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The 10 Best Assisted Living Facilities in Prospect Heights, IL for 2024

Located in Cook County and less than an hour northwest of downtown Chicago, the city of Prospect Heights is home to 16,058 people, approximately 18% of whom are 65 years of age or older. Low crime and convenient access to exceptional medical facilities make Prospect Heights an appealing retirement location.

Assisted living care is often the right choice for aging adults who are prepared to move out of an independent living situation but don’t feel they need the extensive medical support available from nursing home care. While residing in an assisted living environment, seniors are able to enjoy as much independence as possible while still receiving help with simple tasks such as eating, bathing and getting from place to place. According to Genworth Financial’s annual Cost of Care Survey, the monthly cost for assisted living in Prospect Heights is $4,825.

This guide explores topics related to assisted living in Prospect Heights. In addition to a list of pros and cons to living in the area, it includes a look at prices for assisted living in other Illinois cities and links to local organizations that help seniors stay engaged with their communities.

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Assisted Living Facilities in Prospect Heights, Illinois

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What To Consider About Assisted Living in Prospect Heights

In Illinois, responsibility for licensing assisted living communities falls to the Illinois Department of Health’s Division of Assisted Living. This agency also oversees and inspects active assisted living communities to ensure they’re operating within state requirements.

Benefits and Drawbacks of Assisted Living in Prospect Heights

  • Residents of Prospect Heights have easy access to some of the very best in health care. According to U.S. News & World Report, the top three hospitals in Illinois are all located in nearby Chicago: Northwestern Memorial Hospital, Rush University Medical Center and the University of Chicago Medicine. In addition to ranking Northwestern as the top hospital in Illinois, U.S. News ranks it among the top 10 hospitals in the nation.
  • Getting around the area is inexpensive for seniors, as the Chicago Transit Authority allows income-eligible adults over 65 to ride buses and trains for free; seniors over the income limit can still apply for reduced-fare rides. The Metra, Chicago’s commuter train line, has a station in Prospect Heights that delivers riders to Chicago’s Union Station in under an hour.
  • Beyond public transit, living in Prospect Heights is not cheap for retirees. The 10.3% sales tax is significantly higher than the average U.S. of 7.3%. Income taxes are slightly elevated over national norms, with Prospect Heights’ rate of 5% higher than the national average of 4.6%. Overall, the cost of living in Prospect Heights is 4.5% higher than it is nationally, though seniors may note that the local cost of health care specifically is 9.4% lower than the national average.
  • The Prospect Heights area has fairly harsh winters, with high temperatures around the freezing point from December to February. Additionally, the city sees an average of only 187 sunny days per year, a bit lower than the national average of 205. Fortunately, the summers tend to be exceptionally pleasant; high temperatures generally hover between the high 70s and mid-80s from June to September.
  • At a score of 11.3, Prospect Heights’ violent crime rate is significantly lower than the national average of 22.7. By way of comparison, Chicago’s violent crime rate is 49.9, making Prospect Heights more than four times safer. Prospect Heights’ property crime rate of 16.2 is slightly higher than its violent crime rate, but it’s still far below the national average of 35.4 and the Chicago average of 46.3.

Paying for Assisted Living in Prospect Heights

Prospect Heights seniors pay an average of $4,825 per month for assisted living care. That’s roughly 7% higher than the Illinois average of $4,488 and the U.S. average of $4,500.

The Cost of Assisted Living in Nearby Cities

Prospect Heights’ prices for assisted living care fall close to the middle of a fairly wide range. Far to the south, in Carbondale, state prices are at their lowest at $3,525 per month. Peoria’s prices are also significantly below average at $4,131 per month. In state capital Springfield, prices jump to $5,110 per month. The northern Illinois city of Rockford has the state’s highest prices at $5,250 a month.

Prospect Heights

$4,825

Illinois

$4,488

United States

$4,500

Rockford

$5,250

Peoria

$4,134

Carbondale

$3,525

Springfield

$5,110

The Cost of Other Types of Senior Care

Other options for long-term care in Prospect Heights include adult day health care, which is relatively cheap at $1,862 but doesn’t provide support for assisted living care. Seniors who prefer to live independently may choose in-home care, which averages $5,672 monthly, or home health care, which is slightly more expensive at $5,720 monthly. The most expensive option is nursing home care, where a semiprivate room averages $6,996 per month.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home (semiprivate room)

$6,996

Note: Care cost data for Prospect Heights was not available, so data for the closest city, Chicago, was used instead. 

Financial Assistance for Assisted Living in Prospect Heights

In Illinois, the HCBS Medicaid Waiver for Supportive Living Facilities helps eligible seniors pay for care services in some assisted living communities but not room and board.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Paying for Assisted Living Facilities in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Prospect Heights

These resources connect Prospect Heights’ older adults with pro bono legal aid for civil matters, low- or no-cost access to local transportation and opportunities for fitness, education and socialization. 

ResourceContactService
Legal Aid Chicago(312) 341-1070This nonprofit organization offers no-cost legal aid to low-income seniors. It can help clients with various civil matters, including debt collection, tax disputes and consumer fraud cases, in addition to assisting clients in accessing government benefits such as Medicare and SSI. The organization can't offer assistance in criminal cases, however.
Benefit Access Program(800) 252-8966Enrollment in this state-level program allows Illinois seniors to ride CTA buses in Chicago, PACE buses in the suburbs and commuter Metra trains throughout Chicagoland for free. Seniors who drive their own cars can also receive a discount on their license plate fees through the program. Some income limitations apply.
Gary Morava Recreation Center(847) 394-2848The Prospect Heights Park District runs a number of programs for seniors in this social center, including bunco and bridge clubs for those who enjoy friendly competition and a garden club for those with a green thumb. There's also a selection of low-impact fitness classes suited to seniors, including chair yoga, Jazzercise and Pilates.
Senior Citizen Courses Act Tuition Waiver(217) 333-0100Students 65 years of age and up qualify for free tuition at the University of Illinois and all other public universities and community colleges in the state. Some restrictions apply. Income levels must not exceed a given semester's threshold, and not all fees and charges are excluded under the waiver. Each college determines class eligibility independently. Contact an institution's admissions or financial aid department for specific details.

Assisted Living Laws and Regulations in Prospect Heights

Prospect Heights Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Assisted Living Laws and Regulations in Illinois

Reviews of Communities Nearby

Assisted Living

Deborah

I am/was a resident of this facility

Review of Aspired Living of Prospect Heights

We were residents of Aspired Living of Prospect Heights. Overall, we liked the food. The food was really good. They had a problem with not having enough staff. When we called for them to come and...

Provider response

Dear Deborah, We appreciate how much you enjoyed the dining and programming during your stay at our community, and what great news that your husband's health has been improving. We are happy that...

Read more

Assisted Living

Robert

I visited this facility

Review of Aspired Living of Prospect Heights

Aspired Living of Prospect Heights seemed very well-organized. From what I saw, the staff seemed good. We saw the two-bedrooms and the single bedrooms, and we saw the dining area. The dining area...

Provider response

Thank you for your review. I am happy to hear that you had a positive experience and we hope that we see you again soon.

Read more

Assisted Living

NS

I am a friend or relative of a current/past resident

Review of Aspired Living of Prospect Heights

My father has been in Aspired Living of Prospect Heights. It's maybe not as much care as he actually needs unfortunately, but since he's still new there, we have to kind of check it out. They have...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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