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The 5 Best Assisted Living Facilities in Northfield, MN for 2024

 

The age-friendly community of Northfield is situated on the banks of the Cannon River and offers an abundance of shopping, dining and entertainment amenities for seniors, an age group that makes up 15% of its 21,000 residents. The city offers a comfortable climate with distinct seasons and a cost of living that’s well below state and national norms, making it a practical option for those seeking long-term care. Additionally, it’s home to a hospital and several assisted living facilities, which accommodate seniors who need daily assistance.

Assisted living is a convenient long-term care solution for seniors who don’t have advanced medical needs but have challenges with completing daily activities, such as meal preparation and personal grooming. These facilities have compassionate caregivers who administer services according to individualized care plans, and they provide daily meals and activities to support residents’ health and quality of life. On average, seniors in Northfield pay $5,163 per month for this level of care, which is higher than respective state and national norms of $4,508 and $4,500.

This guide provides an overview of things to consider before moving to Northfield for assisted living and highlights popular ways to pay for services. 

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Assisted Living Facilities in Northfield, Minnesota

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What to Consider About Assisted Living in Northfield

The Minnesota Department of Health, Health Regulation Division, licenses all assisted living facilities in Northfield and the rest of the state. This department promotes a high standard of care through an initial licensing process and annual renewals, along with on-site inspections throughout the year. It also outlines details on residents’ rights and publishes details on reporting substandard care and conditions.

Benefits and Drawbacks of Assisted Living in Northfield

 

  • Northfield is a member of the AARP Age-Friendly Network and ranks in the top 40% of U.S. communities for its amenities and benefits for seniors. The city’s livability score is based on factors such as its walkability and high access to parks, libraries and grocery stores. This may make the city a viable option for active retirees.
  • Seniors in Northfield pay state income taxes on all retirement income that’s taxed at the federal level, including their Social Security benefits. The tax rate varies from 5.35% to 9.85%, depending on the taxpayer’s income, but those whose annual income is below $33,700 can claim a deduction of up to $9,600. This may help some seniors pay for local assisted living costs.
  • The overall cost of living in Northfield is a little below state and national norms, which may make the city a practical option for older adults seeking affordable assisted living services. On a 100-point index based on living costs nationwide, the city scores 94 compared to the Minnesota rating of 97.2.
  • Crime occurs less frequently in Northfield than in a typical U.S. city, which may make local assisted living facilities attractive options to seniors seeking a safe community. The city scores 11.4 for violent crime, which is about half the national norm of 22.7, indicating a very low historic number of incidents per 100,000 people. Its property crime score is higher at 23.8, but this is still well below the national norm of 35.4.
  • Northfield has a comfortable climate with four distinct seasons, appealing to prospective assisted living residents who enjoy changing scenery throughout the year. Temperatures range from winter lows of 5 degrees Fahrenheit to summer highs of 82 degrees Fahrenheit, and the city gets about 192 days of sunshine compared to 205 nationally.
  • One hospital, Northfield Hospital, is located in the city proper, giving assisted living residents easy access to about four dozen specialties. While there are only 154 doctors per 100,000 residents versus 210 nationally, many assisted living facilities have on-staff nurses and on-call doctors to help residents get the medical support they need.

Paying for Assisted Living in Northfield

 

In Northfield, seniors expect to pay $5,163 per month for assisted living.

The Cost of Assisted Living in Nearby Cities

Assisted living communities in the Northfield region charge monthly median rates of $5,163 for care. This is about 15% higher than state and national norms and exceeds care costs in other surveyed cities in Minnesota. Local care costs are a little higher than rates in Duluth, where seniors pay $5,000 per month for services. In Rochester and St. Cloud, rates are roughly 20% lower at $4,180 and $4,100, respectively, and in Mankato, care costs are even more competitive at $3,135.

Northfield

$5,163

Minnesota

$4,508

United States

$4,500

Rochester

$4,180

Mankato

$3,135

Duluth

$5,000

St. Cloud

$4,100

The Cost of Other Types of Senior Care

Assisted living facilities in Northfield charge $5,163 per month for care. While this is more than double the cost of adult day health care, which costs $2,102 per month for daytime services in a community environment, other senior care alternatives tend to be more expensive. For example, those who arrange private in-home care and home health care pay 37% more per month for services, and those who require nursing home placement pay $11,708 for semiprivate accommodations.

In-Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living Facility

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for Northfield was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Assisted Living in Northfield

Northfield seniors who meet income guidelines may be eligible to receive financial assistance for assisted living through one of several Medicaid 1915(c) Waiver programs, as well as Minnesota Senior Health Options, which is a health plan that includes both Medicaid and Medicare benefits.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance in Minnesota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in Northfield

Northfield and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Northfield, please visit our Assisted Living in Minnesota page.

Assisted Living Laws and Regulations in Northfield

 

Northfield Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Laws and Regulations in Minnesota

Reviews of Communities Nearby

Assisted Living

Nancy

I visited this facility

Review of Benedictine Living

I was at Benedictine Living twice and I liked it, but they didn't have any openings. The rooms were very nice. It's bright and brand new. When you come in the front doors, it's kind of like walking...

Read more

Assisted Living

Judi

I am a friend or relative of a current/past resident

Review of Benedictine Living

Benedictine Living has a continuum of service. My brother-in-law started there in assisted living. And there, they have assisted living units that are furnished, so you don't have to provide your...

Read more

Assisted Living

calidaughter

I am a friend or relative of a current/past resident

Review of Millstream Commons

I can’t help but give this place 5 stars. It’s been a godsend to my very, very picky mother. She wants nothing but the best and is able to find fault with anything, but here she is hard-pressed to...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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