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The 5 Best Assisted Living Facilities in Paducah, KY for 2024

As the county seat of McCracken County, Paducah is a thriving city that sits along the Ohio River. It is home to several historic attractions and museums, including the National Quilt Museum. Paducah is known as The Quilt City due to its large number of quilters, and it hosts one of North America’s largest quilt shows. Around 19% of the city’s 26,834 people are aged 65 and older. The county senior center is located within Paducah, providing seniors with easy access to resources and helps. The city also has a low cost of living and many doctors available to its residents.

For those seniors who prefer a community living environment with some extra help with daily living needs, assisted living communities in Paducah work well. They average $3,215 a month in cost, which is affordable compared to national averages of $4,500 a month and on par with the state’s average of $3,448 a month.

In this guide, seniors and their families can get information about local resources while also learning about the costs of assisted living and other care options. This guide also outlines the pros and cons of retiring in Paducah.

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Assisted Living Facilities in Paducah, Kentucky

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What to Consider About Assisted Living in Paducah

Assisted living communities in Kentucky must have certification from the Kentucky Department for Aging and Independent Living. This department maintains the rules and regulations that protect the quality of care for older adults in long-term care facilities.

Benefits and Drawbacks of Assisted Living in Paducah

  • Paducah’s overall cost of living is 24 points lower than the national average. It is also lower than the Kentucky average. The costs for transportation, housing and groceries are also lower than average.
  • The climate in Paducah includes all four seasons but has minimal snow. The city’s climate scores 7.1 out of 10 in the summer and 5.8 out of 10 in the winter.
  • Seniors in Paducah have easy access to health care. The city has 337 physicians per 100,000 residents, which is higher than the national average of 210. The Baptist Health Hospital and MercyHealth Lourdes Hospital both serve residents of Paducah.
  • Retirees find the tax laws of Kentucky to be friendly to seniors. While withdrawals from pensions and retirement accounts are partially taxed, the state has no state income tax and does not tax Social Security income.
  • McCracken County, which includes Paducah, scores a B for its air quality according to the American Lung Association. The area gets a B for both high ozone days and 24-hour particle pollution. Its annual particle pollution score is a passing score.
  • Though property crime rates are high in Paducah, scoring 72.7 out of 100 compared to the national average of 35.4, violent crime rates are lower than average. Assisted living communities have security measures to help protect residents from this increased risk.

Paying for Assisted Living in Paducah

In Paducah, seniors can expect to pay $3,215 a month for assisted living services.

The Cost of Assisted Living in Nearby Cities

The $3,215 a month average cost for assisted living services in Paducah is an affordable option for seniors who need this care. It is $1,285 less per month than national averages and $233 less than the state’s average. Most of the cities in Kentucky have a higher average cost than Paducah, including Lexington, which averages $4,568, and Bowling Green, which averages $3,500 a month. Owensboro has a lower average at $3,088 a month.

Paducah

$3,215

Kentucky

$3,448

United States

$4,500

Lexington

$4,568

Bowling Green

$3,500

Owensboro

$3,088

The Cost of Other Types of Senior Care

Assisted living, which averages $3,215 a month in Paducah, is just one care option for local seniors. Those who want to age at home can expect to pay $1,552 a month more for in-home care. Home health care, which adds nursing care in the senior’s home, has the same average cost. Adult day health care is the most affordable option with a $1,083 a month average. Seniors who need skilled nursing will pay an average of $6,753 a month for a semiprivate room in a nursing home.

In-Home Care

$4,767

Home Health Care

$467

Adult Day Health Care

$1,083

Assisted Living

$3,215

Nursing Home Facility (semiprivate room)

$6,753

Note: Data for Paducah was unavailable, so data for the nearest city, Clarksville, TN, was used instead.

Financial Assistance for Assisted Living in Paducah

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free & Low-Cost Assisted Living Resources in Paducah

Paducah offers a number of services to seniors through government and nonprofit organizations. These services are offered for little to no cost to help seniors navigate their retirement, understand the resources available to them and maximize their use of those resources.

ResourceContactService
Paducah/McCracken County Senior Center(270) 443-8579The Paducah, McCracken County Senior Center offers a gathering place for local seniors. Educational programming, exercise classes and transportation service are all offered through the Center. Regular planned programs and outings help keep seniors connected to the local community.
RSVP of Paducah(270) 442-8993RSVP is a senior volunteer program that gives older adults the chance to give back to the local community. RSVP offers training for volunteers and connects them with volunteer opportunities that fit their skills and abilities. Programs include calling other elderly residents, reading with school children and helping develop community programs.
Kentucky Long-Term Care Ombudsman Program(800) 372-2991Through the state’s Long-Term Care Ombudsman Program, seniors and their family members can request help if the care received in an assisted living community is not quality care. The Ombudsman assists with investigating and resolving these complaints to protect seniors and improve the quality of care.
Purchase Area Agency on Aging and Independent Living(800) 866-4213The Purchase AAAIL offers senior resources to residents of McCracken County. Through the AAAIL, seniors can access elder abuse help, the Long-Term Care Ombudsman program, state health insurance help and veterans services.
Kentucky Department of Veterans Affairs(502) 564-9208Seniors who are also veterans can apply for services through the state’s Department of Veterans Affairs. Veterans programs include pensions, home care service, medical care coverage and access to the state’s long-term care communities for veterans.
Kentucky Legal Aid(270) 782-1924Kentucky Legal Aid is a team of legal professionals who assist the elderly or low-income residents with their legal concerns. Common services for seniors include help with health insurance benefits, family law concerns, bankruptcy, living wills and power of attorney documents. The organization has an office in Paducah.

Assisted Living Laws and Regulations in Paducah

Paducah Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Assisted Living Laws and Regulations in Kentucky

Reviews of Communities Nearby

Assisted Living

Teresa

I am a friend or relative of a current/past resident

Review of Gaither Suites at West Park

My father was at Gaither Suites at West Park for assisted living. It was good. They had lots of activities they engaged in, but it was assisted living, which I know is vastly different than memory...

Read more

Assisted Living

Lisa Tucker

I visited this facility

Review of Rivercrest Place

Rivercrest was such a blessing for my mother and father it was so nice knowing that they both was loved and taken care of ! Kallie fell in love with my dad and he just loved her.She would go out of...

Read more

Assisted Living

Julia52

I am a friend or relative of a current/past resident

Review of Rivercrest Place

The staff is the most important factor to us. They are always kind and helpful. They genuinely like the residents and show it in many ways. Mom was worried when the new activities director came...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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