The 10 Best Assisted Living Facilities in Jersey City, NJ for 2024

Jersey City offers all the conveniences and cultural experiences of a major metropolitan area. Its population is about 286,670 people, and 11.4% of these are seniors aged 65 years and older. This senior community benefits from the city’s numerous health care options, including Jersey City Medical Center and Christ Hospital. Furthermore, older adults may also appreciate Jersey City’s below-average health care costs and pleasant summer climate.

Some Jersey City seniors might find themselves struggling to keep up with household chores or personal care. In these cases, they may consider moving into an assisted living community, where they can receive 24/7 support as well as help with daily living activities, medication management and housekeeping. Assisted living also offers activities and opportunities for socialization to keep seniors active and engaged. Assisted living residents in Jersey City pay an average of $5,750 per month, more than the national average of $4,500 but lower than the New Jersey average of $6,495.

In this guide, seniors can learn more about assisted living in Jersey City and its costs. They will also find information about payment options, free and low-cost resources and the benefits and drawbacks of the city itself.

The New Jersey Department of Health licenses and regulates assisted living communities. This kind of continual oversight through initial and renewed licenses and regular inspections ensures a high quality of care. Seniors and their families can be assured of proper staffing, efficient procedures and a safe, clean environment. A database of assisted living communities is available online.

 

• For a large city, Jersey City’s crime rates are relatively low. The violent crime rate does come in slightly above average at 26.3 compared to 22.7, but the property crime rate is lower than average at 27.1 compared to 35.4. Seniors may find greater peace of mind in assisted living communities because these offer increased security, monitoring and emergency responses.
• Jersey City’s cost of living is well above average at 144.4 compared to the national average of 100. This can be a concern for many seniors, especially since housing, transportation, utilities and groceries are also more expensive than average. To assist older residents, the New Jersey Division of Aging Services can direct seniors toward programs to help them pay for care and other necessities.
• Health care costs in Jersey City are slightly below average, rating 98.3 on a 100-point health cost index. This means that Jersey City residents pay 1.7% less for health care than the average U.S. resident.
• Jersey City seniors have many health care options to choose from. Christ Hospital is part of the CarePoint Health system, and it offers a full range of medical services, including primary and emergency care, surgery and orthopedics. Jersey City Medical Center also provides primary and emergency care along with oncology, cardiology, kidney care and pain management.
• The city's climate is mixed. Summers rate 8.6 out of 10 on the comfort index with July highs reaching up to 86 degrees Fahrenheit. Winters can be cold and snowy with January lows dipping down to 25 degrees Fahrenheit and an average of 26 inches of snow annually. Fortunately, seniors who live in assisted living don’t have to worry as much about the weather because most of their needs are met on-site.

 

 

Seniors in Jersey City pay an average of $5,750 per month for assisted living care, but the accommodations and care packages they choose can nudge this rate up or down.

While Jersey City’s assisted living costs come in 21.7% above the national average, they are 13.0% lower than New Jersey's average. Many cities across the state show higher assisted living rates than Jersey City. Atlantic City’s prices, for example, are $5,807 per month. Vineland’s rates are $650 higher than Jersey City’s. Ocean City has even more expensive costs at $7,490, and Trenton’s rates jump all the way to $8,145.

Seniors have many care options in Jersey City, and assisted living is one of the most expensive at $5,750 per month. Only nursing home care costs more at $12,471 per month. Seniors who wish to remain in their own homes rather than move into an assisted living community can save money. Those who need the light medical services of home health care pay about $30 less per month and in-home care can save $221. Adult day health care is the least expensive choice at $1,950, but it offers the lowest level of care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.