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The 10 Best Assisted Living Facilities in Mishawaka, IN for 2024

Mishawaka is a bustling college city on the Indiana/Michigan border. Of the town’s approximately 51,000 residents, 15.3% are at retirement age. The city’s low cost of living and pleasant summers make it appealing to many older adults. However, the harsh winters may be off-putting to those who dislike the cold. Residents can take advantage of having access to high-quality health care. The Mishawaka Medical Center is located within the city limits and is a highly rated general medical and surgical facility.

Assisted living services cater to seniors who struggle with day-to-day tasks such as household cleaning or personal care, but who don’t require 24-hour skilled nursing. Adults living in these communities receive help with cooking, cleaning, laundry and other activities of daily living. Many facilities also offer transportation services and arrange socials or entertainment for residents. The cost of care varies among facilities, but the average monthly fee in Mishawaka is $3,308.

This guide looks at the cost of care in Mishawaka and other cities in Indiana. It explores how these fees compare with other types of care and discusses financial help available to seniors. It also provides a list of local resources to help those considering long-term care.

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Assisted Living Facilities in Mishawaka, Indiana

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What to Consider About Assisted Living in Mishawaka

Assisted living facilities in Mishawaka are regulated at the federal level by the Indiana State Department of Health, Division of Long Term Care (ISDH) Indiana Division of Aging (DA). The division sets the rule and regulations assisted living facilities must abide by for the safety and well-being of residents. It also performs regular inspections of facilities.

Benefits and Drawbacks of Assisted Living in Mishawaka

  • The cost of living in Mishawaka is lower than the national average when compared to other cities in Indiana. This, combined with relatively affordable assisted living fees, makes the city an appealing option for seniors on a low income.
  • It’s easy for seniors to access the medical care they need, and they’ll have a choice of providers. There are three hospitals in or very close to Mishawaka, including the Mishawaka Medical Center and the Unity Medical Hospital. 
  • Drinking water quality in Mishawaka exceeds the standards set by the Environmental Protection Agency. This means the water is clean and safe to drink. However, it has a hardness rating of 324 PPM, which is quite hard and may cause irritation to a person’s skin if they have eczema or other skin conditions. Fortunately, this can be mitigated with the use of water softening filters.
  • Violent crime rates in Mishawaka are far lower than the national average. However, property crime rates are almost twice the national average. Many assisted living communities are gated, with 24-hour staffing and security cameras, so seniors can feel safe and not worry about theft.
  • Indiana is relatively tax-friendly for seniors. Social Security income is untaxed, and property taxes are relatively low compared to the national average. Income from pensions and retirement savings accounts is subject to tax.
  • Getting around the city is relatively easy thanks to the transportation program run by REAL Services. This program helps those aged 60 or over with limited access to transportation attend appointments, run errands or access other services they would not otherwise be able to travel to.

Paying for Assisted Living in Mishawaka

The average monthly cost of assisted living in Mishawaka is $3,308 per month. The fees charged by individual communities may vary depending on the facility’s size, location and services.

The Cost of Assisted Living In Nearby Cities

Assisted living fees vary across the state, but Mishawaka’s are far lower than the state and national averages of $4,283 and $4,500, respectively. Fees in Muncie are similarly affordable, at just $3,695. Heading south, facilities in Bloomington charge fees in line with the state average, while Evansville is slightly more expensive ($4,389), and assisted living prices in Columbus are far higher at $4,661.

Mishawaka

$3,308

Indiana

$4,283

United States

$4,500

Muncie

$3,695

Bloomington

$4,283

Columbus

$4,661

Evansville

$4,389

The Cost of Other Types of Senior Care

In addition to assisted living, seniors can also choose from several other types of care. Adult day health care is usually the most affordable option, as it’s delivered during daytime hours and in a group setting. Average prices for this type of care in Mishawaka are not available. Home care and home health care services, which provide similar support to that offered in assisted living communities, but in the privacy of the seniors’ own home, charge an average of $5,672. Nursing home facilities charge $8,366 for a semiprivate room.

In-Home Care

$5,672

Home Health Care

$5,672

Assisted Living Facility

$3,308

Nursing Home Facility (semiprivate room)

$8,366

Financial Assistance for Assisted Living in Mishawaka

Seniors in Mishawaka can apply to receive financial assistance from several programs to help pay for assisted living. Currently, there are four programs available: Indiana Medicaid, the state’s Medicaid Aged and Disabled 1915 (c) Waiver program, the Indiana Residential Care Assistance Program (RCAP) and Supplemental Security Income – Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana

page.

Free Assisted Living Resources in Mishawaka

Mishawaka’s seniors can seek advice and support from a variety of local organizations. These government groups and nonprofits offer advice, information and support for local older adults, helping them remain independent as they age and access the care they need, when they need it.

ResourceContactService
REAL Services Aging and Disability Resource Center(574) 233-8205REAL Services is the Aging and Disability Resource Center for Northern Indiana. It helps seniors and their caregivers understand the services and benefits that are available to them. It can assist with transportation, Medicare and Medicaid advice and benefits counseling. These services are delivered free of charge.
St Joseph County Veterans Services Office(574) 235-9978The Veterans Services Officer for St Joseph County advises veterans and their immediate relatives on the benefits and services available to them. The VSO can assist with Aid & Attendance payment claims, pensions and benefits, as well as advise on veteran-friendly medical care, long-term care services, housing and transportation options.
Indiana Legal Services(574) 234-8121Indiana Legal Services is a nonprofit law firm that works with low-income Indiana residents. It offers free civil legal advice and representation. The firm has lawyers specializing in elder law and can assist with cases involving family law, estate planning and elder abuse.
Battell Community Center(574) 258-1664Battell Community Center runs a variety of programs for Mishawaka residents, including senior-focused activities. Its program includes yoga, Zumba and other exercise classes, as well as entertainment and educational sessions hosted in the venue's spacious auditorium. The center serves as a hub for all the area's residents.
Transpo(574) 233-2131Transpo operates bus routes across South Bend and Mishawaka. These fixed-route services cover the most popular destinations in the area, such as shopping malls and medical centers. Transpo offers half-price fares to seniors.

Assisted Living Laws and Regulations in Mishawaka

Mishawaka Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Dawn

I visited this facility

Review of Tanglewood Trace

I went to Tanglewood Trace. The size of the community was favorable. The different levels of care were impressive, even at the hospice level. The staff during the tour was knowledgeable. She was...

Read more

Assisted Living

Kathryn

I am a friend or relative of a current/past resident

Review of Brookdale Granger

Rooms are ok. Staff to resident ratio is horrible! And there is constant change over with staff. They can take on average over 30 minutes to answer a call light due to not enough staff. We have...

Provider response

We take your comments seriously and are committed to providing quality care and services to our residents. We would welcome an opportunity to discuss any concerns you may have and hope you will...

Read more

Assisted Living

Joan

I visited this facility

Review of Hellenic Senior Living of Mishawaka

I went to Hellenic Senior Living of Mishawaka. It was very nice, very clean. They had a lot of activities. It had a bedroom, a little living room, and a little kitchenette. They had a nice...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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