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The 10 Best Assisted Living Facilities in Rock Island, IL for 2024

Rock Island is a vibrant community with about 37,000 residents, 17% of whom are aged 65 and over. It has a very low cost of living, affordable and reliable public transportation and access to full-service hospitals, making it an attractive retirement option.

Rock Island seniors who need help with some daily living activities find the care they need in assisted living. These facilities provide comfortable housing, daily meals and dynamic activities programs to help residents enjoy a comfortable, low-maintenance lifestyle. Some facilities accommodate small pets and have resort-style amenities, such as fitness centers, full-service salons and swimming pools. Monthly care costs vary, depending on the facility’s features and the scope of care a resident needs, but on average, seniors in Rock Island pay $4,350 per month for this type of long-term care.

In this guide, we compare assisted living fees in Rock Island to costs in other cities throughout Illinois and other local care options to help seniors make informed decisions regarding their care plans. The guide also outlines options for paying for services through financial assistance and personal resources, and it highlights agencies and programs that serve seniors in the Rock Island region.

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Assisted Living Facilities in Rock Island, Illinois

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What to Consider About Assisted Living in Rock Island

The Illinois Department of Public Health, Division of Assisted Living, is responsible for licensing assisted living facilities in Rock Island and the rest of the state. This division ensures compliance with minimum standards by requiring facilities to submit annual renewal applications. It also conducts regular inspections to ensure safe, clean environments for residents.  

Benefits and Drawbacks of Assisted Living in Rock Island

  • The air quality in Rock Island is fair, which may impact the quality of life of those sensitive to environmental pollutants. The American Lung Association gives the region a C for ozone pollution and a B for short-term particle pollution. To accommodate the needs of seniors with cardiovascular or respiratory issues that may be exacerbated by pollution, assisted living facilities offer plenty of indoor recreational activities year-round.
  • MetroLink provides public transportation services in the Rock Island region. It operates a dozen fixed routes seven days per week and has para-transit services for those who are unable to use the regular bus service due to age or disability. Seniors aged 65 and over can ride buses on the fixed route for free with the IL Benefit Access Program.
  • Seniors in Rock Island don’t pay state income taxes on nearly any type of retirement income, including Social Security benefits, income from public and private pensions and withdrawals from retirement accounts. Illinois has high property and sales tax rates, but residing in assisted living may help older adults avoid these additional living expenses. 
  • One hospital, Trinity Rock Island, is located within the city proper, providing older adults with access to 24-hour emergency care and a range of inpatient and outpatient services. On average, people spend about 12% more on health care services here than in other U.S. cities, but fortunately, there are several programs and public benefits available to help qualifying individuals afford necessary care. 
  • The overall cost of living in Rock Island is about 25% below the national average, making the city a good option for those with restrictive retirement budgets. Real estate is especially affordable in this city and may result in more competitive assisted living rates. 
  • Rock Island has mild summers and chilly winters, which may appeal to those who enjoy seasonal weather. Summer high temperatures are in the mid-80s and winter lows are in the teens, and the city gets 28 inches of snow and 37 inches of rain annually. Assisted living facilities typically equip residents’ apartments with individual climate controls, helping residents stay comfortable year-round. 

Paying for Assisted Living in Rock Island

In Rock Island, assisted living rates are estimated at $4,350 per month, making the city an affordable place to obtain long-term care. 

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Rock Island charge approximately $4,350 for services, which is lower than the respective state and national medians of $4,488 and $4,500. Peoria is among the few surveyed cities with cheaper assisted living rates, with residents paying $4,131 for care. In Chicago, care costs are about $500 higher than in Rock Island at $4,825. Rockford is one of the most expensive places in Illinois to access care, with rates exceeding Rock Island’s average by $900 at $5,250 monthly.  

Rock Island

$4,350

Illinois

$4,488

United States

$4,500

Rockford

$5,250

Peoria

$4,131

Chicago

$4,825

The Cost of Other Types of Senior Care

Assisted living costs $4,350 per month. This is about $800 lower than the cost of personal care services in an individual’s home, which averages $5,148 per month for both homemaker and home health aide services. Older adults in nursing homes pay $6,327 for shared rooms and $7,239 for private accommodations, and those who obtain adult day health care pay the lowest care costs at $1,695. 

Homemaker Services

$5,148

Home Health Aide

$5,148

Adult Day Health Care

$1,695

Assisted Living Facility

$4,350

Nursing Home (semiprivate room)

$6,327

Nursing Home (private room)

$7,239

Note: Care cost data for Rock Island was not available, so data for the closest city, Davenport, IA, was used instead.

Financial Assistance for Assisted Living in Rock Island

Rock Island seniors who meet the eligibility criteria can apply to the state’s Medicaid program for financial assistance with the costs incurred of residing in an assisted living facility. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Paying for Assisted Living Facilities in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Rock Island

Rock Island seniors can get one-on-one help from several local programs and nonprofit agencies, making it easier to navigate the system, find the right assisted living facility and identify ways to pay for services. The following resource table also highlights social and recreational programs in the region.  

ResourceContactService
Rock Island County Senior Center(800) 788-6308The Rock Island County Senior Center is the Aging and Disability Resource Center for the Rock Island Region. It has information and referral specialists who help older adults find community-based services, such as transportation and legal or financial assistance. The center also provides a range of activities and programs for older adults, including defensive driving courses, tax preparation services, holiday-themed events, table games, crafts and access to computers.
Western Illinois Area Agency on Aging(800) 322-1051The Western Illinois Area Agency on Aging serves those aged 60 and over through direct services and information and referrals for community-based programs. Through this agency, Rock Island seniors can obtain health insurance options counseling, nutrition services and transportation.
Alternatives for the Older Adult(800) 798-0988Alternatives for the Older Adult is a local nonprofit organization that promotes the safety and quality of life of seniors in the Rock Island region. It has a long-term care ombudsman who visits local assisted living facilities to ensure residents understand their rights and helps them resolve issues, such as not getting the services in their care plans. The ombudsman can also investigate complaints of abuse, neglect or exploitation.
Veterans Assistance Commission(309) 558-3545The Rock Island County Veterans Assistance Commission connects older veterans with the Illinois Department of Veterans Affairs, the Quad City Veterans Outpatient Clinic and the VA Medical Center in Iowa City. Through the commission, older veterans and their families can access the benefits and services they’re entitled to, including help with applying for benefits that may help cover long-term care.
Illinois 2112-1-1Illinois 211 is a phone-based information and referral service Rock Island seniors can call for help with connecting with community-based services and programs. It has information and referral specialists who help older adults find transportation services, durable medical equipment loans and congregate meals.

Assisted Living Laws and Regulations in Rock Island

Rock Island Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Assisted Living Laws and Regulations in Illinois

Reviews of Communities Nearby

Assisted Living

Beth

I visited this facility

Review of Friendship Manor

I've been to Friendship Manor. They were very accommodating. They gave me a tour of most of the building and a couple of the units. It was a very nice facility. We basically figured out that my...

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Assisted Living

Derek Sax

I visited this facility

Review of Friendship Manor

Silver Cross staff is terrible, rude, not caring except a select few. The housekeepers and maintenance etc.. Seem to be the people that brighten their day. It is sad to know my aunt is living...

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Assisted Living

Rose26

I am a friend or relative of a resident

Review of Fort Armstrong Senior Residence

We placed my mother-in-law in Fort Armstrong. It is nice, close by, and we have church members who are also staying there. The staff is very friendly, and I notice that they care about the...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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