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The 10 Best Assisted Living Facilities in Peabody, MA for 2024

Offering a wealth of cultural attractions and natural amenities, Peabody provides a unique backdrop for retirement living. This city has a large senior community that makes up nearly a quarter of its 54,000 residents, promoting social opportunities for retirees and diverse long-term care options for those who need daily assistance. It’s listed on the AARP Age-Friendly Network for its age-informed initiatives and its low crime rate and access to affordable health care appeal to seniors seeking assisted living in the Boston region.

Assisted living facilities in Peabody charge monthly rates of $6,819, which is very high compared to the national average of $4,500 but only a few hundred dollars over the state norm of $6,500. This option features individualized care plans, along with private and semiprivate housing, daily meals, transportation services and housekeeping. Many assisted living facilities feature on-site amenities, such as walking paths, beauty salons and libraries, for added convenience.

This guide for assisted living in Peabody provides more insight into how local assisted living rates compare to costs in nearby cities and highlights financial assistance programs that help many seniors fund their care. It also lists helpful resources for current and prospective assisted living residents.

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Assisted Living Facilities in Peabody, Massachusetts

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What to Consider About Assisted Living in Peabody

Assisted living facilities in Peabody comply with guidelines set by the Executive Office of Elder Affairs. This department promotes a high standard of care for residents through rigorous licensing requirements and regular inspections. It also investigates reports of substandard care or living conditions.

Benefits and Drawbacks of Assisted Living in Peabody

  • Housing, grocery and utility costs are high in Peabody, resulting in a cost of living that’s 30% higher than national norms. Even so, the cost of living is consistent with the Massachusetts average, which may make the city a financially feasible option for those considering local assisted living facilities. 
  • Peabody’s weather is comfortable throughout the year with chilly winters and pleasant summers, supporting an active lifestyle for retirees. Daytime temperatures range from 35 degrees in the winter to 81 in the summer, and the city gets approximately 48 inches of rain and 42 inches of snow.
  • On a 100-point crime index that assigns higher scores to communities with more criminal activity, Peabody rates 16.4 for violent crime and 23.0 for property-related offenses. Its number of crimes per capita is low compared to rates in nearby cities, such as Saugus and Salem, as well as similarly sized communities, such as Revere and Malden. This may provide peace of mind to those considering Peabody for assisted living.
  • Costs for health care expenses, such as inpatient hospital care and doctor’s office visits, come in about 17% below the national average, and there are about 204 doctors per 100,000 people compared to 210 nationally. While there are no hospitals in Peabody proper, many local assisted living facilities have visiting and on-call physicians to improve access to care for residents.
  • Peabody is a member of the AARP Age-Friendly Network, indicating that it’s a livable community for people of all ages. Across the index’s metrics, Peabody scores especially well for access to parks and libraries, health care amenities and civic engagement.
  • Seniors in Peabody pay state income taxes on most types of retirement income, although Social Security benefits are exempt. Local organizations such as the senior center may provide annual tax preparation services, helping seniors access money-saving exemptions and deductions.
  • The American Lung Association gives Essex County, where Peabody is located, a passing grade for annual particle pollution and a B for ozone and 24-hour particle pollution, indicating that its air quality is good. This may be beneficial for those managing certain health conditions.

Paying for Assisted Living in Peabody

Seniors in Peabody pay monthly assisted living rates of $6,819.

The Cost of Assisted Living in Nearby Cities

In Peabody, seniors pay $6,819 per month for assisted living. While this is only a few hundred dollars higher than the state norm of $6,500, it exceeds the national average by over $2,300. In Pittsfield, rates are about a third of Peabody’s average at $2,084. Rates in Springfield and Worcester are competitive compared to Peabody’s at $5,048 and $5,685, respectively. In Barnstable Town, care costs exceed Peabody’s average at $7,000.

Peabody

$6,819

Massachusetts

$6,500

United States

$4,500

Worcester

$5,685

Barnstable Town

$7,000

Springfield

$5,048

Pittsfield

$2,084

The Cost of Other Types of Senior Care

With rates at $6,819 per month, assisted living is one of the more expensive long-term care options in Peabody. Alternatives such as in-home care and home health care have more affordable monthly rates of $6,292 and $6,244, respectively. However, this doesn’t include living expenses, such as housing, which may ultimately make them more expensive than assisted living. Adult day health care is the most budget-friendly long-term care option in Peabody at $1,614, and nursing home care is the costliest at $13,155.

In-Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living Facility

$6,819

Nursing Home Facility (semiprivate room)

$13,155

Note: Data for Peabody was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Assisted Living in Peabody

Financial Assistance in Massachusetts

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free & Low-Cost Assisted Living Resources in Peabody

Numerous agencies and programs serve older adults seeking long-term care in the Peabody region, including the Peabody Council on Aging, the local Aging Services Access Point and the long-term care ombudsman. Through these programs, older adults can connect with social and recreational programs, receive benefits screenings and locate community-based programs that may help them maintain their independence and quality of life.

ResourceContactService
AgeSpan(800) 892-0890AgeSpan, the local Aging Services Access Point, serves Peabody residents aged 60 and over through nutrition and congregate meal services, health information and screenings, financial resources and information and referrals for community-based services. It also operates the Protective Services program, which investigates reports of elder abuse within its service area.
Assisted Living Ombudsman(617) 727-7750The state’s Assisted Living Ombudsman Program oversees assisted living facilities in Peabody and the rest of the state and provides information on residents’ rights. Seniors can contact the ombudsman for help in instances regarding substandard care, charges for undisclosed fees, inadequate or excessive care services and involuntary move-out orders.
Department of Veterans’ Services(978) 538-5925The Massachusetts Department of Veterans’ Services has a Veterans’ Services Officer at the local City Hall. Qualified veterans and their dependents can contact the VSO for referrals for veterans’ services in the community, as well as assistance with filing claims for pension programs, disability compensation and Aid and Attendance.
SeniorCare(866) 927-1050SeniorCare has a free, short-term care transitions program that helps seniors in nursing homes move to assisted living by providing options counseling, assessments and discharge planning. It also administers evidence-based wellness programs, such as A Matter of Balance and Healthy IDEAS, to help older adults maintain their independence.
Peabody Council on Aging(978) 531-2254The Peabody Council on Aging serves older adults in Peabody through advocacy, information and assistance with accessing resources in the community. It operates the Peabody Senior Center, where members participate in social and recreational activities, such as fitness classes, woodworking, congregate meals, walking clubs and table games.
Northeast Legal Aid(978) 458-1465Northeast Legal Aid has legal advisors who specialize in age-related issues, such as applying for public benefits, using reverse mortgages or life insurance benefits to pay for long-term care and reviewing assisted living contracts. The office can also help seniors with denied health insurance claims or canceled policies.

Assisted Living Laws and Regulations in Peabody

Peabody Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Massachusetts

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I saw assisted living and memory care at Sunrise at Gardner Park. It's a lovely facility. They had welcoming staff and an excellent director of sales. They're very thorough and very patient with us...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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