Assisted Living Facilities in Winchester, KY

Assisted living provides 24-hour supervision, personal care and certain health-related services for seniors who need help with their activities of daily living. On average, assisted living in the Winchester area costs $4,400 per month, according to Genworth’s 2020 Cost of Care Survey. This is somewhat more expensive than the rates nationwide and in Kentucky as a whole, although the state offers a Medicaid waiver program that can make assisted living in Winchester more affordable for eligible seniors.

This guide includes information about assisted living in Winchester, a cost comparison with other Kentucky cities and several free local resources that seniors and their loved ones may find helpful.

In Winchester, assisted living communities are regulated by the Kentucky Department for Aging and Independent Living. DAIL oversees certification and administration of long-term care facilities throughout the state. It also investigates concerns and complaints related to assisted living, including elder neglect, abuse and wrongful evictions, among others.

• Winchester boasts some of the most pleasant weather in Kentucky, with summers averaging a high of 86 degrees and winters a low of 22. The city receives an average of just nine inches of snow per year, which is considerably less than the U.S. average of 27.8.
• Clark Regional Medical Center is the only hospital serving the city. However, seniors can travel to nearby Lexington for more options, including the award-winning University of Kentucky Albert B. Chandler Hospital and Saint Joseph East.
• Winchester has a very high property crime rate of 73, compared to the national average of 35.4. This includes crimes such as general theft, vehicle theft, burglary and arson. The violent crime rate is only 13, however, which is approximately 10 points lower than the nationwide average of 22.7.
• The Kentucky River Foothills Development Council provides low-cost transportation to seniors in Winchester and throughout Clark County. Medicaid recipients may be eligible for free transportation to medical appointments.
• Compared to the national cost of living index (100), Winchester’s cost of living index is 85.7, or about 14% less. Affordable housing prices were the biggest factor, followed by health care and transportation costs that are lower than average.
• Winchester has fairly good air quality and low levels of pollution, which can make it an ideal place to live for seniors with asthma, COPD, emphysema and other respiratory conditions. The city’s air quality and pollution indices are 16% and 76% better than the national averages, respectively.

Assisted living in Winchester costs an average of $4,400 per month, which is $100 more than the U.S. median of $4,300. It’s also $701 more than the Kentucky average of $3,699, making Winchester one of the most expensive places in the state for this type of care.

Seniors in Winchester pay the second-highest assisted living rate in Kentucky. The only city with a higher average is Louisville, where the cost is $4,557 per month. In both Elizabethtown and Bowling Green, prices average just $3,550, which is $850 less than the median rate in Winchester.

Assisted living isn’t the only option for long-term care in Winchester. For $4,385, seniors can get personalized homemaker services in the comfort of their own residence. Home health aide assistance costs the same, even though it also includes certain medical services, such as chronic condition management, wound care and medication administration. Adult day health care, which provides supervision and social activities in a community setting, is the cheapest option at $1,768. Seniors with complex medical issues may require nursing home care. This is the most expensive choice at $7,178 for a semiprivate room, or $8,958 for a private room.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.