The 5 Best Assisted Living Facilities in North Liberty, IA for 2024

North Liberty is known for its scenic outdoor amenities, which include beautiful parks, nature trails and fishing and bird-watching spots, making it an ideal retirement setting for nature lovers. Its modest cost of living and low crime rates promote worry-free living, and nearby health care facilities, such as Mercy Iowa City and University of Iowa Hospitals & Clinics, provide outstanding care for those managing chronic health conditions. The city also has several assisted living facilities to meet the needs of seniors, an age group that makes up nearly 7% of its 21,000 residents.

Assisted living is a practical long-term care option for older adults who are unable to safely live alone but don’t need the intensive medical support nursing homes provide. It includes housing, often with apartment-style units with private bathrooms and kitchens, along with daily meals, recreational activities and individualized personal care services. On average, seniors in North Liberty pay $4,410 per month for assisted living, which is a little higher than the Iowa average of $4,367 but slightly lower than the national norm of $4,500.

This guide provides more information on assisted living in North Liberty, including guidance on finding ways to pay for residential care. 

The Iowa Department of Inspections, Appeals and Licensing oversees and regulates all assisted living facilities in North Liberty and the rest of Iowa. This department publishes details on the services all facilities must provide, along with minimum standards for housing and staffing. It also provides information on residents’ rights and the recourse they have for substandard care.

 

• Overall, the cost of living in North Liberty is about 10% lower than the national norm, although it exceeds the state average by about 10 percentage points. In general, residents in this city pay comparatively higher rates for housing, groceries, transportation and miscellaneous expenses, such as clothing and restaurant meals, than in a typical Iowa city. Fortunately, many assisted living facilities have all-inclusive pricing, which can help seniors save money on living expenses.
• On a 100-point index based on crime statistics, North Liberty scores 19.3 for violent crime and 17.1 for property-related offenses. These scores come in below national respective norms of 22.7 and 35.4, meaning that residents see fewer incidents of crime per capita in North Liberty than in a typical U.S. city. This may make the city an attractive retirement option for those seeking long-term care.
• North Liberty’s weather is warm compared to that of a typical Iowa city, with year-round high temperatures ranging from 30 degrees Fahrenheit in the winter to 85 degrees Fahrenheit in the peak of summer. The city scores 8.7 on a 10-point comfort index, which is a little higher than the national score of 7.8. Many assisted living facilities offer individual climate controls in residents' apartments and indoor and outdoor recreational activities and amenities, helping seniors stay comfortable year-round.
• While North Liberty doesn’t have any major hospitals, there are two major medical facilities located within 7 miles of the city, including Mercy Iowa City and University of Iowa Hospitals & Clinics. There are about 605 doctors per capita in this region, nearly triple the national norm of 210, promoting access to care for those in assisted living.
• Iowa’s income tax laws make it one of the most retiree-friendly states in the nation, providing financial benefits for those considering assisted living in North Liberty. As of 2023, all state residents aged 55 and over are exempt from paying state income taxes on their retirement income and benefits. Property taxes in Iowa are relatively high, but seniors may avoid this expense by opting for residential care.

Assisted living facilities in North Liberty charge $4,410 per month for care.

In North Liberty, assisted living residents pay monthly median rates of $4,410 for housing and services. While this is slightly higher than Iowa’s monthly average of $4,367, it’s a little lower than the U.S. norm of $4,500. Local care costs are modest compared to rates in most surveyed cities nearby, with seniors in Waterloo paying about 4% more for services than residents in North Liberty. In Cedar Rapids, care costs are considerably higher at $4,748, and in Des Moines, monthly rates exceed North Liberty’s norm by about 9%. On the other hand, care costs in Davenport are a little lower than in North Liberty at $4,350.

Assisted living facilities in North Liberty charge $4,410 per month for assisted living. This is about 7% less than the cost of in-home care and home health care, which offer a comparable range of services to assisted living in the client’s home. Nursing home care, which provides around-the-clock medical support, costs about 60% more than assisted living, but those who attend adult day health care pay $1,353 for services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.