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The 10 Best Assisted Living Facilities in Sumter, SC for 2024

Sumter is located in the heart of South Carolina, about 40 miles east of the state’s capital city of Columbia. It’s home to beautiful parks and gardens, shopping centers and cultural events, which draw about 600,000 visitors annually. The city has a reliable public transportation system, giving those who don’t drive easy access to area amenities, and it has an award-winning hospital that offers a wide range of specializations. Its weather is warm throughout the year, and the cost of living is low, creating a favorable environment for its senior residents, who account for 16% of the 43,000 residents.

Sumter seniors who need daily assistance but want to remain in the community have several assisted living facilities to choose from. These facilities provide comfortable private and semiprivate housing, and they offer daily meals, recreational activities and housekeeping services. Monthly rates vary depending on services and amenities, but in general, assisted living residents in Sumter pay $2,663 for services compared to the respective state and national norms of $3,612 and $4,500.

This guide outlines how assisted living rates in Sumter compare to costs in nearby cities, and it highlights some options seniors may have for paying for care.

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Assisted Living Facilities in Sumter, South Carolina

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What to Consider About Assisted Living in Sumter

Assisted living facilities in Sumter and the rest of South Carolina are officially called community residential care facilities, and they’re licensed through the South Carolina Department of Health and Environmental Control. This department publishes information on residents’ rights, as well as a list of assisted living facilities in the state. It also investigates residents’ complaints regarding substandard care. 

Benefits and Drawbacks of Assisted Living in Sumter

  • Seniors who don’t drive can access city amenities and services through The COMET, the local transportation service. The service operates four dozen routes throughout the region, as well as programs such as the Pick Up Program for those aged 65 and over. This can supplement paid services assisted living facilities provide.
  • Social Security benefits aren’t taxed at the state level in Sumter, and seniors can deduct up to $15,000 to reduce what they owe on taxes from other sources. Property taxes in the region are affordable, which may benefit residents who are moving to assisted living but want to retain ownership of their homes.
  • Sumter is home to Prisma Health Tuomey Hospital, a 283-bed not-for-profit major medical facility that specializes in 25 disciplines, including heart care, orthopedics and surgery. It has a medical staff of 150 doctors, and it has an expanded ICU and 10 operating suites. Assisted living residents also have access to on-site health care professionals and on-call physicians, ensuring prompt medical attention when necessary.
  • Sumter’s cost of living is 20% below national norms and about 10 percentage points below the South Carolina average. Groceries, transportation and miscellaneous expenses, such as restaurant meals and clothing, generally cost less here than in a typical U.S. city, which may help seniors maintain a high standard of living throughout their retirement.
  • Property and violent crime rates are high in Sumter compared to state and national norms. However, rates are moderate compared to those in similarly sized cities, such as Florence and Orangeburg. Assisted living facilities provide escorted transportation and security systems, making them a good option for vulnerable seniors.
  • Sumter has mild winters with daytime temperatures in the mid- to high-50s, and the spring and fall months are generally comfortable with pleasant weather. Summers tend to be very humid and hot with daytime temperatures in the low-90s. To help residents stay active and engaged, assisted living facilities provide indoor and outdoor recreational opportunities and amenities.

Paying for Assisted Living in Sumter

In Sumter, assisted living rates average $2,663 per month.

The Cost of Assisted Living in Nearby Cities

In Sumter, seniors pay $2,663 per month for assisted living. This is well below the state norm of $3,612, and it’s less than half the national average of $4,500. In Columbia and Florence, rates are hundreds of dollars more than in Sumter at $3,270 and $3,456, respectively. Assisted living facilities in Charleston charge $3,945, and in Hilton Head Island, seniors pay $4,500.

Sumter

$2,663

South Carolina

$3,612

United States

$4,500

Columbia

$3,270

Charleston

$3,945

Florence

$3,456

Hilton Head Island

$4,500

The Cost of Other Types of Senior Care

Assisted living is among the most affordable long-term care options in Sumter, with seniors paying $2,663 for services each month. Only adult day health care, which averages $1,490, has a lower monthly fee. However, this option doesn’t include living expenses, such as housing and utilities, making it costlier for many. Seniors who obtain care in their own homes pay $4,957 for in-home care and home health care, which offer a similar scope of services to assisted living. Nursing home rates start at $8,403, more than three times the cost of assisted living.

In-Home Care

$4,957

Home Health Care

$4,957

Adult Day Health Care

$1,490

Assisted Living Facility

$2,663

Nursing Home Facility (semiprivate room)

$8,403

Financial Assistance for Assisted Living in Sumter

Financial Assistance in South Carolina

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits 
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in South Carolina page.

Free Assisted Living Resources in Sumter

The Sumter region has numerous agencies and programs that help older adults navigate the process of transitioning to assisted living, from finding the right community for their needs and identifying ways to pay for services to selling their homes and moving in. The following resource table highlights local benefits specialists, options counselors and legal and financial advisors who can assist with making the move to assisted living. It also lists some local resources for social and recreational opportunities.

ResourceContactService
Sumter Senior Services(803) 773-5508Sumter Senior Services is a nonprofit organization that administers and provides referrals for aging services within the city, including social and recreational opportunities, options for counseling and transportation services. It operates the local senior center, which hosts activities to supplement what seniors access through assisted living.
Area Agency on Aging(803) 775-7381The Area Agency on Aging has Information and Referral Assistance specialists who help seniors and families identify and use community-based programs and resources, such as medical equipment loans and transportation services. The agency also has a legal services program that helps seniors review assisted living contracts and payment options.
Veterans Affairs(803) 436-2302The local veterans’ affairs office has advisors and specialists who can help older veterans in Sumter apply for state and federal veterans’ benefits, such as Aid and Attendance, as well as local veterans’ programs. Veterans can also contact the office to be screened for veterans’ home placement.
Long-Term Care Ombudsman(800) 868-9095The long-term care ombudsman helps assisted living residents compare services and pricing at local assisted living facilities and can aid them in navigating the move-in process. The ombudsman can also help them resolve issues such as involuntary transfers or discharge orders, substandard care and violations of rights.
South Carolina Legal Services(877) 238-3418South Carolina Legal Services provides free legal aid, assistance and representation for those aged 60 and over throughout the state. Through the Florence office, which is the closest to Sumter at 45 miles away, seniors get over-the-phone help with age-related issues, such as applying for public benefits.

Assisted Living Laws and Regulations in Sumter

Sumter Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in South Carolina are required to follow. Visit our Assisted Living in South Carolina page for more information about these laws.

Assisted Living Laws and Regulations in South Carolina

Reviews of Communities Nearby

Assisted Living

Suzanne

I visited this facility

Review of Sumter Grove Senior Living

I went to look at Sumter Grove Senior Living. The facility looked very clean. It's an attractive building. I saw people sitting out on the porch in rocking chairs, and they were smiling and very...

Read more

Assisted Living

Renee

I am a friend or relative of a current/past resident

Review of Gardens at Sumter

Gardens at Sumter has a very friendly, very outgoing, and very caring staff. Their interaction with the residents is very good. They would stop and ask them if they needed anything. They are good....

Read more

Assisted Living

Ruth

I visited this facility

Review of Gardens at Sumter

Gardens at Sumter was nice and clean. They did not have kitchenettes in the rooms and the apartments weren't quite as homey as the other place we visited, but they still were nice. Plus, they...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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