in Toledo are above the national average. This does not mean seniors must live in fear, however. Many assisted living facilities have security cameras and are gated communities with staff present day and night, giving residents peace of mind that they and their belongings are safe at all times.
  • The Water Quality Index for Toledo is 20, which is far lower than the US average of 55. This means drinking water quality is poor. Fortunately, this can easily be rectified through the use of water filters, and many assisted living facilities are willing to accommodate seniors who request this.
  • Health care in Toledo is more affordable than the national average, and there are 295 physicians per 100,000 people, which is above average. This could be helpful for seniors who are worried about being able to easily access specific health care services in the future.

Paying for Assisted Living in Toledo

Assisted living facilities in Toledo charge an average of $4,779 per month according to the Genworth Cost of Care Survey 2020. This is approximately 10% more than the national average of $4,300 and the state average of $4,350.

The Cost of Assisted Living in Nearby Cities

Toledo is among the most expensive cities in Ohio when it comes to assisted living. To the east, in Youngstown, average fees are much lower than the state average at $4,038 per month. Heading south, seniors can expect to pay $4,594 per month in Lima and $4,750 per month in Cincinnati. Dayton is one of the few cities with higher fees than Toledo, with average costs of $5,245 per month.

Toledo

$4,779

Ohio

$4,350

The United States

$4,300

Lima

$4,594

Dayton

$5,245

Cincinnati

$4,750

Youngstown

$4,038

The Cost of Other Types of Senior Care

Assisted living is just one care option available to Toledo seniors. Those who can still live independently may wish to consider day care services, which are usually less than half the cost of assisted living. Homemaker services and home health care both cost an average of $4,553 per month. Those who require more constant medical supervision may find nursing home placement more suitable. The skilled nature of this care means fees are far higher, averaging $7,604 for a semiprivate room, or $8,456 for private rooms.

Homemaker Services

$4,553

Home Health Aide

$4,553

Assisted Living Facility

$4,779

Nursing Home Facility (semiprivate room)

$7,604

Nursing Home Facility (private room)

$8,456

Financial Assistance for Assisted Living in Toledo

If you need help paying for the costs of assisted living in Toledo, you can apply for one of Ohio’s two financial assistance programs. The Nursing Facility Level of Care Waiver also helps pay for the costs of assisted living. It’s part of the state’s Medicaid program. Also, the state offers supplemental SSI payments for those who qualify for SSI payments from the Social Security Administration. You can apply for both of these through the Lucas County Department of Job and Family Services Office.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Ohio page.

Financial Assistance for Assisted Living in Toledo

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

Free Assisted Living Resources in Toledo

There are numerous sources available for seniors living in Toledo who are considering making the transition into long-term care or an assisted living community. Independent nonprofits and the local government both provide free services, advice, and support, as well as programs to help seniors in a more practical way, such as through meal provision or recreation and wellness activities.

ResourceContactService
Area Office on Aging of Northwestern Ohio(800) 472-7277The Area Office on Aging of Northwestern Ohio helps older adults and those who care for them enjoy a better quality of life. It provides programs and services to help active, younger seniors remain fit and healthy for as long as possible and also offers services, advice, and support for frail older adults to maintain their quality of life and access the facilities they need. It offers practical advice and support and delivers many services directly.
The 60 Plus Program(419) 213-4100The 60 Plus program was developed by the Toledo-Lucas County Health Department as a health-promotion initiative to help older adults in the area stay active, fit, and healthy. It offers health assessments and advice about nutrition, exercise, the correct use of prescription medication, and other health-related issues. Where necessary, the program offers referrals to other health professionals.
Lucas County Veterans Service Commission(419) 213-6090The Lucas County Veterans Service Commission supports veterans and their surviving spouses through practical services and advice. It helps seniors apply for disability premiums, compensation, Aid and Attendance benefits, and other financial support and also assists with appeals for applications that have been denied. Seniors can also request information about veteran-friendly or veteran-run service providers in the area, health care options, and medical transportation services.

Assisted Living Laws and Regulations in Toledo

Toledo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Ohio are required to follow. Visit our Assisted Living in Ohio page for more information about these laws.

Assisted Living Laws and Regulations in Toledo

Reviews of Communities Nearby

Assisted Living

Jesse

I am/was a resident of this facility

Review of Traditions at West Park Place

I love everything about Traditions at West Park Place. I think that they should have a little bit more aides, but it's beautiful. They're very kind, very caring, and very empathetic. They try to...

Provider response

Dear Jesse, thank you so much for reviewing Traditions at West Park Place! Your comments really matter to us. We strive to maintain a commitment to excellence in each interaction with our residents...

Read more

Assisted Living

Jesse

I visited this facility

Review of Ohio Living Swan Creek

Ohio Living Swan Creek was a very nice building. The residents were taken care of very well by the staff. I saw a few that were very kind and very good. They were good. It is a nice place. It's...

Read more

Assisted Living

ReviewerRD#0909u

I visited this facility

Review of Traditions at West Park Place

Traditions at West Park Place was a wonderful community. Their staff had been there quite a long time, and they just seemed like really terrific people who care. When we visited, the residents...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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