The 10 Best Assisted Living Facilities in Saint Peters, MO for 2024

Saint Peters has several senior living options, including assisted living communities. These communities support seniors with daily assistance and caregiver services, though they don't typically offer extensive medical care. Seniors in Saint Peters pay an average of $4,100 a month for assisted living, according to the Genworth 2021 Cost of Care Survey. This is $1,100 more than the average cost in Missouri, but it's $400 less than the national average.

This guide covers the costs of senior living options in Saint Peters and includes details about paying for senior care. There's also information about assisted living laws and regulations that govern long-term care facilities in Missouri, along with a list of helpful senior resources.

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What to Consider About Assisted Living in Saint Peters

Assisted living communities in Saint Peters are regulated by the Missouri Department of Health and Senior Services. The department employs an ombudsman who addresses complaints of abuse and neglect, conducts inspections of community locations and publishes regulations that senior residential care communities must follow. Seniors and family members can get referrals to resources throughout the state from the department.

Benefits and Drawbacks of Assisted Living in Saint Peters

Saint Peters has a fairly low cost of living relative to the national average. Costs for common expenses in the Saint Peters area average about 92% of the aggregated national average. Transportation and housing costs are especially low in the area, but health costs are also about 4% lower than the U.S. median.
The crime rate is low in Saint Peters, both for property and violent crimes. On a 100-point scale where the national violent crime rate is 22.7, Saint Peter's only rates at 11.5. The city's property crime rates are closer to the national average of 35.4, but they are still lower at 33.
Saint Peters gets a bit more rain than the average place in the United States, and snow falls in town during the winter. Even so, the area gets a solid 201 sunny days in an average year, close to the national average of 205 sunny days. Summers here can be warm, with July temperatures reaching close to 88 degrees, with mild spring and fall weather ideal for seniors who enjoy the outdoors.
The ratio of doctors to residents in Saint Peters is about half the national rate. Across the country, communities average 210 physicians for every 100,000 residents, while the ratio in Saint Peters is just 88 per 100,000. However, seniors in Saint Peters are close to high-quality health services in St. Louis and other nearby cities, such as St. Luke's Hospital.
Air quality in Saint Peters is close to the average for the nation, but it has shown significant improvement over the years. Since 1996, the city has seen a drop in bad air quality days from nearly 60 days a year with hazardous air to less than 10.
Missouri has a moderately high state and local tax system. This includes taxes on regular income, investments and retirement savings. Seniors who depend on Social Security may qualify for a full exemption, however.

Paying for Assisted Living in Saint Peters

Assisted living in Saint Peters averages $4,100 a month, but that figure may vary depending on location and amenities.

The Cost of Assisted Living in Nearby Cities

Seniors pay an average of $4,100 a month for assisted living in Saint Peters, which is $400 a month less than the national average. It's more expensive than the $3,000 median assisted living fee in Missouri, however. Other cities in Missouri vary greatly in their cost of care. Kansas City, for example, is significantly more expensive than Saint Peters, at $4,585 a month. More competitive pricing for assisted living can be found in Springfield ($3,250), Columbia ($2,800) and Cape Girardeau ($2,538).

Saint Peters

$4,100

Missouri

$3,000

United States

$4,500

Kansas City

$4,585

Springfield

$3,250

Columbia

$2,800

Cape Girardeau

$2,538

The Cost of Other Types of Senior Care

Seniors in Saint Peters have living options aside from assisted living, which may cost more or less than the average local cost of assisted living, at $4,100. In-home care and home health care are more expensive; both average $5,482 per month. Adult day health care in Saint Peters is less costly at $1,918. The more intensive medical monitoring and care offered by nursing homes costs more than assisted living, at $5,627 for a semiprivate room.

In-Home Care

$5,482

Home Health Care

$5,482

Adult Day Health Care

$1,918

Assisted Living Facility

$4,100

Nursing Home Facility (semiprivate room)

$5,627

Note: Data for Saint Peters was unavailable, so data for the nearest city, Saint Louis, was used instead.

Financial Assistance for Assisted Living in Saint Peters

Low-income seniors may want to look into the Supplemental Nursing Care program. This Medicaid waiver provides monthly cash assistance to eligible seniors, which can be used to pay for assisted living services. Optional state supplementation, which is extra funding provided to SSI recipients, is another possible source of funding.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Saint Peters

Saint Peters and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Saint Peters, please visit our Assisted Living in Missouri page.

Assisted Living Laws and Regulations in Saint Peters

Saint Peters Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

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The 10 Best Assisted Living Facilities in Saint Peters, MO for 2024

Assisted Living Facilities in Saint Peters, Missouri

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