The 10 Best Assisted Living Facilities in Nicholasville, KY for 2024

This guide provides comprehensive information on assisted living in Nicholasville, including details on how monthly assisted living fees stack up to other senior care options, the benefits and drawbacks of living in the city, and the free resources available to older adults. 

Assisted living facilities in Nicholasville are governed by the Kentucky Department for Aging and Independent Living. This department oversees both assisted living communities and personal care homes. Facilities in the area must be certified annually, which requires complying with guidelines related to intake and discharge procedures, scope of care, staffing and service planning.  

• While Nicholasville is slightly more expensive to live in than other cities in Kentucky, its overall cost of living is still well below the national average. Real estate is especially affordable here, which can help control the cost of assisted living, and seniors generally spend less on health care expenses than in other regions of the state and nation as a whole.  
• While the property crime rate in Nicholasville is high compared to the national rate, incidents of this type of crime have been steadily decreasing for the past decade. Compared to similarly sized cities in the state, Nicholasville’s property crime rate is relatively low. Violent crime is relatively uncommon and is reported at a rate about half the national median.  
• Nicholasville has a relatively comfortable climate, making it a good fit for active seniors. On a 10-point comfort index, the city scores a little higher than the national average at 7.3. Year-round highs range between 41 and 86 degrees, and while July can be humid, humidity levels tend to be low for the rest of the year.  
• The air quality in Nicholasville is relatively good, with the city rating 62 on a 100-point index; the national score is 58.   
• Seniors in Nicholasville can navigate the city with NichTran, the local public transportation system. All NichTran vehicles are wheelchair-accessible, and frequent riders receive a discounted fare. Veterans who show a military ID ride for free. 
• Property and sales tax rates are low in Nicholasville, making it a financially feasible option for retirees with fixed incomes. The state doesn’t tax Social Security benefits, and there’s a large deduction for other types of retirement income.  
• CHI Saint Joseph Health is located in Nicholasville,  providing easy access to emergency care and primary and specialty services for residents. This state-of-the-art diagnostic and treatment center offers lab services, physical and occupational therapy, diagnostic imaging and diabetes care.  

Assisted living services in Nicholasville can be costly. Seniors in this region pay approximately $4,400 per month for care, more than the state median of $3,699 and the national rate of $4,300. 

Elsewhere in Kentucky, only the Louisville area is costlier, exceeding Nicholasville’s average of $4,400 at $4,557 per month. In Elizabethtown and Bowling Green, care costs are considerably lower at $3,550 per month. In Huntington, West Virginia, assisted living rates are more economical at $3,775.  

Assisted living is one of several senior care options available in Nicholasville. Seniors who prefer to live in their own homes can obtain similar services through home care or home health care, each of which cost an average of $4,385 per month for 44 hours of weekly care. Adult day health care, which features personal care and some skilled nursing in a daytime community setting, is the cheapest option at $1,768. Nursing home care is the most expensive, with seniors paying $7,178 per month for shared rooms and $8,958 for private rooms.  

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.